FFFCX vs. VTI
Compare and contrast key facts about Fidelity Freedom 2010 Fund (FFFCX) and Vanguard Total Stock Market ETF (VTI).
FFFCX is managed by Fidelity. It was launched on Oct 17, 1996. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on Jun 27, 2016.
Performance
FFFCX vs. VTI - Performance Comparison
Loading graphics...
FFFCX vs. VTI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FFFCX Fidelity Freedom 2010 Fund | -0.61% | 11.39% | 5.26% | 9.82% | -13.21% | 5.64% | 11.09% | 14.34% | -3.74% | 12.48% |
VTI Vanguard Total Stock Market ETF | -4.01% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -5.23% | 21.21% |
Returns By Period
In the year-to-date period, FFFCX achieves a -0.61% return, which is significantly higher than VTI's -4.01% return. Over the past 10 years, FFFCX has underperformed VTI with an annualized return of 5.40%, while VTI has yielded a comparatively higher 13.60% annualized return.
FFFCX
- 1D
- 0.20%
- 1M
- -3.80%
- YTD
- -0.61%
- 6M
- 0.90%
- 1Y
- 8.45%
- 3Y*
- 7.08%
- 5Y*
- 3.10%
- 10Y*
- 5.40%
VTI
- 1D
- 2.93%
- 1M
- -5.00%
- YTD
- -4.01%
- 6M
- -1.66%
- 1Y
- 18.11%
- 3Y*
- 17.84%
- 5Y*
- 10.46%
- 10Y*
- 13.60%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
FFFCX vs. VTI - Expense Ratio Comparison
FFFCX has a 0.49% expense ratio, which is higher than VTI's 0.03% expense ratio.
Return for Risk
FFFCX vs. VTI — Risk / Return Rank
FFFCX
VTI
FFFCX vs. VTI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom 2010 Fund (FFFCX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FFFCX | VTI | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.55 | 0.96 | +0.59 |
Sortino ratioReturn per unit of downside risk | 2.14 | 1.48 | +0.66 |
Omega ratioGain probability vs. loss probability | 1.32 | 1.23 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 2.10 | 1.52 | +0.57 |
Martin ratioReturn relative to average drawdown | 8.41 | 7.26 | +1.15 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| FFFCX | VTI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.55 | 0.96 | +0.59 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.49 | 0.60 | -0.11 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.86 | 0.75 | +0.12 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.66 | 0.48 | +0.18 |
Correlation
The correlation between FFFCX and VTI is 0.89, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FFFCX vs. VTI - Dividend Comparison
FFFCX's dividend yield for the trailing twelve months is around 5.00%, more than VTI's 1.17% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FFFCX Fidelity Freedom 2010 Fund | 5.00% | 4.97% | 2.99% | 2.72% | 7.23% | 9.33% | 6.01% | 5.78% | 6.98% | 4.82% | 3.22% | 3.68% |
VTI Vanguard Total Stock Market ETF | 1.17% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Drawdowns
FFFCX vs. VTI - Drawdown Comparison
The maximum FFFCX drawdown since its inception was -36.88%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for FFFCX and VTI.
Loading graphics...
Drawdown Indicators
| FFFCX | VTI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -36.88% | -55.45% | +18.57% |
Max Drawdown (1Y)Largest decline over 1 year | -4.00% | -12.30% | +8.30% |
Max Drawdown (5Y)Largest decline over 5 years | -18.35% | -25.36% | +7.01% |
Max Drawdown (10Y)Largest decline over 10 years | -18.35% | -35.00% | +16.65% |
Current DrawdownCurrent decline from peak | -3.80% | -6.25% | +2.45% |
Average DrawdownAverage peak-to-trough decline | -4.60% | -8.08% | +3.48% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.00% | 2.58% | -1.58% |
Volatility
FFFCX vs. VTI - Volatility Comparison
The current volatility for Fidelity Freedom 2010 Fund (FFFCX) is 2.31%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 5.45%. This indicates that FFFCX experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| FFFCX | VTI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.31% | 5.45% | -3.14% |
Volatility (6M)Calculated over the trailing 6-month period | 3.42% | 9.73% | -6.31% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.49% | 19.01% | -13.52% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.32% | 17.42% | -11.10% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.27% | 18.29% | -12.02% |