CICHY vs. ACGBY
CICHY (China Construction Bank Corp) and ACGBY (Agricultural Bank of China PK) are both stocks. Both operate in the Banks - Diversified industry within the Financial Services sector. Over the past 10 years, CICHY returned 13.33%/yr vs 16.15%/yr for ACGBY. A 0.66 correlation means they provide meaningful diversification when combined.
Performance
CICHY vs. ACGBY - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, CICHY achieves a 9.73% return, which is significantly higher than ACGBY's -1.48% return. Over the past 10 years, CICHY has underperformed ACGBY with an annualized return of 13.33%, while ACGBY has yielded a comparatively higher 16.15% annualized return.
CICHY
- 1D
- -2.04%
- 1M
- -2.87%
- YTD
- 9.73%
- 6M
- 11.54%
- 1Y
- 8.57%
- 3Y*
- 30.43%
- 5Y*
- 15.07%
- 10Y*
- 13.33%
ACGBY
- 1D
- -3.03%
- 1M
- -5.79%
- YTD
- -1.48%
- 6M
- 0.73%
- 1Y
- 4.89%
- 3Y*
- 37.30%
- 5Y*
- 25.42%
- 10Y*
- 16.15%
CICHY vs. ACGBY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CICHY China Construction Bank Corp | 9.73% | 31.78% | 49.67% | 4.46% | -2.29% | -3.15% | -8.81% | 11.09% | -7.66% | 33.81% |
ACGBY Agricultural Bank of China PK | -1.48% | 43.43% | 65.14% | 24.56% | 8.26% | 0.75% | -13.39% | 6.94% | -3.48% | 28.00% |
Correlation
The correlation between CICHY and ACGBY is 0.69, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.69 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.69 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.70 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.70 |
Correlation (All Time) Calculated using the full available price history since Jan 24, 2011 | 0.66 |
The correlation between CICHY and ACGBY has been stable across timeframes, ranging from 0.66 to 0.70 - a consistent structural relationship.
Fundamentals
CICHY:
$283.06B
ACGBY:
$266.91B
CICHY:
CN¥24.86
ACGBY:
CN¥19.70
CICHY:
5.91
ACGBY:
6.13
CICHY:
0.56
ACGBY:
1.19
CICHY:
1.77
ACGBY:
1.32
CICHY:
0.52
ACGBY:
0.56
CICHY:
CN¥1.14T
ACGBY:
CN¥1.37T
CICHY:
CN¥760.54B
ACGBY:
CN¥743.81B
CICHY:
CN¥402.61B
ACGBY:
CN¥324.72B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
CICHY vs. ACGBY — Risk / Return Rank
CICHY
ACGBY
CICHY vs. ACGBY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for China Construction Bank Corp (CICHY) and Agricultural Bank of China PK (ACGBY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CICHY | ACGBY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.23 | ||
| Sortino ratioReturn per unit of downside risk | +0.30 | ||
| Omega ratioGain probability vs. loss probability | 1.09 | 1.05 | +0.03 |
| Calmar ratioReturn relative to maximum drawdown | 0.56 | 0.27 | +0.29 |
| Martin ratioReturn relative to average drawdown | 1.45 | 0.57 | +0.88 |
Loading charts...
Drawdowns
CICHY vs. ACGBY - Drawdown Comparison
The maximum CICHY drawdown since its inception was -44.82%, smaller than the maximum ACGBY drawdown of -52.60%. Use the drawdown chart below to compare losses from any high point for CICHY and ACGBY.
Loading charts...
Drawdown Indicators
| CICHY | ACGBY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -44.82% | -52.60% | +7.78% |
Max Drawdown (1Y)Largest decline over 1 year | -15.49% | -18.52% | +3.03% |
Max Drawdown (3Y)Largest decline over 3 years | -15.49% | -19.00% | +3.51% |
Max Drawdown (5Y)Largest decline over 5 years | -27.91% | -21.86% | -6.05% |
Max Drawdown (10Y)Largest decline over 10 years | -40.27% | -43.69% | +3.42% |
Current DrawdownCurrent decline from peak | -5.62% | -9.07% | +3.45% |
Average DrawdownAverage peak-to-trough decline | -18.29% | -19.53% | +1.24% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.90% | 8.55% | -2.65% |
Volatility
CICHY vs. ACGBY - Volatility Comparison
The current volatility for China Construction Bank Corp (CICHY) is 6.33%, while Agricultural Bank of China PK (ACGBY) has a volatility of 8.57%. This indicates that CICHY experiences smaller price fluctuations and is considered to be less risky than ACGBY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| CICHY | ACGBY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.33% | 8.57% | -2.24% |
Volatility (6M)Calculated over the trailing 6-month period | 13.95% | 16.30% | -2.35% |
Volatility (1Y)Calculated over the trailing 1-year period | 19.92% | 23.39% | -3.47% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 21.26% | 22.99% | -1.73% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.81% | 23.79% | -0.98% |
Dividends
CICHY vs. ACGBY - Dividend Comparison
CICHY's dividend yield for the trailing twelve months is around 2.42%, less than ACGBY's 7.50% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ACGBY Agricultural Bank of China PK | 7.50% | 6.83% | 10.53% | 8.42% | 9.62% | 6.83% | 5.86% | 4.84% | 5.45% | 10.15% | 11.73% | 6.06% |
CICHY China Construction Bank Corp | 2.42% | 8.26% | 6.71% | 9.13% | 8.70% | 6.32% | 5.08% | 4.42% | 4.80% | 8.33% | 10.74% | 6.14% |
Financials
CICHY vs. ACGBY - Financials Comparison
This section allows you to compare key financial metrics between China Construction Bank Corp and Agricultural Bank of China PK. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CICHY vs. ACGBY - Profitability Comparison
CICHY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, China Construction Bank Corp reported a gross profit of 211.00B and revenue of 345.49B. Therefore, the gross margin over that period was 61.1%.
ACGBY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Agricultural Bank of China PK reported a gross profit of 206.24B and revenue of 358.48B. Therefore, the gross margin over that period was 57.5%.
CICHY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, China Construction Bank Corp reported an operating income of 99.20B and revenue of 345.49B, resulting in an operating margin of 28.7%.
ACGBY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Agricultural Bank of China PK reported an operating income of 78.67B and revenue of 358.48B, resulting in an operating margin of 22.0%.
CICHY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, China Construction Bank Corp reported a net income of 86.29B and revenue of 345.49B, resulting in a net margin of 25.0%.
ACGBY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Agricultural Bank of China PK reported a net income of 75.19B and revenue of 358.48B, resulting in a net margin of 21.0%.
Frequently Asked Questions
CICHY and ACGBY have a correlation of 0.69, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ACGBY has higher volatility (8.57%) compared to CICHY (6.33%). In terms of maximum drawdown, CICHY dropped -44.82% vs ACGBY's -52.60%.
CICHY currently has the higher Sharpe Ratio (0.44 vs 0.21), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for CICHY and ACGBY
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer