- ISIN
- US3999091008
- CUSIP
- 399909100
- Sector
- Financial Services
- Industry
- Banks - Regional
- IPO Date
- Jul 25, 2000
Highlights
- Market Cap
- $1.44B
- Enterprise Value
- -$896.10M
- EPS (TTM)
- ARS 676.97
- PE Ratio
- 110.82
- PEG Ratio
- 1.01
- Total Revenue (TTM)
- ARS 13.01T
- Gross Profit (TTM)
- ARS 5.27T
- EBITDA (TTM)
- ARS 306.88B
- Year Range
- $25.89 - $62.52
- Target Price
- $60.50
- ROA (TTM)
- 0.19%
- ROE (TTM)
- 1.00%
Share Price Chart
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Performance
GGAL Performance Chart
Grupo Financiero Galicia S.A. (GGAL) is down 2.0% since the beginning of the year. At $51 per share, GGAL is trading 17.9% below its 52-week high of $63. Investors who bought $1,000 worth of GGAL shares 5 years ago would now be looking at an investment worth $6,984.
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Returns By Period
Grupo Financiero Galicia S.A. (GGAL) has returned -2.01% so far this year and 6.97% over the past 12 months. Over the last ten years, GGAL has returned 8.80% per year, falling short of the S&P 500 Index benchmark, which averaged 13.71% annually.
Grupo Financiero Galicia S.A.
- 1D
- -3.71%
- 1M
- 17.91%
- YTD
- -2.01%
- 6M
- -1.94%
- 1Y
- 6.97%
- 3Y*
- 53.35%
- 5Y*
- 47.51%
- 10Y*
- 8.80%
Benchmark (S&P 500 Index)
- 1D
- -1.44%
- 1M
- -1.45%
- YTD
- 7.60%
- 6M
- 6.59%
- 1Y
- 22.24%
- 3Y*
- 19.20%
- 5Y*
- 11.54%
- 10Y*
- 13.71%
GGAL Monthly Returns History
Based on dividend-adjusted daily data since Jul 25, 2000, GGAL's average daily return is +0.12%, while the average monthly return is +2.27%. At this rate, an investment would double in approximately 2.6 years.
Historically, 56% of months were positive and 44% were negative. The best month was Oct 2025 with a return of +114.6%, while the worst month was Aug 2019 at -70.5%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 10 months.
On a daily basis, GGAL closed higher 49% of trading days. The best single day was Aug 28, 2002 with a return of +188.5%, while the worst single day was Aug 27, 2002 at -65.8%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.17% | -18.40% | 4.90% | -11.50% | 24.98% | 1.30% | -2.01% | ||||||
| 2025 | 8.28% | -15.20% | -4.81% | 10.89% | -3.89% | -12.79% | 0.49% | -21.88% | -29.51% | 114.55% | -9.20% | 1.21% | -11.36% |
| 2024 | 25.17% | 1.85% | 15.49% | 27.58% | 10.55% | -12.10% | -2.95% | 38.05% | 7.45% | 25.26% | 7.06% | 10.42% | 289.05% |
| 2023 | 38.48% | -0.60% | -17.57% | 4.92% | 7.05% | 44.90% | 0.55% | 7.60% | -27.26% | -14.10% | 53.26% | 0.49% | 92.28% |
| 2022 | 2.00% | -2.17% | 14.04% | -15.83% | 5.51% | -24.97% | 12.88% | 3.97% | -6.91% | 4.02% | 4.38% | 20.12% | 8.05% |
| 2021 | -14.65% | -0.13% | 2.15% | -1.58% | 18.88% | -2.93% | -9.40% | 38.03% | -6.59% | 5.56% | -18.34% | 9.33% | 8.88% |
Benchmark Metrics
Grupo Financiero Galicia S.A. has an annualized alpha of 25.52%, beta of 1.05, and R2 of 0.07 versus S&P 500 Index. Calculated based on daily prices since July 25, 2000.
- This stock captured 177.29% of S&P 500 Index gains and 153.74% of its losses - amplifying both gains and losses, but participating more in upside than downside.
- R2 of 0.07 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 25.52%
- Beta
- 1.05
- R²
- 0.07
- Upside Capture
- 177.29%
- Downside Capture
- 153.74%
Return for Risk
Risk / Return Rank
GGAL ranks 47 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Grupo Financiero Galicia S.A. (GGAL) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| GGAL | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.69 | ||
| Sortino ratioReturn per unit of downside risk | -1.65 | ||
| Omega ratioGain probability vs. loss probability | 1.10 | 1.32 | -0.23 |
| Calmar ratioReturn relative to maximum drawdown | 0.14 | 2.46 | -2.32 |
| Martin ratioReturn relative to average drawdown | 0.30 | 10.92 | -10.61 |
Dividends
Dividend History
Grupo Financiero Galicia S.A. provided a 4.13% dividend yield over the last twelve months, with an annual payout of $2.12 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $2.12 | $1.14 | $2.37 | $1.12 | $0.45 | $0.02 | $0.08 | $0.31 | $0.36 | $0.11 | $0.03 | $0.02 |
Dividend yield | 4.13% | 2.11% | 3.81% | 6.49% | 4.62% | 0.23% | 0.94% | 1.89% | 1.29% | 0.16% | 0.13% | 0.09% |
Monthly Dividends
The table displays the monthly dividend distributions for Grupo Financiero Galicia S.A.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.15 | $0.31 | $0.00 | $0.79 | $0.00 | $1.25 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.26 | $0.17 | $0.15 | $0.14 | $0.00 | $0.13 | $0.28 | $1.14 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.99 | $0.66 | $0.72 | $0.00 | $0.00 | $0.00 | $0.00 | $2.37 |
| 2023 | $0.08 | $0.00 | $0.00 | $0.00 | $0.45 | $0.00 | $0.33 | $0.14 | $0.12 | $0.00 | $0.00 | $0.00 | $1.12 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.00 | $0.45 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.02 |
Dividend Yield & Payout
Dividend Yield
Grupo Financiero Galicia S.A. has a dividend yield of 4.13%, which is quite average when compared to the overall market.
Payout Ratio
Grupo Financiero Galicia S.A. has a payout ratio of 394.01%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Grupo Financiero Galicia S.A.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Grupo Financiero Galicia S.A. was 98.98%, occurring on Jun 17, 2002. Recovery took 3193 trading sessions.
The current Grupo Financiero Galicia S.A. drawdown is 25.05%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Dot-com crash2000–2002 | -98.98%Jun 2002 | 1y 4mo | 12y 8mo | 14y 1moJan 2001 - Feb 2015 |
COVID crash2020 | -91.70%Apr 2020 | 2y 3mo | 4y 6mo | 6y 10moJan 2018 - Nov 2024 |
2025 bear market2025 | -62.94%Sep 2025 | 8mo 14d | — | 1y 5moJan 2025 - now |
2015 bear market2015 | -33.53%Oct 2015 | 6mo 16d | 27d | 7mo 13dMar 2015 - Oct 2015 |
Dot-com crash2000–2002 | -32.84%Oct 2000 | 1mo 20d | 2mo 16d | 4mo 6dSep 2000 - Jan 2001 |
Drawdown Indicators
| GGAL | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -98.98% | -56.78% | -42.20% |
Max Drawdown (1Y)Largest decline over 1 year | -50.03% | -9.10% | -40.93% |
Max Drawdown (3Y)Largest decline over 3 years | -62.94% | -18.90% | -44.04% |
Max Drawdown (5Y)Largest decline over 5 years | -62.94% | -25.43% | -37.51% |
Max Drawdown (10Y)Largest decline over 10 years | -91.70% | -33.92% | -57.78% |
Current DrawdownCurrent decline from peak | -25.05% | -3.21% | -21.84% |
Average DrawdownAverage peak-to-trough decline | -57.33% | -10.71% | -46.62% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 22.96% | 2.04% | +20.92% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Grupo Financiero Galicia S.A. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Grupo Financiero Galicia S.A. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for GGAL, comparing it with other companies in the Banks - Regional industry. Currently, GGAL has a P/E ratio of 110.8. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for GGAL compared to other companies in the Banks - Regional industry. GGAL currently has a PEG ratio of 1.0. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for GGAL relative to other companies in the Banks - Regional industry. Currently, GGAL has a P/S ratio of 0.7. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for GGAL in comparison with other companies in the Banks - Regional industry. Currently, GGAL has a P/B value of 0.2. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.
Income Statement
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Cost Of Revenue | — |
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EBITDA | — |
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Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
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Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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