BUYZ vs. USO
BUYZ (Franklin Disruptive Commerce ETF) and USO (United States Oil Fund LP) are both exchange-traded funds - BUYZ is a Large Cap Growth Equities fund actively managed by Franklin Templeton, while USO is a Oil & Gas fund tracking the Front Month Light Sweet Crude Oil. BUYZ is actively managed, while USO is passively managed. Over the past 5 years, BUYZ returned -6.77%/yr vs 23.67%/yr for USO. At a 0.08 correlation, their price movements are largely independent. BUYZ charges 0.50%/yr vs 0.86%/yr for USO.
Performance
BUYZ vs. USO - Performance Comparison
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Returns By Period
In the year-to-date period, BUYZ achieves a -14.51% return, which is significantly lower than USO's 97.72% return.
BUYZ
- 1D
- 1.29%
- 1M
- -1.95%
- YTD
- -14.51%
- 6M
- -15.65%
- 1Y
- -13.45%
- 3Y*
- 11.23%
- 5Y*
- -6.77%
- 10Y*
- —
USO
- 1D
- -2.92%
- 1M
- -5.15%
- YTD
- 97.72%
- 6M
- 91.54%
- 1Y
- 97.20%
- 3Y*
- 28.78%
- 5Y*
- 23.67%
- 10Y*
- 3.57%
BUYZ vs. USO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
BUYZ Franklin Disruptive Commerce ETF | -14.51% | 8.70% | 28.25% | 39.13% | -49.81% | -19.38% | 111.45% |
USO United States Oil Fund LP | 97.72% | -8.46% | 13.35% | -4.94% | 28.97% | 64.68% | -56.34% |
Correlation
The correlation between BUYZ and USO is -0.24, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.24 |
Correlation (3Y) Calculated over the trailing 3-year period | -0.06 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.04 |
Correlation (All Time) Calculated using the full available price history since Mar 2, 2020 | 0.08 |
The correlation between BUYZ and USO shifts across timeframes, from -0.24 (1 year) to 0.08 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
BUYZ vs. USO — Risk / Return Rank
BUYZ
USO
BUYZ vs. USO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Franklin Disruptive Commerce ETF (BUYZ) and United States Oil Fund LP (USO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| BUYZ | USO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.81 | ||
| Sortino ratioReturn per unit of downside risk | -3.51 | ||
| Omega ratioGain probability vs. loss probability | 0.91 | 1.37 | -0.46 |
| Calmar ratioReturn relative to maximum drawdown | -0.44 | 4.79 | -5.23 |
| Martin ratioReturn relative to average drawdown | -0.89 | 9.00 | -9.88 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| BUYZ | USO | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.61 | 2.21 | -2.81 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.25 | 0.66 | -0.91 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.09 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.19 | -0.18 | +0.37 |
Drawdowns
BUYZ vs. USO - Drawdown Comparison
The maximum BUYZ drawdown since its inception was -68.04%, smaller than the maximum USO drawdown of -98.19%. Use the drawdown chart below to compare losses from any high point for BUYZ and USO.
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Drawdown Indicators
| BUYZ | USO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -68.04% | -98.19% | +30.15% |
Max Drawdown (1Y)Largest decline over 1 year | -30.85% | -20.39% | -10.46% |
Max Drawdown (3Y)Largest decline over 3 years | -30.85% | -26.05% | -4.80% |
Max Drawdown (5Y)Largest decline over 5 years | -63.32% | -36.23% | -27.09% |
Max Drawdown (10Y)Largest decline over 10 years | — | -86.75% | — |
Current DrawdownCurrent decline from peak | -44.82% | -85.45% | +40.63% |
Average DrawdownAverage peak-to-trough decline | -38.76% | -75.30% | +36.54% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 15.20% | 10.84% | +4.36% |
Volatility
BUYZ vs. USO - Volatility Comparison
The current volatility for Franklin Disruptive Commerce ETF (BUYZ) is 5.10%, while United States Oil Fund LP (USO) has a volatility of 14.97%. This indicates that BUYZ experiences smaller price fluctuations and is considered to be less risky than USO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BUYZ | USO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.10% | 14.97% | -9.87% |
Volatility (6M)Calculated over the trailing 6-month period | 17.15% | 38.35% | -21.20% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.22% | 44.32% | -22.10% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.17% | 36.09% | -8.92% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 29.91% | 39.00% | -9.09% |
BUYZ vs. USO - Expense Ratio Comparison
BUYZ has a 0.50% expense ratio, which is lower than USO's 0.86% expense ratio.
Dividends
BUYZ vs. USO - Dividend Comparison
Neither BUYZ nor USO has paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
BUYZ Franklin Disruptive Commerce ETF | 0.00% | 0.00% | 0.07% | 0.00% | 0.00% | 0.77% |
USO United States Oil Fund LP | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
BUYZ and USO have a correlation of -0.24, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
USO has higher volatility (14.97%) compared to BUYZ (5.10%). In terms of maximum drawdown, BUYZ dropped -68.04% vs USO's -98.19%.
On 5-year performance, USO leads with 23.67% vs -6.77% for BUYZ. On fees, BUYZ is cheaper at 0.50% per year. On volatility, BUYZ has been the lower-risk option at 5.10%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 5-year period, USO has performed better with a 23.67% return vs -6.77%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
BUYZ is cheaper with a 0.50% expense ratio, compared with 0.86% for USO.
BUYZ and USO have nearly identical dividend yields, around 0.00%.
BUYZ is categorized as Large Cap Growth Equities, while USO is Oil & Gas. They also come from different issuers: Franklin Templeton and USCF. Their fees differ too: 0.50% for BUYZ and 0.86% for USO.
USO currently has the higher Sharpe Ratio (2.21 vs -0.61), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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