PortfoliosLab logoPortfoliosLab logo
ISIN
US3999091008
CUSIP
399909100
IPO Date
Jul 25, 2000

Highlights

Market Cap
$1.44B
Enterprise Value
-$896.10M
EPS (TTM)
ARS 676.97
PE Ratio
110.82
PEG Ratio
1.01
Total Revenue (TTM)
ARS 13.01T
Gross Profit (TTM)
ARS 5.27T
EBITDA (TTM)
ARS 306.88B
Year Range
$25.89 - $62.52
Target Price
$60.50
ROA (TTM)
0.19%
ROE (TTM)
1.00%

Share Price Chart


Loading charts...

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

GGAL Performance Chart

Grupo Financiero Galicia S.A. (GGAL) is down 2.0% since the beginning of the year. At $51 per share, GGAL is trading 17.9% below its 52-week high of $63. Investors who bought $1,000 worth of GGAL shares 5 years ago would now be looking at an investment worth $6,984.


Loading charts...

S&P 500 Index

Returns By Period

Grupo Financiero Galicia S.A. (GGAL) has returned -2.01% so far this year and 6.97% over the past 12 months. Over the last ten years, GGAL has returned 8.80% per year, falling short of the S&P 500 Index benchmark, which averaged 13.71% annually.


Grupo Financiero Galicia S.A.

1D
-3.71%
1M
17.91%
YTD
-2.01%
6M
-1.94%
1Y
6.97%
3Y*
53.35%
5Y*
47.51%
10Y*
8.80%

Benchmark (S&P 500 Index)

1D
-1.44%
1M
-1.45%
YTD
7.60%
6M
6.59%
1Y
22.24%
3Y*
19.20%
5Y*
11.54%
10Y*
13.71%
*Multi-year figures are annualized to reflect compound growth (CAGR)

GGAL Monthly Returns History

Based on dividend-adjusted daily data since Jul 25, 2000, GGAL's average daily return is +0.12%, while the average monthly return is +2.27%. At this rate, an investment would double in approximately 2.6 years.

Historically, 56% of months were positive and 44% were negative. The best month was Oct 2025 with a return of +114.6%, while the worst month was Aug 2019 at -70.5%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 10 months.

On a daily basis, GGAL closed higher 49% of trading days. The best single day was Aug 28, 2002 with a return of +188.5%, while the worst single day was Aug 27, 2002 at -65.8%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20262.17%-18.40%4.90%-11.50%24.98%1.30%-2.01%
20258.28%-15.20%-4.81%10.89%-3.89%-12.79%0.49%-21.88%-29.51%114.55%-9.20%1.21%-11.36%
202425.17%1.85%15.49%27.58%10.55%-12.10%-2.95%38.05%7.45%25.26%7.06%10.42%289.05%
202338.48%-0.60%-17.57%4.92%7.05%44.90%0.55%7.60%-27.26%-14.10%53.26%0.49%92.28%
20222.00%-2.17%14.04%-15.83%5.51%-24.97%12.88%3.97%-6.91%4.02%4.38%20.12%8.05%
2021-14.65%-0.13%2.15%-1.58%18.88%-2.93%-9.40%38.03%-6.59%5.56%-18.34%9.33%8.88%

Benchmark Metrics

Grupo Financiero Galicia S.A. has an annualized alpha of 25.52%, beta of 1.05, and R2 of 0.07 versus S&P 500 Index. Calculated based on daily prices since July 25, 2000.

  • This stock captured 177.29% of S&P 500 Index gains and 153.74% of its losses - amplifying both gains and losses, but participating more in upside than downside.
  • R2 of 0.07 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
25.52%
Beta
1.05
0.07
Upside Capture
177.29%
Downside Capture
153.74%

Return for Risk

Risk / Return Rank

GGAL ranks 47 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.


GGAL Risk / Return Rank: 4747
Overall Rank
GGAL Sharpe Ratio Rank: 4646
Sharpe Ratio Rank
GGAL Sortino Ratio Rank: 5050
Sortino Ratio Rank
GGAL Omega Ratio Rank: 4949
Omega Ratio Rank
GGAL Calmar Ratio Rank: 4545
Calmar Ratio Rank
GGAL Martin Ratio Rank: 4646
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Grupo Financiero Galicia S.A. (GGAL) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


GGALBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-1.69

Sortino ratioReturn per unit of downside risk

-1.65

Omega ratioGain probability vs. loss probability

1.10

1.32

-0.23

Calmar ratioReturn relative to maximum drawdown

0.14

2.46

-2.32

Martin ratioReturn relative to average drawdown

0.30

10.92

-10.61

Dividends

Dividend History

Grupo Financiero Galicia S.A. provided a 4.13% dividend yield over the last twelve months, with an annual payout of $2.12 per share.


