FFIN vs. VTI
Compare and contrast key facts about First Financial Bankshares, Inc. (FFIN) and Vanguard Total Stock Market ETF (VTI).
VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on Jun 27, 2016.
Performance
FFIN vs. VTI - Performance Comparison
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FFIN vs. VTI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FFIN First Financial Bankshares, Inc. | -0.77% | -15.32% | 21.58% | -9.79% | -31.21% | 42.23% | 4.88% | 23.48% | 29.95% | 1.45% |
VTI Vanguard Total Stock Market ETF | -4.01% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -5.23% | 21.21% |
Returns By Period
In the year-to-date period, FFIN achieves a -0.77% return, which is significantly higher than VTI's -4.01% return. Over the past 10 years, FFIN has underperformed VTI with an annualized return of 9.14%, while VTI has yielded a comparatively higher 13.60% annualized return.
FFIN
- 1D
- 1.10%
- 1M
- -4.17%
- YTD
- -0.77%
- 6M
- -11.38%
- 1Y
- -16.09%
- 3Y*
- -0.38%
- 5Y*
- -7.03%
- 10Y*
- 9.14%
VTI
- 1D
- 2.93%
- 1M
- -5.00%
- YTD
- -4.01%
- 6M
- -1.66%
- 1Y
- 18.11%
- 3Y*
- 17.84%
- 5Y*
- 10.46%
- 10Y*
- 13.60%
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Return for Risk
FFIN vs. VTI — Risk / Return Rank
FFIN
VTI
FFIN vs. VTI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for First Financial Bankshares, Inc. (FFIN) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FFIN | VTI | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -0.58 | 0.96 | -1.53 |
Sortino ratioReturn per unit of downside risk | -0.66 | 1.48 | -2.14 |
Omega ratioGain probability vs. loss probability | 0.92 | 1.23 | -0.31 |
Calmar ratioReturn relative to maximum drawdown | -0.68 | 1.52 | -2.20 |
Martin ratioReturn relative to average drawdown | -1.28 | 7.26 | -8.54 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FFIN | VTI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.58 | 0.96 | -1.53 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.23 | 0.60 | -0.83 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.28 | 0.75 | -0.46 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.36 | 0.48 | -0.12 |
Correlation
The correlation between FFIN and VTI is 0.59, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
FFIN vs. VTI - Dividend Comparison
FFIN's dividend yield for the trailing twelve months is around 2.58%, more than VTI's 1.17% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FFIN First Financial Bankshares, Inc. | 2.58% | 2.51% | 2.00% | 2.34% | 1.92% | 1.14% | 1.41% | 1.32% | 1.42% | 1.66% | 1.55% | 2.06% |
VTI Vanguard Total Stock Market ETF | 1.17% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Drawdowns
FFIN vs. VTI - Drawdown Comparison
The maximum FFIN drawdown since its inception was -55.97%, roughly equal to the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for FFIN and VTI.
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Drawdown Indicators
| FFIN | VTI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.97% | -55.45% | -0.52% |
Max Drawdown (1Y)Largest decline over 1 year | -23.37% | -12.30% | -11.07% |
Max Drawdown (5Y)Largest decline over 5 years | -55.97% | -25.36% | -30.61% |
Max Drawdown (10Y)Largest decline over 10 years | -55.97% | -35.00% | -20.97% |
Current DrawdownCurrent decline from peak | -40.71% | -6.25% | -34.46% |
Average DrawdownAverage peak-to-trough decline | -12.59% | -8.08% | -4.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 12.41% | 2.58% | +9.83% |
Volatility
FFIN vs. VTI - Volatility Comparison
The current volatility for First Financial Bankshares, Inc. (FFIN) is 5.14%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 5.45%. This indicates that FFIN experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FFIN | VTI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.14% | 5.45% | -0.31% |
Volatility (6M)Calculated over the trailing 6-month period | 19.14% | 9.73% | +9.41% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.94% | 19.01% | +8.93% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.04% | 17.42% | +13.62% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.24% | 18.29% | +13.95% |