FITZ vs. ITOT

Last updated Jun 25, 2026

FITZ (Fitz-Gerald Must Have Portfolio ETF) and ITOT (iShares Core S&P Total U.S. Stock Market ETF) are both exchange-traded funds - FITZ is a Large Cap Growth Equities fund actively managed by Nicholas, while ITOT is a Large Cap Blend Equities fund tracking the S&P Total Market Index. FITZ is actively managed, while ITOT is passively managed. Their correlation of 0.86 suggests significant overlap in exposure. FITZ charges 0.75%/yr vs 0.03%/yr for ITOT.

Performance

FITZ vs. ITOT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Fitz-Gerald Must Have Portfolio ETF (FITZ) and iShares Core S&P Total U.S. Stock Market ETF (ITOT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

FITZ

• 1D: -0.75%
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

ITOT

• 1D: -0.07%
• 1M: -0.87%
• YTD: 8.86%
• 6M: 7.40%
• 1Y: 22.71%
• 3Y*: 20.64%
• 5Y*: 11.83%
• 10Y*: 15.10%

*Multi-year figures are annualized to reflect compound growth (CAGR)

FITZ vs. ITOT - Yearly Performance Comparison

	2026 (YTD)
FITZ Fitz-Gerald Must Have Portfolio ETF	-5.35%
ITOT iShares Core S&P Total U.S. Stock Market ETF	-1.55%

Correlation

The correlation between FITZ and ITOT is 0.86, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (All Time) Calculated using the full available price history since May 28, 2026	0.86

Return for Risk

FITZ vs. ITOT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FITZ

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

ITOT

ITOT Risk / Return Rank: 60
ITOT Sharpe Ratio Rank: 59
ITOT Sortino Ratio Rank: 57
ITOT Omega Ratio Rank: 58
ITOT Calmar Ratio Rank: 58
ITOT Martin Ratio Rank: 69

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FITZ vs. ITOT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Fitz-Gerald Must Have Portfolio ETF (FITZ) and iShares Core S&P Total U.S. Stock Market ETF (ITOT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	FITZ	ITOT	Difference
Sharpe ratio: Return per unit of total volatility	—	1.79	—
Sortino ratio: Return per unit of downside risk	—	2.45	—
Omega ratio: Gain probability vs. loss probability	—	1.32	—
Calmar ratio: Return relative to maximum drawdown	—	2.56	—
Martin ratio: Return relative to average drawdown	—	11.32	—

Drawdowns

FITZ vs. ITOT - Drawdown Comparison

The maximum FITZ drawdown since its inception was -6.70%, smaller than the maximum ITOT drawdown of -55.20%. Use the drawdown chart below to compare losses from any high point for FITZ and ITOT.

Drawdown Indicators

	FITZ	ITOT	Difference
Max Drawdown Largest peak-to-trough decline	-6.70%	-55.20%	+48.50%
Max Drawdown (1Y) Largest decline over 1 year	—	-8.90%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-19.44%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-25.36%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-35.00%	—
Current Drawdown Current decline from peak	-6.70%	-2.86%	-3.84%
Average Drawdown Average peak-to-trough decline	-3.80%	-6.96%	+3.16%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	2.01%	—

Volatility

Volatility by Period

	FITZ	ITOT	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	4.93%	—
Volatility (6M) Calculated over the trailing 6-month period	—	10.02%	—
Volatility (1Y) Calculated over the trailing 1-year period	17.29%	12.82%	+4.47%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.29%	17.46%	-0.17%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	17.29%	18.28%	-0.99%

FITZ vs. ITOT - Expense Ratio Comparison

FITZ has a 0.75% expense ratio, which is higher than ITOT's 0.03% expense ratio.

Dividends

FITZ vs. ITOT - Dividend Comparison

FITZ has not paid dividends to shareholders, while ITOT's dividend yield for the trailing twelve months is around 1.02%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
FITZ Fitz-Gerald Must Have Portfolio ETF	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
ITOT iShares Core S&P Total U.S. Stock Market ETF	1.02%	1.11%	1.23%	1.47%	1.66%	1.18%	1.41%	1.88%	2.14%	1.69%	1.83%	2.01%

Frequently Asked Questions

Can I hold both FITZ and ITOT in my portfolio?

FITZ and ITOT have a correlation of 0.86, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, FITZ or ITOT?

On fees, ITOT is cheaper at 0.03% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, FITZ or ITOT?

ITOT is cheaper with a 0.03% expense ratio, compared with 0.75% for FITZ.

Which ETF pays a higher dividend yield, FITZ or ITOT?

ITOT has the higher dividend yield at 1.02%, compared with 0.00% for FITZ.

What is the main difference between FITZ and ITOT?

FITZ is categorized as Large Cap Growth Equities, while ITOT is Large Cap Blend Equities. They also come from different issuers: Nicholas and iShares. Their fees differ too: 0.75% for FITZ and 0.03% for ITOT.