FFFCX vs. VNQ
FFFCX (Fidelity Freedom 2010 Fund) and VNQ (Vanguard Real Estate ETF) are both funds - FFFCX is a Target Retirement Date fund managed by Fidelity, while VNQ is a REIT fund tracking the MSCI US Investable Market Real Estate 25/50 Index. Over the past 10 years, FFFCX returned 6.02%/yr vs 5.44%/yr for VNQ. A 0.64 correlation means they provide meaningful diversification when combined. FFFCX charges 0.49%/yr vs 0.13%/yr for VNQ.
Performance
FFFCX vs. VNQ - Performance Comparison
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Returns By Period
In the year-to-date period, FFFCX achieves a 5.33% return, which is significantly lower than VNQ's 11.77% return. Over the past 10 years, FFFCX has outperformed VNQ with an annualized return of 6.02%, while VNQ has yielded a comparatively lower 5.44% annualized return.
FFFCX
- 1D
- -0.19%
- 1M
- 1.18%
- YTD
- 5.33%
- 6M
- 5.26%
- 1Y
- 11.82%
- 3Y*
- 8.94%
- 5Y*
- 3.66%
- 10Y*
- 6.02%
VNQ
- 1D
- 1.31%
- 1M
- 1.13%
- YTD
- 11.77%
- 6M
- 12.16%
- 1Y
- 11.59%
- 3Y*
- 11.30%
- 5Y*
- 2.83%
- 10Y*
- 5.44%
FFFCX vs. VNQ - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FFFCX Fidelity Freedom 2010 Fund | 5.33% | 11.39% | 5.26% | 9.82% | -13.21% | 5.64% | 11.09% | 14.34% | -3.74% | 12.48% |
VNQ Vanguard Real Estate ETF | 11.77% | 3.24% | 4.81% | 11.85% | -26.25% | 40.54% | -4.61% | 28.91% | -6.03% | 4.90% |
Correlation
The correlation between FFFCX and VNQ is 0.45, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.45 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.55 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.59 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.56 |
Correlation (All Time) Calculated using the full available price history since Sep 29, 2004 | 0.64 |
The correlation between FFFCX and VNQ shifts across timeframes, from 0.45 (1 year) to 0.64 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
FFFCX vs. VNQ — Risk / Return Rank
FFFCX
VNQ
FFFCX vs. VNQ - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom 2010 Fund (FFFCX) and Vanguard Real Estate ETF (VNQ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FFFCX | VNQ | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.42 | ||
| Sortino ratioReturn per unit of downside risk | +2.02 | ||
| Omega ratioGain probability vs. loss probability | 1.46 | 1.15 | +0.31 |
| Calmar ratioReturn relative to maximum drawdown | 3.05 | 1.40 | +1.65 |
| Martin ratioReturn relative to average drawdown | 12.99 | 4.37 | +8.62 |
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Drawdowns
FFFCX vs. VNQ - Drawdown Comparison
The maximum FFFCX drawdown since its inception was -36.88%, smaller than the maximum VNQ drawdown of -73.07%. Use the drawdown chart below to compare losses from any high point for FFFCX and VNQ.
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Drawdown Indicators
| FFFCX | VNQ | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -36.88% | -73.07% | +36.19% |
Max Drawdown (1Y)Largest decline over 1 year | -4.00% | -8.34% | +4.34% |
Max Drawdown (3Y)Largest decline over 3 years | -5.83% | -17.46% | +11.63% |
Max Drawdown (5Y)Largest decline over 5 years | -18.35% | -34.48% | +16.13% |
Max Drawdown (10Y)Largest decline over 10 years | -18.35% | -42.40% | +24.05% |
Current DrawdownCurrent decline from peak | -0.19% | -0.66% | +0.47% |
Average DrawdownAverage peak-to-trough decline | -4.57% | -13.60% | +9.03% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.94% | 2.66% | -1.72% |
Volatility
FFFCX vs. VNQ - Volatility Comparison
The current volatility for Fidelity Freedom 2010 Fund (FFFCX) is 2.37%, while Vanguard Real Estate ETF (VNQ) has a volatility of 5.19%. This indicates that FFFCX experiences smaller price fluctuations and is considered to be less risky than VNQ based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FFFCX | VNQ | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.37% | 5.19% | -2.82% |
Volatility (6M)Calculated over the trailing 6-month period | 4.63% | 10.20% | -5.57% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.38% | 13.84% | -8.46% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.45% | 18.86% | -12.41% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.32% | 20.75% | -14.43% |
FFFCX vs. VNQ - Expense Ratio Comparison
FFFCX has a 0.49% expense ratio, which is higher than VNQ's 0.13% expense ratio.
Dividends
FFFCX vs. VNQ - Dividend Comparison
FFFCX's dividend yield for the trailing twelve months is around 4.66%, more than VNQ's 3.56% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FFFCX Fidelity Freedom 2010 Fund | 4.66% | 4.97% | 2.99% | 2.72% | 7.23% | 9.33% | 6.01% | 5.78% | 6.98% | 4.82% | 3.22% | 3.68% |
VNQ Vanguard Real Estate ETF | 3.56% | 3.92% | 3.85% | 3.95% | 3.91% | 2.56% | 3.93% | 3.39% | 4.74% | 4.23% | 4.82% | 3.92% |
Frequently Asked Questions
FFFCX and VNQ have a correlation of 0.45, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VNQ has higher volatility (5.19%) compared to FFFCX (2.37%). In terms of maximum drawdown, FFFCX dropped -36.88% vs VNQ's -73.07%.
FFFCX currently has the higher Sharpe Ratio (2.27 vs 0.85), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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