FFFCX vs. FFWTX
FFFCX (Fidelity Freedom 2010 Fund) and FFWTX (Fidelity Freedom Index 2010 Fund Institutional Premium Class) are both Target Retirement Date funds from Fidelity. Over the past 10 years, FFFCX returned 5.49%/yr vs 5.22%/yr for FFWTX. Their 0.97 correlation means they have historically moved very closely together. FFFCX charges 0.49%/yr vs 0.08%/yr for FFWTX.
Performance
FFFCX vs. FFWTX - Performance Comparison
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Returns By Period
In the year-to-date period, FFFCX achieves a 4.24% return, which is significantly higher than FFWTX's 3.61% return. Both investments have delivered pretty close results over the past 10 years, with FFFCX having a 5.49% annualized return and FFWTX not far behind at 5.22%.
FFFCX
- 1D
- 0.79%
- 1M
- -0.72%
- 6M
- 2.71%
- YTD
- 4.24%
- 1Y
- 8.85%
- 3Y*
- 8.02%
- 5Y*
- 3.24%
- 10Y*
- 5.49%
- ALL TIME*
- 6.00%
FFWTX
- 1D
- 0.65%
- 1M
- -0.43%
- 6M
- 2.47%
- YTD
- 3.61%
- 1Y
- 7.95%
- 3Y*
- 7.58%
- 5Y*
- 3.12%
- 10Y*
- 5.22%
- ALL TIME*
- 5.00%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FFFCX vs. FFWTX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FFFCX Fidelity Freedom 2010 Fund | 4.24% | 11.39% | 5.26% | 9.82% | -13.21% | 5.64% | 11.09% | 14.34% | -3.74% | 12.48% |
FFWTX Fidelity Freedom Index 2010 Fund Institutional Premium Class | 3.61% | 10.16% | 5.83% | 9.88% | -12.97% | 5.15% | 10.45% | 14.36% | -2.58% | 10.73% |
Correlation
The correlation between FFFCX and FFWTX is 0.98 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.98 |
Correlation (3Y) Balances recent behavior with more history. | 0.98 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.97 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.97 |
Correlation (All Time) Calculated using the full available price history since Jun 29, 2015 | 0.97 |
The correlation between FFFCX and FFWTX has been stable across timeframes, ranging from 0.97 to 0.98 - a consistent structural relationship.
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Return for Risk
FFFCX vs. FFWTX — Risk / Return Rank
FFFCX
FFWTX
FFFCX vs. FFWTX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom 2010 Fund (FFFCX) and Fidelity Freedom Index 2010 Fund Institutional Premium Class (FFWTX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FFFCX | FFWTX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.05 | ||
| Sortino ratioReturn per unit of downside risk | -0.10 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.31 | 0.00 |
| Calmar ratioReturn relative to maximum drawdown | 2.26 | 2.19 | +0.07 |
| Martin ratioReturn relative to average drawdown | 9.16 | 9.04 | +0.11 |
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Drawdowns
FFFCX vs. FFWTX - Drawdown Comparison
The maximum FFFCX drawdown since its inception was -36.88%, which is greater than FFWTX's maximum drawdown of -17.44%. Use the drawdown chart below to compare losses from any high point for FFFCX and FFWTX.
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Drawdown Indicators
| FFFCX | FFWTX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -36.88% | -17.44% | -19.44% |
Max Drawdown (1Y)Largest decline over 1 year | -4.00% | -3.68% | -0.32% |
Max Drawdown (3Y)Largest decline over 3 years | -4.77% | -4.52% | -0.25% |
Max Drawdown (5Y)Largest decline over 5 years | -18.35% | -17.44% | -0.91% |
Max Drawdown (10Y)Largest decline over 10 years | -18.35% | -17.44% | -0.91% |
Current DrawdownCurrent decline from peak | -1.23% | -0.99% | -0.24% |
Average DrawdownAverage peak-to-trough decline | -4.55% | -2.87% | -1.68% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.98% | 0.89% | +0.09% |
Volatility
FFFCX vs. FFWTX - Volatility Comparison
Fidelity Freedom 2010 Fund (FFFCX) has a higher volatility of 1.76% compared to Fidelity Freedom Index 2010 Fund Institutional Premium Class (FFWTX) at 1.43%. This indicates that FFFCX's price experiences larger fluctuations and is considered to be riskier than FFWTX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FFFCX | FFWTX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.76% | 1.43% | +0.33% |
Volatility (6M)Calculated over the trailing 6-month period | 4.92% | 4.18% | +0.74% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.60% | 4.86% | +0.74% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.49% | 6.17% | +0.32% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.27% | 6.09% | +0.18% |
FFFCX vs. FFWTX - Expense Ratio Comparison
FFFCX has a 0.49% expense ratio, which is higher than FFWTX's 0.08% expense ratio.
Dividends
FFFCX vs. FFWTX - Dividend Comparison
FFFCX's dividend yield for the trailing twelve months is around 4.70%, more than FFWTX's 3.81% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FFFCX Fidelity Freedom 2010 Fund | 4.70% | 4.97% | 2.99% | 2.72% | 7.23% | 9.33% | 6.01% | 5.78% | 6.98% | 4.82% | 3.22% | 3.68% |
FFWTX Fidelity Freedom Index 2010 Fund Institutional Premium Class | 3.81% | 4.56% | 5.03% | 3.32% | 3.76% | 3.70% | 2.59% | 16.46% | 4.78% | 2.64% | 1.91% | 1.62% |
Frequently Asked Questions
With a correlation of 0.98, FFFCX and FFWTX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
FFFCX has higher volatility (1.76%) compared to FFWTX (1.43%). In terms of maximum drawdown, FFFCX dropped -36.88% vs FFWTX's -17.44%.
FFWTX currently has the higher Sharpe Ratio (1.66 vs 1.62), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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