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Grupo Financiero Galicia S.A. (GGAL)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US3999091008

CUSIP

399909100

IPO Date

Jul 25, 2000

Highlights

Market Cap

$7.78B

EPS (TTM)

$9.38

PE Ratio

6.26

PEG Ratio

0.75

Total Revenue (TTM)

$6.55T

Gross Profit (TTM)

$6.55T

EBITDA (TTM)

$665.32B

Year Range

$23.05 - $74.00

Target Price

$86.50

Short %

3.00%

Short Ratio

1.90

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Grupo Financiero Galicia S.A., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


250.00%300.00%350.00%400.00%450.00%December2025FebruaryMarchAprilMay
348.89%
285.68%
GGAL (Grupo Financiero Galicia S.A.)
Benchmark (^GSPC)

Returns By Period

Grupo Financiero Galicia S.A. (GGAL) returned -6.68% year-to-date (YTD) and 82.65% over the past 12 months. Over the past 10 years, GGAL delivered an annualized return of 13.75%, outperforming the S&P 500 benchmark at 10.57%.


GGAL

YTD

-6.68%

1M

20.56%

6M

12.00%

1Y

82.65%

5Y*

60.55%

10Y*

13.75%

^GSPC (Benchmark)

YTD

-3.31%

1M

12.07%

6M

-0.74%

1Y

10.90%

5Y*

14.73%

10Y*

10.57%

*Annualized

Monthly Returns

The table below presents the monthly returns of GGAL, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20258.28%-15.20%-4.81%10.89%-3.71%-6.68%
202425.17%1.85%15.49%27.58%10.55%-12.10%-2.95%38.05%7.45%25.26%7.06%10.42%289.05%
202338.48%-0.60%-17.57%4.92%7.05%44.90%0.55%7.60%-27.26%-14.10%53.26%0.49%92.28%
20222.00%-2.17%14.04%-15.83%5.50%-24.97%12.88%3.97%-6.91%4.02%4.38%20.12%8.05%
2021-14.65%-0.13%2.15%-1.58%19.52%-2.93%-9.40%38.03%-6.59%5.56%-18.34%9.33%9.47%
2020-11.58%-11.92%-44.23%0.99%12.50%21.10%23.71%-13.92%-29.91%-12.63%37.54%1.51%-45.58%
201932.43%-16.27%-16.52%-14.65%19.09%38.62%3.49%-70.50%19.93%-11.08%15.57%21.48%-40.38%
20186.00%-9.83%4.48%-2.80%-33.38%-22.01%8.04%-36.85%13.02%-9.32%19.51%0.04%-57.84%
201715.42%2.35%19.06%3.20%14.38%-4.31%-14.82%25.55%13.03%6.52%4.06%15.26%145.31%
20160.78%7.29%-3.35%0.60%0.09%7.50%-2.82%0.27%4.54%0.10%-12.68%-0.99%-0.29%
20152.96%26.59%11.78%-4.80%-8.75%-6.19%0.00%1.97%-6.99%50.11%-5.98%7.67%71.12%
2014-23.92%27.93%21.04%9.34%1.18%7.88%10.03%-21.34%12.07%3.45%8.91%-0.75%52.50%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 89, GGAL is among the top 11% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of GGAL is 8989
Overall Rank
The Sharpe Ratio Rank of GGAL is 9292
Sharpe Ratio Rank
The Sortino Ratio Rank of GGAL is 8989
Sortino Ratio Rank
The Omega Ratio Rank of GGAL is 8484
Omega Ratio Rank
The Calmar Ratio Rank of GGAL is 9191
Calmar Ratio Rank
The Martin Ratio Rank of GGAL is 9191
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Grupo Financiero Galicia S.A. (GGAL) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The chart of Sharpe ratio for GGAL, currently valued at 1.59, compared to the broader market-2.00-1.000.001.002.003.00
GGAL: 1.59
^GSPC: 0.67
The chart of Sortino ratio for GGAL, currently valued at 2.32, compared to the broader market-6.00-4.00-2.000.002.004.00
GGAL: 2.32
^GSPC: 1.05
The chart of Omega ratio for GGAL, currently valued at 1.27, compared to the broader market0.501.001.502.00
GGAL: 1.27
^GSPC: 1.16
The chart of Calmar ratio for GGAL, currently valued at 1.72, compared to the broader market0.001.002.003.004.005.00
GGAL: 1.72
^GSPC: 0.68
The chart of Martin ratio for GGAL, currently valued at 7.05, compared to the broader market-10.000.0010.0020.00
GGAL: 7.05
^GSPC: 2.70

The current Grupo Financiero Galicia S.A. Sharpe ratio is 1.59. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Grupo Financiero Galicia S.A. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.002.004.006.008.00December2025FebruaryMarchAprilMay
1.59
0.67
GGAL (Grupo Financiero Galicia S.A.)
Benchmark (^GSPC)

Dividends

Dividend History

Grupo Financiero Galicia S.A. provided a 4.08% dividend yield over the last twelve months, with an annual payout of $2.37 per share. The company has been increasing its dividends for 3 consecutive years.


