FFIN vs. RF
Compare and contrast key facts about First Financial Bankshares, Inc. (FFIN) and Regions Financial Corporation (RF).
Performance
FFIN vs. RF - Performance Comparison
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FFIN vs. RF - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FFIN First Financial Bankshares, Inc. | -0.77% | -15.32% | 21.58% | -9.79% | -31.21% | 42.23% | 4.88% | 23.48% | 29.95% | 1.45% |
RF Regions Financial Corporation | -2.69% | 21.99% | 27.00% | -5.69% | 2.33% | 39.39% | -1.61% | 33.35% | -20.59% | 22.95% |
Fundamentals
FFIN:
$4.23B
RF:
$22.99B
FFIN:
$1.77
RF:
$2.42
FFIN:
16.62
RF:
10.80
FFIN:
5.10
RF:
2.42
FFIN:
2.20
RF:
1.30
FFIN:
$825.80M
RF:
$9.61B
FFIN:
$593.11M
RF:
$7.17B
FFIN:
$319.94M
RF:
$2.81B
Returns By Period
In the year-to-date period, FFIN achieves a -0.77% return, which is significantly higher than RF's -2.69% return. Over the past 10 years, FFIN has underperformed RF with an annualized return of 9.14%, while RF has yielded a comparatively higher 17.02% annualized return.
FFIN
- 1D
- 1.10%
- 1M
- -4.17%
- YTD
- -0.77%
- 6M
- -11.38%
- 1Y
- -16.09%
- 3Y*
- -0.38%
- 5Y*
- -7.03%
- 10Y*
- 9.14%
RF
- 1D
- 3.49%
- 1M
- -5.24%
- YTD
- -2.69%
- 6M
- 1.06%
- 1Y
- 25.29%
- 3Y*
- 17.84%
- 5Y*
- 9.03%
- 10Y*
- 17.02%
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Return for Risk
FFIN vs. RF — Risk / Return Rank
FFIN
RF
FFIN vs. RF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for First Financial Bankshares, Inc. (FFIN) and Regions Financial Corporation (RF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FFIN | RF | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -0.58 | 0.85 | -1.43 |
Sortino ratioReturn per unit of downside risk | -0.66 | 1.28 | -1.94 |
Omega ratioGain probability vs. loss probability | 0.92 | 1.19 | -0.27 |
Calmar ratioReturn relative to maximum drawdown | -0.68 | 1.47 | -2.15 |
Martin ratioReturn relative to average drawdown | -1.28 | 3.71 | -4.98 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FFIN | RF | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.58 | 0.85 | -1.43 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.23 | 0.29 | -0.51 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.28 | 0.47 | -0.19 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.36 | 0.17 | +0.18 |
Correlation
The correlation between FFIN and RF is 0.48, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
FFIN vs. RF - Dividend Comparison
FFIN's dividend yield for the trailing twelve months is around 2.58%, less than RF's 4.00% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FFIN First Financial Bankshares, Inc. | 2.58% | 2.51% | 2.00% | 2.34% | 1.92% | 1.14% | 1.41% | 1.32% | 1.42% | 1.66% | 1.55% | 2.06% |
RF Regions Financial Corporation | 4.00% | 5.12% | 4.17% | 4.54% | 3.43% | 2.98% | 3.85% | 3.44% | 3.44% | 1.82% | 1.78% | 2.40% |
Drawdowns
FFIN vs. RF - Drawdown Comparison
The maximum FFIN drawdown since its inception was -55.97%, smaller than the maximum RF drawdown of -92.65%. Use the drawdown chart below to compare losses from any high point for FFIN and RF.
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Drawdown Indicators
| FFIN | RF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.97% | -92.65% | +36.68% |
Max Drawdown (1Y)Largest decline over 1 year | -23.37% | -18.45% | -4.92% |
Max Drawdown (5Y)Largest decline over 5 years | -55.97% | -40.99% | -14.98% |
Max Drawdown (10Y)Largest decline over 10 years | -55.97% | -60.73% | +4.76% |
Current DrawdownCurrent decline from peak | -40.71% | -14.79% | -25.92% |
Average DrawdownAverage peak-to-trough decline | -12.59% | -31.19% | +18.60% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 12.41% | 7.31% | +5.10% |
Volatility
FFIN vs. RF - Volatility Comparison
The current volatility for First Financial Bankshares, Inc. (FFIN) is 5.14%, while Regions Financial Corporation (RF) has a volatility of 6.68%. This indicates that FFIN experiences smaller price fluctuations and is considered to be less risky than RF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FFIN | RF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.14% | 6.68% | -1.54% |
Volatility (6M)Calculated over the trailing 6-month period | 19.14% | 18.83% | +0.31% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.94% | 29.81% | -1.87% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.04% | 31.63% | -0.59% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.24% | 36.02% | -3.78% |
Financials
FFIN vs. RF - Financials Comparison
This section allows you to compare key financial metrics between First Financial Bankshares, Inc. and Regions Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FFIN vs. RF - Profitability Comparison
FFIN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, First Financial Bankshares, Inc. reported a gross profit of 164.72M and revenue of 216.22M. Therefore, the gross margin over that period was 76.2%.
RF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported a gross profit of 1.92B and revenue of 2.41B. Therefore, the gross margin over that period was 79.8%.
FFIN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, First Financial Bankshares, Inc. reported an operating income of 89.55M and revenue of 216.22M, resulting in an operating margin of 41.4%.
RF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported an operating income of 708.00M and revenue of 2.41B, resulting in an operating margin of 29.4%.
FFIN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, First Financial Bankshares, Inc. reported a net income of 73.31M and revenue of 216.22M, resulting in a net margin of 33.9%.
RF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported a net income of 534.00M and revenue of 2.41B, resulting in a net margin of 22.2%.