CICHY vs. UNCRY
CICHY (China Construction Bank Corp) and UNCRY (UniCredit SpA ADR) are both stocks. Both are in the Financial Services sector — CICHY in Banks - Diversified, UNCRY in Banks - Regional. Over the past 5 years, CICHY returned 15.07%/yr vs 55.85%/yr for UNCRY. At a 0.28 correlation, their price movements are largely independent.
Performance
CICHY vs. UNCRY - Performance Comparison
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Returns By Period
In the year-to-date period, CICHY achieves a 9.73% return, which is significantly higher than UNCRY's 8.78% return.
CICHY
- 1D
- -2.04%
- 1M
- -2.87%
- YTD
- 9.73%
- 6M
- 11.54%
- 1Y
- 8.57%
- 3Y*
- 30.43%
- 5Y*
- 15.07%
- 10Y*
- 13.33%
UNCRY
- 1D
- -2.05%
- 1M
- 5.31%
- YTD
- 8.78%
- 6M
- 8.54%
- 1Y
- 38.66%
- 3Y*
- 67.31%
- 5Y*
- 55.85%
- 10Y*
- —
CICHY vs. UNCRY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CICHY China Construction Bank Corp | 9.73% | 31.78% | 49.67% | 4.46% | -2.29% | -3.15% | -8.81% | 11.09% | -7.66% | 2.44% |
UNCRY UniCredit SpA ADR | 8.78% | 118.78% | 57.92% | 103.38% | -2.49% | 71.06% | -37.52% | 30.84% | -40.77% | -1.23% |
Correlation
The correlation between CICHY and UNCRY is 0.12, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.12 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.24 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.24 |
Correlation (All Time) Calculated using the full available price history since Dec 19, 2017 | 0.28 |
The correlation between CICHY and UNCRY shifts across timeframes, from 0.12 (1 year) to 0.28 (all time), reflecting how their relationship changes across market environments.
Fundamentals
CICHY:
$283.06B
UNCRY:
$132.82B
CICHY:
CN¥24.86
UNCRY:
€3.58
CICHY:
5.91
UNCRY:
10.80
CICHY:
0.56
UNCRY:
0.13
CICHY:
1.77
UNCRY:
5.18
CICHY:
0.52
UNCRY:
1.70
CICHY:
CN¥1.14T
UNCRY:
€24.09B
CICHY:
CN¥760.54B
UNCRY:
€23.20B
CICHY:
CN¥402.61B
UNCRY:
€14.22B
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Return for Risk
CICHY vs. UNCRY — Risk / Return Rank
CICHY
UNCRY
CICHY vs. UNCRY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for China Construction Bank Corp (CICHY) and UniCredit SpA ADR (UNCRY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CICHY | UNCRY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.72 | ||
| Sortino ratioReturn per unit of downside risk | -0.96 | ||
| Omega ratioGain probability vs. loss probability | 1.09 | 1.21 | -0.12 |
| Calmar ratioReturn relative to maximum drawdown | 0.56 | 1.43 | -0.87 |
| Martin ratioReturn relative to average drawdown | 1.45 | 4.00 | -2.55 |
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Drawdowns
CICHY vs. UNCRY - Drawdown Comparison
The maximum CICHY drawdown since its inception was -44.82%, smaller than the maximum UNCRY drawdown of -70.20%. Use the drawdown chart below to compare losses from any high point for CICHY and UNCRY.
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Drawdown Indicators
| CICHY | UNCRY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -44.82% | -70.20% | +25.38% |
Max Drawdown (1Y)Largest decline over 1 year | -15.49% | -27.25% | +11.76% |
Max Drawdown (3Y)Largest decline over 3 years | -15.49% | -27.25% | +11.76% |
Max Drawdown (5Y)Largest decline over 5 years | -27.91% | -50.77% | +22.86% |
Max Drawdown (10Y)Largest decline over 10 years | -40.27% | — | — |
Current DrawdownCurrent decline from peak | -5.62% | -4.70% | -0.92% |
Average DrawdownAverage peak-to-trough decline | -18.29% | -27.34% | +9.05% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.90% | 9.68% | -3.78% |
Volatility
CICHY vs. UNCRY - Volatility Comparison
The current volatility for China Construction Bank Corp (CICHY) is 6.33%, while UniCredit SpA ADR (UNCRY) has a volatility of 9.56%. This indicates that CICHY experiences smaller price fluctuations and is considered to be less risky than UNCRY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CICHY | UNCRY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.33% | 9.56% | -3.23% |
Volatility (6M)Calculated over the trailing 6-month period | 13.95% | 28.02% | -14.07% |
Volatility (1Y)Calculated over the trailing 1-year period | 19.92% | 33.80% | -13.88% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 21.26% | 39.33% | -18.07% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.81% | 42.24% | -19.43% |
Dividends
CICHY vs. UNCRY - Dividend Comparison
CICHY's dividend yield for the trailing twelve months is around 2.42%, less than UNCRY's 4.12% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CICHY China Construction Bank Corp | 2.42% | 8.26% | 6.71% | 9.13% | 8.70% | 6.32% | 5.08% | 4.42% | 4.80% | 8.33% | 10.74% | 6.14% |
UNCRY UniCredit SpA ADR | 4.12% | 4.00% | 7.31% | 3.91% | 4.01% | 0.94% | 0.00% | 1.37% | 2.29% | 0.00% | 0.00% | 0.00% |
Financials
CICHY vs. UNCRY - Financials Comparison
This section allows you to compare key financial metrics between China Construction Bank Corp and UniCredit SpA ADR. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CICHY vs. UNCRY - Profitability Comparison
CICHY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, China Construction Bank Corp reported a gross profit of 211.00B and revenue of 345.49B. Therefore, the gross margin over that period was 61.1%.
UNCRY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, UniCredit SpA ADR reported a gross profit of 6.62B and revenue of 7.05B. Therefore, the gross margin over that period was 93.9%.
CICHY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, China Construction Bank Corp reported an operating income of 99.20B and revenue of 345.49B, resulting in an operating margin of 28.7%.
UNCRY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, UniCredit SpA ADR reported an operating income of 4.38B and revenue of 7.05B, resulting in an operating margin of 62.2%.
CICHY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, China Construction Bank Corp reported a net income of 86.29B and revenue of 345.49B, resulting in a net margin of 25.0%.
UNCRY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, UniCredit SpA ADR reported a net income of 3.32B and revenue of 7.05B, resulting in a net margin of 47.1%.
Frequently Asked Questions
CICHY and UNCRY have a correlation of 0.12, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
UNCRY has higher volatility (9.56%) compared to CICHY (6.33%). In terms of maximum drawdown, CICHY dropped -44.82% vs UNCRY's -70.20%.
UNCRY currently has the higher Sharpe Ratio (1.16 vs 0.44), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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