0.00%1.00%2.00%3.00%4.00%5.00%6.00%$0.00$0.50$1.00$1.50$2.0020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$2.37$2.37$1.12$0.45$0.06$0.08$0.31$0.36$0.12$0.08$0.09$0.04

Dividend yield

4.08%3.81%6.49%4.62%0.68%0.87%1.89%1.31%0.18%0.30%0.32%0.23%

Monthly Dividends

The table displays the monthly dividend distributions for Grupo Financiero Galicia S.A.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.00$0.00$0.00$0.00
2024$0.00$0.00$0.00$0.00$0.00$0.99$0.66$0.72$0.00$0.00$0.00$0.00$2.37
2023$0.08$0.00$0.00$0.00$0.45$0.00$0.33$0.14$0.12$0.00$0.00$0.00$1.12
2022$0.00$0.00$0.00$0.00$0.36$0.00$0.00$0.00$0.09$0.00$0.00$0.00$0.45
2021$0.00$0.00$0.00$0.00$0.06$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.06
2020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.08$0.00$0.00$0.08
2019$0.00$0.00$0.00$0.00$0.31$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.31
2018$0.00$0.00$0.00$0.00$0.36$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.36
2017$0.00$0.00$0.00$0.00$0.12$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.12
2016$0.00$0.00$0.00$0.00$0.08$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.08
2015$0.00$0.00$0.00$0.00$0.09$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.09
2014$0.04$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.04

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%
GGAL: 4.1%
Grupo Financiero Galicia S.A. has a dividend yield of 4.08%, which is quite average when compared to the overall market.
Payout Ratio
100.0%200.0%300.0%400.0%500.0%600.0%
GGAL: 42.7%
Grupo Financiero Galicia S.A. has a payout ratio of 42.70%, which is quite average when compared to the overall market. This suggests that Grupo Financiero Galicia S.A. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-40.00%-30.00%-20.00%-10.00%0.00%December2025FebruaryMarchAprilMay
-19.47%
-7.45%
GGAL (Grupo Financiero Galicia S.A.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Grupo Financiero Galicia S.A.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Grupo Financiero Galicia S.A. was 98.98%, occurring on Jun 17, 2002. Recovery took 3191 trading sessions.

The current Grupo Financiero Galicia S.A. drawdown is 19.47%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-98.98%Jan 24, 2001348Jun 17, 20023191Feb 23, 20153539
-91.7%Jan 19, 2018571Apr 27, 20201149Nov 18, 20241720
-37.26%Jan 8, 202561Apr 7, 2025
-33.33%Mar 19, 2015137Oct 1, 201519Oct 28, 2015156
-32.86%Aug 1, 200061Oct 25, 200051Jan 9, 2001112

Volatility

Volatility Chart

The current Grupo Financiero Galicia S.A. volatility is 27.31%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%20.00%25.00%30.00%December2025FebruaryMarchAprilMay
27.31%
14.17%
GGAL (Grupo Financiero Galicia S.A.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Grupo Financiero Galicia S.A. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Grupo Financiero Galicia S.A., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 121.4% positive surprise.

0.001.002.003.004.005.006.007.00AprilJulyOctober2021AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober
4.10
1.85
Actual
Estimate

Valuation

The Valuation section provides an overview of how Grupo Financiero Galicia S.A. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio
20.040.060.080.0100.0
GGAL: 6.3
The chart displays the Price-to-Earnings (P/E) ratio for GGAL, comparing it with other companies in the Banks - Regional industry. Currently, GGAL has a P/E ratio of 6.3. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.
PEG Ratio
2.04.06.08.010.0
GGAL: 0.8
The chart shows the Price/Earnings to Growth (PEG) ratio for GGAL compared to other companies in the Banks - Regional industry. GGAL currently has a PEG ratio of 0.8. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
2.04.06.08.0
GGAL: 0.0
This chart shows the Price-to-Sales (P/S) ratio for GGAL relative to other companies in the Banks - Regional industry. Currently, GGAL has a P/S ratio of 0.0. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
0.51.01.52.02.53.0
GGAL: 1.9
The chart illustrates the Price-to-Book (P/B) ratio for GGAL in comparison with other companies in the Banks - Regional industry. Currently, GGAL has a P/B value of 1.9. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items