CLIM vs. XLRI

Last updated Jul 8, 2026

CLIM (Climate Global - Climate-Resilient REIT Index ETF) and XLRI (State Street Real Estate Select Sector SPDR Premium Income ETF) are both exchange-traded funds - CLIM is a REIT fund tracking the Climate Global Climate-Resilient REIT Index (CLIMX), while XLRI is a Derivative Income fund actively managed by State Street. CLIM is passively managed, while XLRI is actively managed. Their correlation of 0.89 suggests significant overlap in exposure. CLIM charges 0.90%/yr vs 0.35%/yr for XLRI.

Performance

CLIM vs. XLRI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Climate Global - Climate-Resilient REIT Index ETF (CLIM) and State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

CLIM

• 1D: 0.97%
• 1M: 4.19%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

XLRI

• 1D: 1.54%
• 1M: 1.56%
• 6M: 6.96%
• YTD: 7.76%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

CLIM vs. XLRI - Yearly Performance Comparison

	2026 (YTD)
CLIM Climate Global - Climate-Resilient REIT Index ETF	11.62%
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF	6.22%

Correlation

The correlation between CLIM and XLRI is 0.89, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (All Time) Calculated using the full available price history since Mar 12, 2026	0.89

Return for Risk

CLIM vs. XLRI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Climate Global - Climate-Resilient REIT Index ETF (CLIM) and State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

CLIM vs. XLRI - Drawdown Comparison

The maximum CLIM drawdown since its inception was -6.41%, smaller than the maximum XLRI drawdown of -7.12%. Use the drawdown chart below to compare losses from any high point for CLIM and XLRI.

Drawdown Indicators

	CLIM	XLRI	Difference
Max Drawdown Largest peak-to-trough decline	-6.41%	-7.12%	+0.71%
Current Drawdown Current decline from peak	0.00%	-0.06%	+0.06%
Average Drawdown Average peak-to-trough decline	-1.45%	-1.62%	+0.17%

Volatility

Volatility by Period

	CLIM	XLRI	Difference
Volatility (1Y) Calculated over the trailing 1-year period	15.95%	11.18%	+4.77%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.95%	11.18%	+4.77%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	15.95%	11.18%	+4.77%

CLIM vs. XLRI - Expense Ratio Comparison

CLIM has a 0.90% expense ratio, which is higher than XLRI's 0.35% expense ratio.

Dividends

CLIM vs. XLRI - Dividend Comparison

CLIM's dividend yield for the trailing twelve months is around 1.14%, less than XLRI's 13.61% yield.

Position	TTM	2025
CLIM Climate Global - Climate-Resilient REIT Index ETF	1.14%	0.00%
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF	13.61%	6.85%

Frequently Asked Questions

Can I hold both CLIM and XLRI in my portfolio?

CLIM and XLRI have a correlation of 0.89, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, CLIM or XLRI?

On fees, XLRI is cheaper at 0.35% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, CLIM or XLRI?

XLRI is cheaper with a 0.35% expense ratio, compared with 0.90% for CLIM.

Which ETF pays a higher dividend yield, CLIM or XLRI?

XLRI has the higher dividend yield at 13.61%, compared with 1.14% for CLIM.

What is the main difference between CLIM and XLRI?

CLIM is categorized as REIT, while XLRI is Derivative Income. They also come from different issuers: Climate Global and State Street. Their fees differ too: 0.90% for CLIM and 0.35% for XLRI.