CCS vs. FDIS

Last updated Jun 25, 2026

CCS (Century Communities, Inc.) is a stock, while FDIS (Fidelity MSCI Consumer Discretionary Index ETF) is Consumer Discretionary Equities fund tracking the MSCI USA IMI Consumer Discretionary 25/50 Index. Over the past 10 years, CCS returned 15.86%/yr vs 14.04%/yr for FDIS. A 0.53 correlation means they provide meaningful diversification when combined.

Performance

CCS vs. FDIS - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Century Communities, Inc. (CCS) and Fidelity MSCI Consumer Discretionary Index ETF (FDIS). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, CCS achieves a 17.87% return, which is significantly higher than FDIS's -1.04% return. Over the past 10 years, CCS has outperformed FDIS with an annualized return of 15.86%, while FDIS has yielded a comparatively lower 14.04% annualized return.

CCS

• 1D: 10.24%
• 1M: 34.04%
• YTD: 17.87%
• 6M: 18.54%
• 1Y: 26.49%
• 3Y*: 0.69%
• 5Y*: 2.38%
• 10Y*: 15.86%

FDIS

• 1D: 1.36%
• 1M: -1.53%
• YTD: -1.04%
• 6M: -3.51%
• 1Y: 8.81%
• 3Y*: 13.07%
• 5Y*: 5.37%
• 10Y*: 14.04%

*Multi-year figures are annualized to reflect compound growth (CAGR)

CCS vs. FDIS - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
CCS Century Communities, Inc.	17.87%	-17.62%	-18.57%	84.79%	-37.92%	87.95%	60.07%	58.46%	-44.50%	48.10%
FDIS Fidelity MSCI Consumer Discretionary Index ETF	-1.04%	5.67%	24.43%	40.48%	-35.23%	24.25%	49.50%	27.44%	-0.88%	22.96%

Correlation

The correlation between CCS and FDIS is 0.50, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.50
Correlation (3Y) Calculated over the trailing 3-year period	0.51
Correlation (5Y) Calculated over the trailing 5-year period	0.56
Correlation (10Y) Calculated over the trailing 10-year period	0.53
Correlation (All Time) Calculated using the full available price history since Jun 18, 2014	0.53

The correlation between CCS and FDIS has been stable across timeframes, ranging from 0.50 to 0.56 - a consistent structural relationship.

Return for Risk

CCS vs. FDIS — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

CCS

CCS Risk / Return Rank: 61
CCS Sharpe Ratio Rank: 63
CCS Sortino Ratio Rank: 62
CCS Omega Ratio Rank: 59
CCS Calmar Ratio Rank: 60
CCS Martin Ratio Rank: 61

FDIS

FDIS Risk / Return Rank: 16
FDIS Sharpe Ratio Rank: 16
FDIS Sortino Ratio Rank: 16
FDIS Omega Ratio Rank: 15
FDIS Calmar Ratio Rank: 16
FDIS Martin Ratio Rank: 17

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

CCS vs. FDIS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Century Communities, Inc. (CCS) and Fidelity MSCI Consumer Discretionary Index ETF (FDIS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	CCS	FDIS	Difference
Sharpe ratio: Return per unit of total volatility	0.61	0.47	+0.14
Sortino ratio: Return per unit of downside risk	1.25	0.79	+0.46
Omega ratio: Gain probability vs. loss probability	1.14	1.09	+0.05
Calmar ratio: Return relative to maximum drawdown	0.76	0.57	+0.19
Martin ratio: Return relative to average drawdown	1.74	1.74	0.00

CCS vs. FDIS - Sharpe Ratio Comparison

The current CCS Sharpe Ratio is 0.61, which is comparable to the FDIS Sharpe Ratio of 0.47. The chart below compares the historical Sharpe Ratios of CCS and FDIS, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

CCS vs. FDIS - Drawdown Comparison

The maximum CCS drawdown since its inception was -73.33%, which is greater than FDIS's maximum drawdown of -39.16%. Use the drawdown chart below to compare losses from any high point for CCS and FDIS.

Drawdown Indicators

	CCS	FDIS	Difference
Max Drawdown Largest peak-to-trough decline	-73.33%	-39.16%	-34.17%
Max Drawdown (1Y) Largest decline over 1 year	-35.02%	-15.50%	-19.52%
Max Drawdown (3Y) Largest decline over 3 years	-53.47%	-27.43%	-26.04%
Max Drawdown (5Y) Largest decline over 5 years	-53.47%	-39.16%	-14.31%
Max Drawdown (10Y) Largest decline over 10 years	-73.33%	-39.16%	-34.17%
Current Drawdown Current decline from peak	-33.08%	-5.58%	-27.50%
Average Drawdown Average peak-to-trough decline	-21.41%	-7.49%	-13.92%
Ulcer Index Depth and duration of drawdowns from previous peaks	15.26%	5.08%	+10.18%

Volatility

CCS vs. FDIS - Volatility Comparison

Century Communities, Inc. (CCS) has a higher volatility of 14.07% compared to Fidelity MSCI Consumer Discretionary Index ETF (FDIS) at 6.48%. This indicates that CCS's price experiences larger fluctuations and is considered to be riskier than FDIS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	CCS	FDIS	Difference
Volatility (1M) Calculated over the trailing 1-month period	14.07%	6.48%	+7.59%
Volatility (6M) Calculated over the trailing 6-month period	31.72%	13.89%	+17.83%
Volatility (1Y) Calculated over the trailing 1-year period	43.76%	18.71%	+25.05%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	42.14%	23.99%	+18.15%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	47.41%	22.33%	+25.08%

Dividends

CCS vs. FDIS - Dividend Comparison

CCS's dividend yield for the trailing twelve months is around 1.76%, more than FDIS's 0.74% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
CCS Century Communities, Inc.	1.76%	1.95%	1.42%	1.01%	1.60%	0.55%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
FDIS Fidelity MSCI Consumer Discretionary Index ETF	0.74%	0.75%	0.69%	0.78%	1.00%	0.58%	0.59%	1.14%	1.29%	1.00%	1.62%	1.25%

Frequently Asked Questions

Can I hold both CCS and FDIS in my portfolio?

CCS and FDIS have a correlation of 0.50, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, CCS or FDIS?

CCS has higher volatility (14.07%) compared to FDIS (6.48%). In terms of maximum drawdown, CCS dropped -73.33% vs FDIS's -39.16%.

Which has better risk-adjusted returns?

CCS currently has the higher Sharpe Ratio (0.61 vs 0.47), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.