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Grupo Financiero Galicia S.A. (GGAL)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US3999091008
CUSIP
399909100
IPO Date
Jul 25, 2000

Highlights

Market Cap
$7.50B
Enterprise Value
-$7.02T
EPS (TTM)
$1.02K
PE Ratio
0.05
PEG Ratio
0.00
Total Revenue (TTM)
$8.73T
Gross Profit (TTM)
$2.47T
EBITDA (TTM)
$421.13B
Year Range
$25.89 - $66.24
Target Price
$60.00
ROA (TTM)
0.45%
ROE (TTM)
2.71%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Grupo Financiero Galicia S.A., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Grupo Financiero Galicia S.A. (GGAL) has returned -12.55% so far this year and -11.31% over the past 12 months. Over the last ten years, GGAL has returned 8.22% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


Grupo Financiero Galicia S.A.

1D
8.60%
1M
4.90%
YTD
-12.55%
6M
72.44%
1Y
-11.31%
3Y*
72.25%
5Y*
51.02%
10Y*
8.22%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jul 25, 2000, GGAL's average daily return is +0.12%, while the average monthly return is +2.24%. At this rate, your investment would double in approximately 2.6 years.

Historically, 56% of months were positive and 44% were negative. The best month was Oct 2025 with a return of +114.6%, while the worst month was Aug 2019 at -70.5%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 10 months.

On a daily basis, GGAL closed higher 49% of trading days. The best single day was Aug 28, 2002 with a return of +188.5%, while the worst single day was Aug 27, 2002 at -65.8%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20262.17%-18.40%4.90%-12.55%
20258.28%-15.20%-4.81%10.89%-3.89%-12.79%0.49%-21.88%-29.51%114.55%-9.20%1.21%-11.36%
202425.17%1.85%15.49%27.58%10.55%-12.10%-2.95%38.05%7.45%25.26%7.06%10.42%289.05%
202338.48%-0.60%-17.57%4.92%7.05%44.90%0.55%7.60%-27.26%-14.10%53.26%0.49%92.28%
20222.00%-2.17%14.04%-15.83%5.51%-24.97%12.88%3.97%-6.91%4.02%4.38%20.12%8.05%
2021-14.65%-0.13%2.15%-1.58%18.88%-2.93%-9.40%38.03%-6.59%5.56%-18.34%9.33%8.88%

Benchmark Metrics

Grupo Financiero Galicia S.A. has an annualized alpha of 25.76%, beta of 1.05, and R² of 0.07 versus S&P 500 Index. Calculated based on daily prices since July 26, 2000.

  • This stock captured 180.31% of S&P 500 Index gains and 154.28% of its losses — amplifying both gains and losses, but participating more in upside than downside.
  • R² of 0.07 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
25.76%
Beta
1.05
0.07
Upside Capture
180.31%
Downside Capture
154.28%

Return for Risk

Risk / Return Rank

GGAL ranks 35 for risk / return — below 35% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.


GGAL Risk / Return Rank: 3535
Overall Rank
GGAL Sharpe Ratio Rank: 3434
Sharpe Ratio Rank
GGAL Sortino Ratio Rank: 3838
Sortino Ratio Rank
GGAL Omega Ratio Rank: 3737
Omega Ratio Rank
GGAL Calmar Ratio Rank: 3434
Calmar Ratio Rank
GGAL Martin Ratio Rank: 3232
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Grupo Financiero Galicia S.A. (GGAL) and compare them to a chosen benchmark (S&P 500 Index).


GGALBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

-0.15

0.90

-1.04

Sortino ratio

Return per unit of downside risk

0.37

1.39

-1.02

Omega ratio

Gain probability vs. loss probability

1.04

1.21

-0.17

Calmar ratio

Return relative to maximum drawdown

-0.23

1.40

-1.63

Martin ratio

Return relative to average drawdown

-0.50

6.61

-7.11

Explore GGAL risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Grupo Financiero Galicia S.A. provided a 3.41% dividend yield over the last twelve months, with an annual payout of $1.60 per share.


0.00%1.00%2.00%3.00%4.00%5.00%6.00%$0.00$0.50$1.00$1.50$2.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$1.60$1.14$2.37$1.12$0.45$0.02$0.08$0.31$0.36$0.11$0.03$0.02

Dividend yield

3.41%2.11%3.81%6.49%4.62%0.23%0.94%1.89%1.29%0.16%0.13%0.09%

Monthly Dividends

The table displays the monthly dividend distributions for Grupo Financiero Galicia S.A.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.15$0.31$0.46
2025$0.00$0.00$0.00$0.00$0.00$0.26$0.17$0.15$0.14$0.00$0.13$0.28$1.14
2024$0.00$0.00$0.00$0.00$0.00$0.99$0.66$0.72$0.00$0.00$0.00$0.00$2.37
2023$0.08$0.00$0.00$0.00$0.45$0.00$0.33$0.14$0.12$0.00$0.00$0.00$1.12
2022$0.00$0.00$0.00$0.00$0.36$0.00$0.00$0.00$0.09$0.00$0.00$0.00$0.45
2021$0.00$0.00$0.00$0.00$0.02$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.02

Dividend Yield & Payout


Dividend Yield

Grupo Financiero Galicia S.A. has a dividend yield of 3.41%, which is quite average when compared to the overall market.

Payout Ratio

Grupo Financiero Galicia S.A. has a payout ratio of 150.92%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Grupo Financiero Galicia S.A.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Grupo Financiero Galicia S.A. was 98.98%, occurring on Jun 17, 2002. Recovery took 3193 trading sessions.

The current Grupo Financiero Galicia S.A. drawdown is 33.10%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-98.98%Jan 24, 2001348Jun 17, 20023193Feb 23, 20153541
-91.7%Jan 19, 2018571Apr 27, 20201149Nov 18, 20241720
-62.94%Jan 8, 2025175Sep 19, 2025
-33.53%Mar 19, 2015137Oct 1, 201519Oct 28, 2015156
-32.84%Sep 5, 200037Oct 25, 200051Jan 9, 200188

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Grupo Financiero Galicia S.A. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Grupo Financiero Galicia S.A. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for GGAL, comparing it with other companies in the Banks - Regional industry. Currently, GGAL has a P/E ratio of 0.0. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for GGAL compared to other companies in the Banks - Regional industry. GGAL currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for GGAL relative to other companies in the Banks - Regional industry. Currently, GGAL has a P/S ratio of 0.0. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for GGAL in comparison with other companies in the Banks - Regional industry. Currently, GGAL has a P/B value of 0.0. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items