FJADX vs. URINX
FJADX (Fidelity Advisor Freedom Blend 2025 Fund Class I) and URINX (USAA Target Retirement Income Fund) are both Target Retirement Date funds. Over the past 5 years, FJADX returned 5.05%/yr vs 4.98%/yr for URINX. Their correlation of 0.94 means they have usually moved in the same direction. FJADX charges 0.45%/yr vs 0.04%/yr for URINX.
Performance
FJADX vs. URINX - Performance Comparison
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Returns By Period
In the year-to-date period, FJADX achieves a 6.57% return, which is significantly higher than URINX's 5.97% return.
FJADX
- 1D
- 1.25%
- 1M
- -1.07%
- 6M
- 4.28%
- YTD
- 6.57%
- 1Y
- 14.17%
- 3Y*
- 11.18%
- 5Y*
- 5.05%
- 10Y*
- —
- ALL TIME*
- 7.28%
URINX
- 1D
- 0.59%
- 1M
- 0.17%
- 6M
- 4.23%
- YTD
- 5.97%
- 1Y
- 11.68%
- 3Y*
- 9.68%
- 5Y*
- 4.98%
- 10Y*
- 5.57%
- ALL TIME*
- 6.67%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FJADX vs. URINX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
FJADX Fidelity Advisor Freedom Blend 2025 Fund Class I | 6.57% | 15.85% | 7.94% | 13.92% | -17.18% | 9.72% | 14.17% | 19.99% | -7.73% |
URINX USAA Target Retirement Income Fund | 5.97% | 12.36% | 6.66% | 10.79% | -10.38% | 6.47% | 8.74% | 11.72% | -3.59% |
Correlation
The correlation between FJADX and URINX is 0.96 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.96 |
Correlation (3Y) Balances recent behavior with more history. | 0.95 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.95 |
Correlation (All Time) Calculated using the full available price history since Aug 31, 2018 | 0.94 |
The correlation between FJADX and URINX has been stable across timeframes, ranging from 0.94 to 0.96 - a consistent structural relationship.
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Return for Risk
FJADX vs. URINX — Risk / Return Rank
FJADX
URINX
FJADX vs. URINX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Advisor Freedom Blend 2025 Fund Class I (FJADX) and USAA Target Retirement Income Fund (URINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FJADX | URINX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.53 | ||
| Sortino ratioReturn per unit of downside risk | -0.83 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.39 | -0.11 |
| Calmar ratioReturn relative to maximum drawdown | 2.16 | 2.94 | -0.79 |
| Martin ratioReturn relative to average drawdown | 8.78 | 12.40 | -3.62 |
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Drawdowns
FJADX vs. URINX - Drawdown Comparison
The maximum FJADX drawdown since its inception was -23.99%, which is greater than URINX's maximum drawdown of -15.27%. Use the drawdown chart below to compare losses from any high point for FJADX and URINX.
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Drawdown Indicators
| FJADX | URINX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -23.99% | -15.27% | -8.72% |
Max Drawdown (1Y)Largest decline over 1 year | -6.28% | -3.92% | -2.36% |
Max Drawdown (3Y)Largest decline over 3 years | -9.00% | -4.84% | -4.16% |
Max Drawdown (5Y)Largest decline over 5 years | -23.99% | -15.27% | -8.72% |
Max Drawdown (10Y)Largest decline over 10 years | — | -15.27% | — |
Current DrawdownCurrent decline from peak | -1.81% | -0.30% | -1.51% |
Average DrawdownAverage peak-to-trough decline | -5.02% | -1.90% | -3.12% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.54% | 0.93% | +0.61% |
Volatility
FJADX vs. URINX - Volatility Comparison
Fidelity Advisor Freedom Blend 2025 Fund Class I (FJADX) has a higher volatility of 2.62% compared to USAA Target Retirement Income Fund (URINX) at 1.44%. This indicates that FJADX's price experiences larger fluctuations and is considered to be riskier than URINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FJADX | URINX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.62% | 1.44% | +1.18% |
Volatility (6M)Calculated over the trailing 6-month period | 7.68% | 4.82% | +2.86% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.94% | 5.64% | +3.30% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.12% | 6.37% | +3.75% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.92% | 5.87% | +5.05% |
FJADX vs. URINX - Expense Ratio Comparison
FJADX has a 0.45% expense ratio, which is higher than URINX's 0.04% expense ratio.
Dividends
FJADX vs. URINX - Dividend Comparison
FJADX's dividend yield for the trailing twelve months is around 3.24%, less than URINX's 5.81% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FJADX Fidelity Advisor Freedom Blend 2025 Fund Class I | 3.24% | 2.41% | 2.20% | 2.22% | 5.48% | 6.75% | 4.28% | 3.20% | 2.16% | 0.00% | 0.00% | 0.00% |
URINX USAA Target Retirement Income Fund | 5.81% | 6.07% | 4.22% | 3.48% | 6.63% | 6.66% | 3.97% | 6.37% | 6.11% | 5.68% | 3.34% | 4.54% |
Frequently Asked Questions
With a correlation of 0.96, FJADX and URINX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
FJADX has higher volatility (2.62%) compared to URINX (1.44%). In terms of maximum drawdown, FJADX dropped -23.99% vs URINX's -15.27%.
URINX currently has the higher Sharpe Ratio (2.05 vs 1.52), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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