FFIN vs. BPOP
FFIN (First Financial Bankshares, Inc.) and BPOP (Popular, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, FFIN returned 9.68%/yr vs 21.11%/yr for BPOP. Their 0.44 correlation means their historical movements had little consistent relationship.
Performance
FFIN vs. BPOP - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, FFIN achieves a 19.19% return, which is significantly lower than BPOP's 42.23% return. Over the past 10 years, FFIN has underperformed BPOP with an annualized return of 9.68%, while BPOP has yielded a comparatively higher 21.11% annualized return.
FFIN
- 1D
- 0.63%
- 1M
- 0.75%
- 6M
- 11.89%
- YTD
- 19.19%
- 1Y
- 5.75%
- 3Y*
- 4.87%
- 5Y*
- -4.42%
- 10Y*
- 9.68%
- ALL TIME*
- 12.71%
BPOP
- 1D
- 0.05%
- 1M
- 4.75%
- 6M
- 32.63%
- YTD
- 42.23%
- 1Y
- 58.43%
- 3Y*
- 38.06%
- 5Y*
- 22.67%
- 10Y*
- 21.11%
- ALL TIME*
- 5.53%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
BPOP Popular, Inc. | $87.46M | $87.41M | $83.49M |
| $26.96M | $28.08M | $30.58M |
FFIN vs. BPOP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FFIN First Financial Bankshares, Inc. | 19.19% | -15.32% | 21.58% | -9.79% | -31.21% | 42.23% | 4.88% | 23.48% | 29.95% | 1.45% |
BPOP Popular, Inc. | 42.23% | 36.01% | 17.86% | 28.33% | -16.78% | 49.06% | 0.00% | 27.21% | 35.80% | -16.87% |
Correlation
The correlation between FFIN and BPOP is 0.67, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.67 |
Correlation (3Y) Balances recent behavior with more history. | 0.71 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.71 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.70 |
Correlation (All Time) Calculated using the full available price history since Nov 1, 1993 | 0.44 |
Over the past year, FFIN and BPOP have become more correlated (0.67) than their long-term average of 0.44, meaning their price movements have been converging.
Fundamentals
FFIN:
$5.03B
BPOP:
$11.19B
FFIN:
$1.87
BPOP:
$14.74
FFIN:
18.75
BPOP:
11.88
FFIN:
5.52
BPOP:
1.31
FFIN:
5.84
BPOP:
2.56
FFIN:
2.53
BPOP:
1.75
FFIN:
$863.29M
BPOP:
$4.50B
FFIN:
$630.99M
BPOP:
$3.11B
FFIN:
$335.46M
BPOP:
$1.17B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
FFIN vs. BPOP — Risk / Return Rank
FFIN
BPOP
FFIN vs. BPOP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for First Financial Bankshares, Inc. (FFIN) and Popular, Inc. (BPOP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FFIN | BPOP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.18 | ||
| Sortino ratioReturn per unit of downside risk | -2.50 | ||
| Omega ratioGain probability vs. loss probability | 1.05 | 1.39 | -0.34 |
| Calmar ratioReturn relative to maximum drawdown | 0.17 | 3.87 | -3.70 |
| Martin ratioReturn relative to average drawdown | 0.29 | 10.17 | -9.88 |
Loading charts...
Drawdowns
FFIN vs. BPOP - Drawdown Comparison
The maximum FFIN drawdown since its inception was -55.97%, smaller than the maximum BPOP drawdown of -95.72%. Use the drawdown chart below to compare losses from any high point for FFIN and BPOP.
Loading charts...
Drawdown Indicators
| FFIN | BPOP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.97% | -95.72% | +39.75% |
Max Drawdown (1Y)Largest decline over 1 year | -23.37% | -14.68% | -8.69% |
Max Drawdown (3Y)Largest decline over 3 years | -31.38% | -22.63% | -8.75% |
Max Drawdown (5Y)Largest decline over 5 years | -55.97% | -46.27% | -9.70% |
Max Drawdown (10Y)Largest decline over 10 years | -55.97% | -59.03% | +3.06% |
Current DrawdownCurrent decline from peak | -28.78% | -3.35% | -25.43% |
Average DrawdownAverage peak-to-trough decline | -12.80% | -48.69% | +35.89% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 13.79% | 5.57% | +8.22% |
Volatility
FFIN vs. BPOP - Volatility Comparison
First Financial Bankshares, Inc. (FFIN) has a higher volatility of 6.94% compared to Popular, Inc. (BPOP) at 4.95%. This indicates that FFIN's price experiences larger fluctuations and is considered to be riskier than BPOP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| FFIN | BPOP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.94% | 4.95% | +1.99% |
Volatility (6M)Calculated over the trailing 6-month period | 18.08% | 15.99% | +2.09% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.55% | 24.32% | +1.23% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 30.74% | 29.83% | +0.91% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.05% | 33.35% | -1.30% |
Dividends
FFIN vs. BPOP - Dividend Comparison
FFIN's dividend yield for the trailing twelve months is around 2.25%, more than BPOP's 1.71% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BPOP Popular, Inc. | 1.71% | 2.33% | 2.72% | 2.77% | 3.32% | 2.13% | 2.84% | 2.04% | 2.12% | 2.82% | 1.37% | 1.06% |
FFIN First Financial Bankshares, Inc. | 2.25% | 2.51% | 2.00% | 2.34% | 1.92% | 1.14% | 1.41% | 1.32% | 1.42% | 1.66% | 1.55% | 2.06% |
Financials
FFIN vs. BPOP - Financials Comparison
This section allows you to compare key financial metrics between First Financial Bankshares, Inc. and Popular, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FFIN vs. BPOP - Profitability Comparison
FFIN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, First Financial Bankshares, Inc. reported a gross profit of 168.58M and revenue of 221.80M. Therefore, the gross margin over that period was 76.0%.
BPOP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Popular, Inc. reported a gross profit of 811.33M and revenue of 1.17B. Therefore, the gross margin over that period was 69.6%.
FFIN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, First Financial Bankshares, Inc. reported an operating income of 87.47M and revenue of 221.80M, resulting in an operating margin of 39.4%.
BPOP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Popular, Inc. reported an operating income of 323.96M and revenue of 1.17B, resulting in an operating margin of 27.8%.
FFIN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, First Financial Bankshares, Inc. reported a net income of 71.89M and revenue of 221.80M, resulting in a net margin of 32.4%.
BPOP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Popular, Inc. reported a net income of 278.21M and revenue of 1.17B, resulting in a net margin of 23.9%.
Frequently Asked Questions
FFIN and BPOP have a correlation of 0.67, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FFIN has higher volatility (6.94%) compared to BPOP (4.95%). In terms of maximum drawdown, FFIN dropped -55.97% vs BPOP's -95.72%.
BPOP currently has the higher Sharpe Ratio (2.33 vs 0.16), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for FFIN and BPOP
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer