CICHY vs. IDCBY
CICHY (China Construction Bank Corp) and IDCBY (Industrial and Commercial Bank of China Limited) are both stocks. Both operate in the Banks - Diversified industry within the Financial Services sector. Over the past 10 years, CICHY returned 13.56%/yr vs 12.80%/yr for IDCBY. A 0.80 correlation means they provide meaningful diversification when combined.
Performance
CICHY vs. IDCBY - Performance Comparison
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Returns By Period
In the year-to-date period, CICHY achieves a 12.01% return, which is significantly lower than IDCBY's 13.77% return. Over the past 10 years, CICHY has outperformed IDCBY with an annualized return of 13.56%, while IDCBY has yielded a comparatively lower 12.80% annualized return.
CICHY
- 1D
- 0.91%
- 1M
- -0.85%
- YTD
- 12.01%
- 6M
- 13.04%
- 1Y
- 14.00%
- 3Y*
- 31.33%
- 5Y*
- 15.57%
- 10Y*
- 13.56%
IDCBY
- 1D
- 1.31%
- 1M
- 2.35%
- YTD
- 13.77%
- 6M
- 15.89%
- 1Y
- 21.05%
- 3Y*
- 30.84%
- 5Y*
- 15.83%
- 10Y*
- 12.80%
CICHY vs. IDCBY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CICHY China Construction Bank Corp | 12.01% | 31.78% | 49.67% | 4.46% | -2.29% | -3.15% | -8.81% | 11.09% | -7.66% | 33.81% |
IDCBY Industrial and Commercial Bank of China Limited | 13.77% | 32.13% | 47.21% | 3.91% | -2.05% | -6.39% | -12.54% | 13.02% | -8.08% | 42.02% |
Correlation
The correlation between CICHY and IDCBY is 0.82, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.82 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.84 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.82 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.84 |
Correlation (All Time) Calculated using the full available price history since Mar 17, 2009 | 0.80 |
The correlation between CICHY and IDCBY has been stable across timeframes, ranging from 0.80 to 0.84 - a consistent structural relationship.
Fundamentals
CICHY:
$288.94B
IDCBY:
$317.74B
CICHY:
CN¥24.86
IDCBY:
CN¥20.11
CICHY:
6.01
IDCBY:
6.00
CICHY:
0.57
IDCBY:
7.50
CICHY:
1.80
IDCBY:
1.70
CICHY:
0.53
IDCBY:
0.55
CICHY:
CN¥1.14T
IDCBY:
CN¥1.28T
CICHY:
CN¥760.54B
IDCBY:
CN¥499.90B
CICHY:
CN¥402.61B
IDCBY:
CN¥428.13B
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Return for Risk
CICHY vs. IDCBY — Risk / Return Rank
CICHY
IDCBY
CICHY vs. IDCBY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for China Construction Bank Corp (CICHY) and Industrial and Commercial Bank of China Limited (IDCBY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CICHY | IDCBY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.44 | ||
| Sortino ratioReturn per unit of downside risk | -0.56 | ||
| Omega ratioGain probability vs. loss probability | 1.13 | 1.20 | -0.06 |
| Calmar ratioReturn relative to maximum drawdown | 0.91 | 1.88 | -0.98 |
| Martin ratioReturn relative to average drawdown | 2.38 | 5.37 | -2.99 |
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Drawdowns
CICHY vs. IDCBY - Drawdown Comparison
The maximum CICHY drawdown since its inception was -44.82%, smaller than the maximum IDCBY drawdown of -78.73%. Use the drawdown chart below to compare losses from any high point for CICHY and IDCBY.
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Drawdown Indicators
| CICHY | IDCBY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -44.82% | -78.73% | +33.91% |
Max Drawdown (1Y)Largest decline over 1 year | -15.49% | -11.23% | -4.26% |
Max Drawdown (3Y)Largest decline over 3 years | -15.49% | -15.59% | +0.10% |
Max Drawdown (5Y)Largest decline over 5 years | -27.91% | -25.73% | -2.18% |
Max Drawdown (10Y)Largest decline over 10 years | -40.27% | -39.70% | -0.57% |
Current DrawdownCurrent decline from peak | -3.66% | -3.26% | -0.40% |
Average DrawdownAverage peak-to-trough decline | -18.30% | -48.86% | +30.56% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.89% | 3.93% | +1.96% |
Volatility
CICHY vs. IDCBY - Volatility Comparison
The current volatility for China Construction Bank Corp (CICHY) is 6.01%, while Industrial and Commercial Bank of China Limited (IDCBY) has a volatility of 6.56%. This indicates that CICHY experiences smaller price fluctuations and is considered to be less risky than IDCBY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CICHY | IDCBY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.01% | 6.56% | -0.55% |
Volatility (6M)Calculated over the trailing 6-month period | 13.79% | 13.11% | +0.68% |
Volatility (1Y)Calculated over the trailing 1-year period | 19.85% | 18.49% | +1.36% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 21.24% | 21.31% | -0.07% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.81% | 22.80% | +0.01% |
Dividends
CICHY vs. IDCBY - Dividend Comparison
CICHY's dividend yield for the trailing twelve months is around 2.37%, less than IDCBY's 7.58% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CICHY China Construction Bank Corp | 2.37% | 8.26% | 6.71% | 9.13% | 8.70% | 6.32% | 5.08% | 4.42% | 4.80% | 8.33% | 10.74% | 6.14% |
IDCBY Industrial and Commercial Bank of China Limited | 7.58% | 7.76% | 6.36% | 8.69% | 8.61% | 7.32% | 4.84% | 3.91% | 4.48% | 3.49% | 12.32% | 7.11% |
Financials
CICHY vs. IDCBY - Financials Comparison
This section allows you to compare key financial metrics between China Construction Bank Corp and Industrial and Commercial Bank of China Limited. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CICHY vs. IDCBY - Profitability Comparison
CICHY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, China Construction Bank Corp reported a gross profit of 211.00B and revenue of 345.49B. Therefore, the gross margin over that period was 61.1%.
IDCBY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Industrial and Commercial Bank of China Limited reported a gross profit of 155.43B and revenue of 386.17B. Therefore, the gross margin over that period was 40.3%.
CICHY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, China Construction Bank Corp reported an operating income of 99.20B and revenue of 345.49B, resulting in an operating margin of 28.7%.
IDCBY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Industrial and Commercial Bank of China Limited reported an operating income of 101.34B and revenue of 386.17B, resulting in an operating margin of 26.2%.
CICHY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, China Construction Bank Corp reported a net income of 86.29B and revenue of 345.49B, resulting in a net margin of 25.0%.
IDCBY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Industrial and Commercial Bank of China Limited reported a net income of 86.42B and revenue of 386.17B, resulting in a net margin of 22.4%.
Frequently Asked Questions
CICHY and IDCBY have a correlation of 0.82, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
IDCBY has higher volatility (6.56%) compared to CICHY (6.01%). In terms of maximum drawdown, CICHY dropped -44.82% vs IDCBY's -78.73%.
IDCBY currently has the higher Sharpe Ratio (1.15 vs 0.71), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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