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FFIN vs. BPOP
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

FFIN vs. BPOP - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in First Financial Bankshares, Inc. (FFIN) and Popular, Inc. (BPOP). The values are adjusted to include any dividend payments, if applicable.

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FFIN vs. BPOP - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
FFIN
First Financial Bankshares, Inc.
-0.77%-15.32%21.58%-9.79%-31.21%42.23%4.88%23.48%29.95%1.45%
BPOP
Popular, Inc.
8.37%36.01%17.86%28.33%-16.78%49.06%-0.00%27.21%35.80%-16.87%

Fundamentals

Market Cap

FFIN:

$4.23B

BPOP:

$8.86B

EPS

FFIN:

$1.77

BPOP:

$12.36

PE Ratio

FFIN:

16.62

BPOP:

10.85

PEG Ratio

FFIN:

4.89

BPOP:

1.19

PS Ratio

FFIN:

5.10

BPOP:

2.09

PB Ratio

FFIN:

2.20

BPOP:

1.42

Total Revenue (TTM)

FFIN:

$825.80M

BPOP:

$4.33B

Gross Profit (TTM)

FFIN:

$593.11M

BPOP:

$2.07B

EBITDA (TTM)

FFIN:

$319.94M

BPOP:

$1.05B

Returns By Period

In the year-to-date period, FFIN achieves a -0.77% return, which is significantly lower than BPOP's 8.37% return. Over the past 10 years, FFIN has underperformed BPOP with an annualized return of 9.14%, while BPOP has yielded a comparatively higher 20.03% annualized return.


FFIN

1D
1.10%
1M
-4.17%
YTD
-0.77%
6M
-11.38%
1Y
-16.09%
3Y*
-0.38%
5Y*
-7.03%
10Y*
9.14%

BPOP

1D
2.69%
1M
-0.31%
YTD
8.37%
6M
6.93%
1Y
48.93%
3Y*
36.59%
5Y*
16.71%
10Y*
20.03%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

FFIN vs. BPOP — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FFIN
FFIN Risk / Return Rank: 1717
Overall Rank
FFIN Sharpe Ratio Rank: 1616
Sharpe Ratio Rank
FFIN Sortino Ratio Rank: 1717
Sortino Ratio Rank
FFIN Omega Ratio Rank: 1717
Omega Ratio Rank
FFIN Calmar Ratio Rank: 1818
Calmar Ratio Rank
FFIN Martin Ratio Rank: 1616
Martin Ratio Rank

BPOP
BPOP Risk / Return Rank: 8686
Overall Rank
BPOP Sharpe Ratio Rank: 8888
Sharpe Ratio Rank
BPOP Sortino Ratio Rank: 8282
Sortino Ratio Rank
BPOP Omega Ratio Rank: 8585
Omega Ratio Rank
BPOP Calmar Ratio Rank: 8888
Calmar Ratio Rank
BPOP Martin Ratio Rank: 8787
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FFIN vs. BPOP - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for First Financial Bankshares, Inc. (FFIN) and Popular, Inc. (BPOP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


FFINBPOPDifference

Sharpe ratio

Return per unit of total volatility

-0.58

1.74

-2.32

Sortino ratio

Return per unit of downside risk

-0.66

2.20

-2.86

Omega ratio

Gain probability vs. loss probability

0.92

1.33

-0.42

Calmar ratio

Return relative to maximum drawdown

-0.68

3.43

-4.10

Martin ratio

Return relative to average drawdown

-1.28

8.47

-9.74

FFIN vs. BPOP - Sharpe Ratio Comparison

The current FFIN Sharpe Ratio is -0.58, which is lower than the BPOP Sharpe Ratio of 1.74. The chart below compares the historical Sharpe Ratios of FFIN and BPOP, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


FFINBPOPDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

-0.58

1.74

-2.32

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

-0.23

0.55

-0.78

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.28

0.60

-0.31

Sharpe Ratio (All Time)

Calculated using the full available price history

0.36

0.12

+0.24

Correlation

The correlation between FFIN and BPOP is 0.44, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Dividends

FFIN vs. BPOP - Dividend Comparison

FFIN's dividend yield for the trailing twelve months is around 2.58%, more than BPOP's 2.20% yield.