0.00%1.00%2.00%3.00%4.00%5.00%6.00%$0.00$0.50$1.00$1.50$2.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$2.12$1.14$2.37$1.12$0.45$0.02$0.08$0.31$0.36$0.11$0.03$0.02

Dividend yield

4.13%2.11%3.81%6.49%4.62%0.23%0.94%1.89%1.29%0.16%0.13%0.09%

Monthly Dividends

The table displays the monthly dividend distributions for Grupo Financiero Galicia S.A.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.15$0.31$0.00$0.79$0.00$1.25
2025$0.00$0.00$0.00$0.00$0.00$0.26$0.17$0.15$0.14$0.00$0.13$0.28$1.14
2024$0.00$0.00$0.00$0.00$0.00$0.99$0.66$0.72$0.00$0.00$0.00$0.00$2.37
2023$0.08$0.00$0.00$0.00$0.45$0.00$0.33$0.14$0.12$0.00$0.00$0.00$1.12
2022$0.00$0.00$0.00$0.00$0.36$0.00$0.00$0.00$0.09$0.00$0.00$0.00$0.45
2021$0.00$0.00$0.00$0.00$0.02$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.02

Dividend Yield & Payout


Dividend Yield

Grupo Financiero Galicia S.A. has a dividend yield of 4.13%, which is quite average when compared to the overall market.

Payout Ratio

Grupo Financiero Galicia S.A. has a payout ratio of 394.01%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


Loading charts...

Worst Drawdowns

The table below displays the maximum drawdowns of the Grupo Financiero Galicia S.A.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Grupo Financiero Galicia S.A. was 98.98%, occurring on Jun 17, 2002. Recovery took 3193 trading sessions.

The current Grupo Financiero Galicia S.A. drawdown is 25.05%.


Related event

Drawdown

Fall

Recovery

Underwater

Dot-com crash2000–2002
-98.98%Jun 2002
1y 4mo12y 8mo
14y 1moJan 2001 - Feb 2015
COVID crash2020
-91.70%Apr 2020
2y 3mo4y 6mo
6y 10moJan 2018 - Nov 2024
2025 bear market2025
-62.94%Sep 2025
8mo 14d
1y 5moJan 2025 - now
2015 bear market2015
-33.53%Oct 2015
6mo 16d27d
7mo 13dMar 2015 - Oct 2015
Dot-com crash2000–2002
-32.84%Oct 2000
1mo 20d2mo 16d
4mo 6dSep 2000 - Jan 2001

Drawdown Indicators


GGALBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-98.98%

-56.78%

-42.20%

Max Drawdown (1Y)

Largest decline over 1 year

-50.03%

-9.10%

-40.93%

Max Drawdown (3Y)

Largest decline over 3 years

-62.94%

-18.90%

-44.04%

Max Drawdown (5Y)

Largest decline over 5 years

-62.94%

-25.43%

-37.51%

Max Drawdown (10Y)

Largest decline over 10 years

-91.70%

-33.92%

-57.78%

Current Drawdown

Current decline from peak

-25.05%

-3.21%

-21.84%

Average Drawdown

Average peak-to-trough decline

-57.33%

-10.71%

-46.62%

Ulcer Index

Depth and duration of drawdowns from previous peaks

22.96%

2.04%

+20.92%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


Loading charts...

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Grupo Financiero Galicia S.A. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Grupo Financiero Galicia S.A. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for GGAL, comparing it with other companies in the Banks - Regional industry. Currently, GGAL has a P/E ratio of 110.8. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for GGAL compared to other companies in the Banks - Regional industry. GGAL currently has a PEG ratio of 1.0. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for GGAL relative to other companies in the Banks - Regional industry. Currently, GGAL has a P/S ratio of 0.7. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for GGAL in comparison with other companies in the Banks - Regional industry. Currently, GGAL has a P/B value of 0.2. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
Portfolio Analyzer

Build a portfolio with GGAL

Add Grupo Financiero Galicia S.A. to a portfolio and analyze allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.

Open Portfolio Analyzer with GGAL