BANC vs. FBMS

Last updated Jun 4, 2026

BANC (Banc of California, Inc.) and FBMS (The First Bancshares, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. At a 0.26 correlation, their price movements are largely independent.

Performance

BANC vs. FBMS - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Banc of California, Inc. (BANC) and The First Bancshares, Inc. (FBMS). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

BANC

• 1D: -2.41%
• 1M: 0.27%
• YTD: -2.67%
• 6M: -0.16%
• 1Y: 37.98%
• 3Y*: 20.15%
• 5Y*: 2.99%
• 10Y*: 1.65%

FBMS

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

BANC vs. FBMS - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
BANC Banc of California, Inc.	-2.67%	28.05%	18.32%	-13.04%	-17.67%	35.08%	-12.57%	31.81%	-33.68%	22.05%
FBMS The First Bancshares, Inc.	0.00%	-2.76%	23.60%	-5.37%	-15.21%	26.97%	-11.48%	18.56%	-11.04%	25.01%

Correlation

The correlation between BANC and FBMS is 0.26, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (3Y) Calculated over the trailing 3-year period	0.53
Correlation (5Y) Calculated over the trailing 5-year period	0.59
Correlation (10Y) Calculated over the trailing 10-year period	0.54
Correlation (All Time) Calculated using the full available price history since Jan 3, 2003	0.26

The correlation between BANC and FBMS shifts across timeframes, from 0.26 (all time) to 0.59 (5 years), reflecting how their relationship changes across market environments.

Fundamentals

Total Revenue (TTM) BANC : $1.66B FBMS : $412.55M
Gross Profit (TTM) BANC : $809.06M FBMS : $203.18M
EBITDA (TTM) BANC : $298.02M FBMS : $108.17M

Return for Risk

BANC vs. FBMS — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BANC

BANC Risk / Return Rank: 74
BANC Sharpe Ratio Rank: 78
BANC Sortino Ratio Rank: 71
BANC Omega Ratio Rank: 72
BANC Calmar Ratio Rank: 73
BANC Martin Ratio Rank: 75

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BANC vs. FBMS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Banc of California, Inc. (BANC) and The First Bancshares, Inc. (FBMS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	BANC	FBMS	Difference
Sharpe ratio Return per unit of total volatility	1.29	—	—
Sortino ratio Return per unit of downside risk	1.77	—	—
Omega ratio Gain probability vs. loss probability	1.24	—	—
Calmar ratio Return relative to maximum drawdown	1.86	—	—
Martin ratio Return relative to average drawdown	4.94	—	—
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

Sharpe Ratios by Period

	BANC	FBMS	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.29	—	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.08	—	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.04	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.10	—	—

Drawdowns

Drawdown Indicators

	BANC	FBMS	Difference
Max Drawdown Largest peak-to-trough decline	-82.29%	—	—
Max Drawdown (1Y) Largest decline over 1 year	-20.47%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-31.21%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-53.31%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-69.79%	—	—
Current Drawdown Current decline from peak	-11.02%	—	—
Average Drawdown Average peak-to-trough decline	-29.87%	—	—
Ulcer Index Depth and duration of drawdowns from previous peaks	7.71%	—	—

Volatility

Volatility by Period

	BANC	FBMS	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.14%	—	—
Volatility (6M) Calculated over the trailing 6-month period	19.31%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	29.60%	—	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	36.39%	—	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	43.21%	—	—

Dividends

BANC vs. FBMS - Dividend Comparison

BANC's dividend yield for the trailing twelve months is around 2.25%, while FBMS has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BANC Banc of California, Inc.	2.25%	2.07%	2.59%	2.98%	1.51%	1.22%	1.63%	1.80%	3.91%	2.52%	2.82%	3.28%
FBMS The First Bancshares, Inc.	0.00%	0.74%	2.86%	3.07%	2.31%	1.50%	1.36%	0.87%	0.66%	0.44%	0.55%	0.82%

Financials

Frequently Asked Questions

Can I hold both BANC and FBMS in my portfolio?

BANC and FBMS have a correlation of 0.26, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.