TTM20252024202320222021202020192018201720162015
FFIN
First Financial Bankshares, Inc.
2.58%2.51%2.00%2.34%1.92%1.14%1.41%1.32%1.42%1.66%1.55%2.06%
BPOP
Popular, Inc.
2.20%2.33%2.72%2.77%3.32%2.13%2.84%2.04%2.12%2.82%1.37%1.06%

Drawdowns

FFIN vs. BPOP - Drawdown Comparison

The maximum FFIN drawdown since its inception was -55.97%, smaller than the maximum BPOP drawdown of -95.72%. Use the drawdown chart below to compare losses from any high point for FFIN and BPOP.


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Drawdown Indicators


FFINBPOPDifference

Max Drawdown

Largest peak-to-trough decline

-55.97%

-95.72%

+39.75%

Max Drawdown (1Y)

Largest decline over 1 year

-23.37%

-14.68%

-8.69%

Max Drawdown (5Y)

Largest decline over 5 years

-55.97%

-46.27%

-9.70%

Max Drawdown (10Y)

Largest decline over 10 years

-55.97%

-59.03%

+3.06%

Current Drawdown

Current decline from peak

-40.71%

-26.36%

-14.35%

Average Drawdown

Average peak-to-trough decline

-12.59%

-49.01%

+36.42%

Ulcer Index

Depth and duration of drawdowns from previous peaks

12.41%

5.94%

+6.47%

Volatility

FFIN vs. BPOP - Volatility Comparison

The current volatility for First Financial Bankshares, Inc. (FFIN) is 5.14%, while Popular, Inc. (BPOP) has a volatility of 5.82%. This indicates that FFIN experiences smaller price fluctuations and is considered to be less risky than BPOP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


FFINBPOPDifference

Volatility (1M)

Calculated over the trailing 1-month period

5.14%

5.82%

-0.68%

Volatility (6M)

Calculated over the trailing 6-month period

19.14%

20.80%

-1.66%

Volatility (1Y)

Calculated over the trailing 1-year period

27.94%

28.25%

-0.31%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

31.04%

30.32%

+0.72%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

32.24%

33.55%

-1.31%

Financials

FFIN vs. BPOP - Financials Comparison

This section allows you to compare key financial metrics between First Financial Bankshares, Inc. and Popular, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


200.00M400.00M600.00M800.00M1.00B1.20BAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
216.22M
1.12B
(FFIN) Total Revenue
(BPOP) Total Revenue
Values in USD except per share items

FFIN vs. BPOP - Profitability Comparison

The chart below illustrates the profitability comparison between First Financial Bankshares, Inc. and Popular, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
76.2%
0
Portfolio components
FFIN - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, First Financial Bankshares, Inc. reported a gross profit of 164.72M and revenue of 216.22M. Therefore, the gross margin over that period was 76.2%.

BPOP - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Popular, Inc. reported a gross profit of 0.00 and revenue of 1.12B. Therefore, the gross margin over that period was 0.0%.

FFIN - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, First Financial Bankshares, Inc. reported an operating income of 89.55M and revenue of 216.22M, resulting in an operating margin of 41.4%.

BPOP - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Popular, Inc. reported an operating income of 291.62M and revenue of 1.12B, resulting in an operating margin of 25.9%.

FFIN - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, First Financial Bankshares, Inc. reported a net income of 73.31M and revenue of 216.22M, resulting in a net margin of 33.9%.

BPOP - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Popular, Inc. reported a net income of 233.90M and revenue of 1.12B, resulting in a net margin of 20.8%.