GGAL vs. LOMA
GGAL (Grupo Financiero Galicia S.A.) and LOMA (Loma Negra Compañía Industrial Argentina Sociedad Anónima) are both stocks. GGAL operates in Banks - Regional (Financial Services), while LOMA operates in Building Materials (Basic Materials). Over the past 5 years, GGAL returned 48.51%/yr vs 19.61%/yr for LOMA. A 0.61 correlation means they provide meaningful diversification when combined.
Performance
GGAL vs. LOMA - Performance Comparison
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Returns By Period
In the year-to-date period, GGAL achieves a 1.77% return, which is significantly higher than LOMA's -8.03% return.
GGAL
- 1D
- -5.39%
- 1M
- 22.46%
- YTD
- 1.77%
- 6M
- 2.45%
- 1Y
- 7.61%
- 3Y*
- 55.30%
- 5Y*
- 48.51%
- 10Y*
- 9.22%
LOMA
- 1D
- -1.49%
- 1M
- 8.77%
- YTD
- -8.03%
- 6M
- -6.95%
- 1Y
- 6.82%
- 3Y*
- 24.13%
- 5Y*
- 19.61%
- 10Y*
- —
GGAL vs. LOMA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
GGAL Grupo Financiero Galicia S.A. | 1.77% | -11.36% | 289.05% | 92.28% | 8.05% | 8.88% | -45.53% | -40.38% | -57.85% | 19.95% |
LOMA Loma Negra Compañía Industrial Argentina Sociedad Anónima | -8.03% | 8.46% | 68.41% | 21.03% | 26.57% | 8.46% | -16.62% | -29.74% | -51.69% | 6.42% |
Correlation
The correlation between GGAL and LOMA is 0.71, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.71 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.64 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.61 |
Correlation (All Time) Calculated using the full available price history since Nov 1, 2017 | 0.61 |
The correlation between GGAL and LOMA shifts across timeframes, from 0.61 (5 years) to 0.71 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
GGAL:
$1.50B
LOMA:
$1.39B
GGAL:
ARS 676.97
LOMA:
ARS 336.44
GGAL:
115.25
LOMA:
51.79
GGAL:
1.05
LOMA:
0.03
GGAL:
0.76
LOMA:
2.45
GGAL:
0.25
LOMA:
1.68
GGAL:
ARS 13.01T
LOMA:
ARS 829.94B
GGAL:
ARS 5.27T
LOMA:
ARS 182.35B
GGAL:
ARS 306.88B
LOMA:
ARS 174.03B
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Return for Risk
GGAL vs. LOMA — Risk / Return Rank
GGAL
LOMA
GGAL vs. LOMA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Grupo Financiero Galicia S.A. (GGAL) and Loma Negra Compañía Industrial Argentina Sociedad Anónima (LOMA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| GGAL | LOMA | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.01 | ||
| Sortino ratioReturn per unit of downside risk | +0.10 | ||
| Omega ratioGain probability vs. loss probability | 1.10 | 1.08 | +0.02 |
| Calmar ratioReturn relative to maximum drawdown | 0.15 | 0.16 | -0.01 |
| Martin ratioReturn relative to average drawdown | 0.33 | 0.36 | -0.03 |
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Drawdowns
GGAL vs. LOMA - Drawdown Comparison
The maximum GGAL drawdown since its inception was -98.98%, which is greater than LOMA's maximum drawdown of -87.17%. Use the drawdown chart below to compare losses from any high point for GGAL and LOMA.
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Drawdown Indicators
| GGAL | LOMA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -98.98% | -87.17% | -11.81% |
Max Drawdown (1Y)Largest decline over 1 year | -50.03% | -42.87% | -7.16% |
Max Drawdown (3Y)Largest decline over 3 years | -62.94% | -48.26% | -14.68% |
Max Drawdown (5Y)Largest decline over 5 years | -62.94% | -48.26% | -14.68% |
Max Drawdown (10Y)Largest decline over 10 years | -91.70% | — | — |
Current DrawdownCurrent decline from peak | -22.16% | -27.27% | +5.11% |
Average DrawdownAverage peak-to-trough decline | -57.33% | -56.90% | -0.43% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 22.95% | 18.97% | +3.98% |
Volatility
GGAL vs. LOMA - Volatility Comparison
Grupo Financiero Galicia S.A. (GGAL) and Loma Negra Compañía Industrial Argentina Sociedad Anónima (LOMA) have volatilities of 16.86% and 17.59%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| GGAL | LOMA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 16.86% | 17.59% | -0.73% |
Volatility (6M)Calculated over the trailing 6-month period | 37.50% | 32.62% | +4.88% |
Volatility (1Y)Calculated over the trailing 1-year period | 75.37% | 58.91% | +16.46% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 58.61% | 46.23% | +12.38% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 62.07% | 55.26% | +6.81% |
Dividends
GGAL vs. LOMA - Dividend Comparison
GGAL's dividend yield for the trailing twelve months is around 3.97%, while LOMA has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GGAL Grupo Financiero Galicia S.A. | 3.97% | 2.11% | 3.81% | 6.49% | 4.62% | 0.23% | 0.94% | 1.89% | 1.29% | 0.16% | 0.13% | 0.09% |
LOMA Loma Negra Compañía Industrial Argentina Sociedad Anónima | 0.00% | 0.00% | 0.00% | 14.64% | 15.68% | 0.00% | 4.23% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
GGAL vs. LOMA - Financials Comparison
This section allows you to compare key financial metrics between Grupo Financiero Galicia S.A. and Loma Negra Compañía Industrial Argentina Sociedad Anónima. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
GGAL vs. LOMA - Profitability Comparison
GGAL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Grupo Financiero Galicia S.A. reported a gross profit of 1.11T and revenue of 1.99T. Therefore, the gross margin over that period was 56.0%.
LOMA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Loma Negra Compañía Industrial Argentina Sociedad Anónima reported a gross profit of 57.03B and revenue of 218.74B. Therefore, the gross margin over that period was 26.1%.
GGAL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Grupo Financiero Galicia S.A. reported an operating income of 66.60B and revenue of 1.99T, resulting in an operating margin of 3.4%.
LOMA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Loma Negra Compañía Industrial Argentina Sociedad Anónima reported an operating income of 30.51B and revenue of 218.74B, resulting in an operating margin of 14.0%.
GGAL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Grupo Financiero Galicia S.A. reported a net income of 65.18B and revenue of 1.99T, resulting in a net margin of 3.3%.
LOMA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Loma Negra Compañía Industrial Argentina Sociedad Anónima reported a net income of 41.00B and revenue of 218.74B, resulting in a net margin of 18.8%.
Frequently Asked Questions
GGAL and LOMA have a correlation of 0.71, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
LOMA has higher volatility (17.59%) compared to GGAL (16.86%). In terms of maximum drawdown, GGAL dropped -98.98% vs LOMA's -87.17%.
LOMA currently has the higher Sharpe Ratio (0.12 vs 0.10), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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