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First Financial Bankshares, Inc. (FFIN)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US32020R1095

CUSIP

32020R109

Sector

Financial Services

IPO Date

Nov 1, 1993

Highlights

Market Cap

$5.57B

EPS (TTM)

$1.45

PE Ratio

27.03

PEG Ratio

2.69

Total Revenue (TTM)

$663.83M

Gross Profit (TTM)

$720.16M

EBITDA (TTM)

$129.62M

Year Range

$26.48 - $44.46

Target Price

$41.25

Short %

7.15%

Short Ratio

14.24

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
FFIN vs. BPOP FFIN vs. RF FFIN vs. BRK-B
Popular comparisons:
FFIN vs. BPOP FFIN vs. RF FFIN vs. BRK-B

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in First Financial Bankshares, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


1,000.00%2,000.00%3,000.00%4,000.00%5,000.00%6,000.00%JulyAugustSeptemberOctoberNovemberDecember
5,529.98%
1,153.56%
FFIN (First Financial Bankshares, Inc.)
Benchmark (^GSPC)

Returns By Period

First Financial Bankshares, Inc. had a return of 23.87% year-to-date (YTD) and 22.51% in the last 12 months. Over the past 10 years, First Financial Bankshares, Inc. had an annualized return of 11.42%, while the S&P 500 benchmark had an annualized return of 11.01%, indicating that First Financial Bankshares, Inc. performed slightly bigger than the benchmark.


FFIN

YTD

23.87%

1M

-10.56%

6M

31.96%

1Y

22.51%

5Y*

2.39%

10Y*

11.42%

^GSPC (Benchmark)

YTD

23.11%

1M

-0.36%

6M

7.02%

1Y

23.15%

5Y*

12.80%

10Y*

11.01%

Monthly Returns

The table below presents the monthly returns of FFIN, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20243.07%-0.93%6.66%-9.91%1.42%-0.87%30.24%-4.91%1.72%-2.35%15.33%23.87%
20233.55%2.98%-12.59%-8.28%-11.48%10.66%14.39%-11.87%-11.95%-4.26%9.15%16.14%-9.79%
2022-7.57%1.98%-7.63%-9.38%3.15%-4.36%12.50%-3.78%-1.20%-7.98%-4.00%-6.46%-31.21%
20214.71%17.90%4.90%5.03%2.59%-2.13%-0.59%-2.50%-3.17%10.38%-1.58%2.15%42.23%
2020-4.50%-14.26%-6.14%3.76%10.02%-5.30%3.57%1.19%-7.41%6.81%12.11%8.64%4.88%
20195.91%6.14%-10.59%6.47%-7.90%9.13%6.37%-6.50%9.25%-0.15%3.88%1.88%23.48%
20183.11%-0.97%1.04%7.02%6.16%-2.85%11.20%6.71%-1.81%-0.19%11.07%-11.65%29.95%
2017-5.64%3.17%-8.47%-0.37%-4.26%16.08%-2.15%-7.40%13.39%1.00%3.94%-4.66%1.45%
2016-13.42%1.11%12.62%9.47%3.49%-1.62%4.21%7.17%0.00%-0.66%18.92%5.42%52.82%
2015-17.34%6.36%5.77%4.78%4.04%15.52%-1.91%-8.36%2.59%4.66%7.97%-15.56%3.04%
2014-7.47%-1.13%2.59%-4.43%0.73%5.95%-6.34%0.03%-5.00%14.36%-5.07%-0.49%-7.96%
20135.25%8.62%9.56%1.67%11.31%1.67%10.76%-6.73%2.81%4.52%7.92%0.01%72.68%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of FFIN is 69, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of FFIN is 6969
Overall Rank
The Sharpe Ratio Rank of FFIN is 7171
Sharpe Ratio Rank
The Sortino Ratio Rank of FFIN is 6767
Sortino Ratio Rank
The Omega Ratio Rank of FFIN is 6464
Omega Ratio Rank
The Calmar Ratio Rank of FFIN is 6868
Calmar Ratio Rank
The Martin Ratio Rank of FFIN is 7474
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for First Financial Bankshares, Inc. (FFIN) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for FFIN, currently valued at 0.72, compared to the broader market-4.00-2.000.002.000.721.90
The chart of Sortino ratio for FFIN, currently valued at 1.32, compared to the broader market-4.00-2.000.002.004.001.322.54
The chart of Omega ratio for FFIN, currently valued at 1.16, compared to the broader market0.501.001.502.001.161.35
The chart of Calmar ratio for FFIN, currently valued at 0.52, compared to the broader market0.002.004.006.000.522.81
The chart of Martin ratio for FFIN, currently valued at 3.25, compared to the broader market0.0010.0020.003.2512.39
FFIN
^GSPC

The current First Financial Bankshares, Inc. Sharpe ratio is 0.72. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of First Financial Bankshares, Inc. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00JulyAugustSeptemberOctoberNovemberDecember
0.72
1.90
FFIN (First Financial Bankshares, Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

First Financial Bankshares, Inc. provided a 1.96% dividend yield over the last twelve months, with an annual payout of $0.72 per share. The company has been increasing its dividends for 12 consecutive years.


1.20%1.40%1.60%1.80%2.00%2.20%2.40%$0.00$0.20$0.40$0.60$0.8020132014201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM20232022202120202019201820172016201520142013
Dividend$0.72$0.71$0.66$0.58$0.51$0.47$0.41$0.38$0.35$0.31$0.28$0.26

Dividend yield

1.96%2.34%1.92%1.14%1.41%1.32%1.42%1.66%1.55%2.06%1.84%1.56%

Monthly Dividends

The table displays the monthly dividend distributions for First Financial Bankshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.72
2023$0.00$0.00$0.17$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.71
2022$0.00$0.00$0.15$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.66
2021$0.00$0.00$0.13$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.58
2020$0.00$0.00$0.12$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.51
2019$0.00$0.00$0.11$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.47
2018$0.00$0.00$0.10$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.41
2017$0.00$0.00$0.09$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.38
2016$0.00$0.00$0.08$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.09$0.35
2015$0.00$0.00$0.07$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.08$0.31
2014$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.28
2013$0.06$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.26

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%2.0%
First Financial Bankshares, Inc. has a dividend yield of 1.96%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%49.7%
First Financial Bankshares, Inc. has a payout ratio of 49.66%, which is quite average when compared to the overall market. This suggests that First Financial Bankshares, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-50.00%-40.00%-30.00%-20.00%-10.00%0.00%JulyAugustSeptemberOctoberNovemberDecember
-28.11%
-3.58%
FFIN (First Financial Bankshares, Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the First Financial Bankshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the First Financial Bankshares, Inc. was 55.97%, occurring on Oct 20, 2023. The portfolio has not yet recovered.

The current First Financial Bankshares, Inc. drawdown is 28.11%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-55.97%Nov 24, 2021479Oct 20, 2023
-35.18%Oct 1, 1997586Mar 14, 2000281Apr 25, 2001867
-35.08%Dec 19, 201964Mar 23, 2020186Dec 15, 2020250
-34.88%Feb 22, 1994134Dec 9, 1994217Mar 25, 1996351
-34.73%Sep 22, 2008116Mar 9, 2009200Dec 21, 2009316

Volatility

Volatility Chart

The current First Financial Bankshares, Inc. volatility is 9.42%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%JulyAugustSeptemberOctoberNovemberDecember
9.42%
3.64%
FFIN (First Financial Bankshares, Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of First Financial Bankshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of First Financial Bankshares, Inc. compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.027.0
The chart displays the price to earnings (P/E) ratio for FFIN in comparison to other companies of the Banks - Regional industry. Currently, FFIN has a PE value of 27.0. This PE ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.
PEG Ratio
-5.00.05.010.015.02.7
The chart displays the price to earnings to growth (PEG) ratio for FFIN in comparison to other companies of the Banks - Regional industry. Currently, FFIN has a PEG value of 2.7. This PEG ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for First Financial Bankshares, Inc..


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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