BANC vs. NBN

Last updated Apr 2, 2026

Compare and contrast key facts about Banc of California, Inc. (BANC) and Northeast Bank (NBN).

Performance

BANC vs. NBN - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Banc of California, Inc. (BANC) and Northeast Bank (NBN). The values are adjusted to include any dividend payments, if applicable.

BANC vs. NBN - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
BANC Banc of California, Inc.	-7.53%	28.05%	18.32%	-13.04%	-17.67%	35.08%	-12.57%	31.81%	-33.68%	22.05%
NBN Northeast Bank	10.70%	13.35%	66.31%	31.21%	17.95%	58.86%	2.63%	31.69%	-27.59%	77.10%

Fundamentals

EPS BANC : $2.16 NBN : $10.36
PE Ratio BANC : 8.19 NBN : 11.11
PEG Ratio BANC : 0.02 NBN : 1.24
PS Ratio BANC : 1.14 NBN : 2.73
Total Revenue (TTM) BANC : $1.64B NBN : $355.21M
Gross Profit (TTM) BANC : $769.91M NBN : $156.58M
EBITDA (TTM) BANC : $271.88M NBN : $131.15M

Returns By Period

In the year-to-date period, BANC achieves a -7.53% return, which is significantly lower than NBN's 10.70% return. Over the past 10 years, BANC has underperformed NBN with an annualized return of 2.44%, while NBN has yielded a comparatively higher 27.18% annualized return.

BANC

• 1D: 0.74%
• 1M: -2.47%
• YTD: -7.53%
• 6M: 7.93%
• 1Y: 28.50%
• 3Y*: 15.41%
• 5Y*: 1.73%
• 10Y*: 2.44%

NBN

• 1D: 2.38%
• 1M: 1.85%
• YTD: 10.70%
• 6M: 16.82%
• 1Y: 26.62%
• 3Y*: 50.72%
• 5Y*: 33.61%
• 10Y*: 27.18%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

BANC vs. NBN — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BANC

BANC Risk / Return Rank: 67
BANC Sharpe Ratio Rank: 70
BANC Sortino Ratio Rank: 62
BANC Omega Ratio Rank: 63
BANC Calmar Ratio Rank: 68
BANC Martin Ratio Rank: 72

NBN

NBN Risk / Return Rank: 61
NBN Sharpe Ratio Rank: 66
NBN Sortino Ratio Rank: 59
NBN Omega Ratio Rank: 58
NBN Calmar Ratio Rank: 62
NBN Martin Ratio Rank: 62

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BANC vs. NBN - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Banc of California, Inc. (BANC) and Northeast Bank (NBN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	BANC	NBN	Difference
Sharpe ratio Return per unit of total volatility	0.85	0.72	+0.13
Sortino ratio Return per unit of downside risk	1.29	1.19	+0.10
Omega ratio Gain probability vs. loss probability	1.18	1.15	+0.03
Calmar ratio Return relative to maximum drawdown	1.37	0.93	+0.44
Martin ratio Return relative to average drawdown	4.03	2.28	+1.74
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

BANC vs. NBN - Sharpe Ratio Comparison

The current BANC Sharpe Ratio is 0.85, which is comparable to the NBN Sharpe Ratio of 0.72. The chart below compares the historical Sharpe Ratios of BANC and NBN, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	BANC	NBN	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.85	0.72	+0.13
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.05	1.03	-0.98
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.06	0.67	-0.61
Sharpe Ratio (All Time) Calculated using the full available price history	0.09	0.26	-0.17

Correlation

The correlation between BANC and NBN is 0.23, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

BANC vs. NBN - Dividend Comparison

BANC's dividend yield for the trailing twelve months is around 2.37%, more than NBN's 0.03% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BANC Banc of California, Inc.	2.37%	2.07%	2.59%	2.98%	1.51%	1.22%	1.63%	1.80%	3.91%	2.52%	2.82%	3.28%
NBN Northeast Bank	0.03%	0.04%	0.04%	0.07%	0.10%	0.11%	0.18%	0.18%	0.24%	0.17%	0.31%	0.38%

Drawdowns

BANC vs. NBN - Drawdown Comparison

The maximum BANC drawdown since its inception was -82.29%, which is greater than NBN's maximum drawdown of -70.51%. Use the drawdown chart below to compare losses from any high point for BANC and NBN.

Drawdown Indicators

	BANC	NBN	Difference
Max Drawdown Largest peak-to-trough decline	-82.29%	-70.51%	-11.78%
Max Drawdown (1Y) Largest decline over 1 year	-20.47%	-27.57%	+7.10%
Max Drawdown (5Y) Largest decline over 5 years	-53.31%	-29.30%	-24.01%
Max Drawdown (10Y) Largest decline over 10 years	-69.79%	-70.25%	+0.46%
Current Drawdown Current decline from peak	-15.46%	-8.21%	-7.25%
Average Drawdown Average peak-to-trough decline	-30.01%	-23.83%	-6.18%
Ulcer Index Depth and duration of drawdowns from previous peaks	6.97%	11.28%	-4.31%

Volatility

BANC vs. NBN - Volatility Comparison

Banc of California, Inc. (BANC) has a higher volatility of 8.11% compared to Northeast Bank (NBN) at 6.39%. This indicates that BANC's price experiences larger fluctuations and is considered to be riskier than NBN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BANC	NBN	Difference
Volatility (1M) Calculated over the trailing 1-month period	8.11%	6.39%	+1.72%
Volatility (6M) Calculated over the trailing 6-month period	23.93%	26.21%	-2.28%
Volatility (1Y) Calculated over the trailing 1-year period	33.65%	37.10%	-3.45%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	36.46%	32.92%	+3.54%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	43.32%	40.67%	+2.65%

Financials

BANC vs. NBN - Profitability Comparison

The chart below illustrates the profitability comparison between Banc of California, Inc. and Northeast Bank over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

BANC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Banc of California, Inc. reported a gross profit of 0.00 and revenue of 292.93M. Therefore, the gross margin over that period was 0.0%.

NBN - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Northeast Bank reported a gross profit of 0.00 and revenue of 87.03M. Therefore, the gross margin over that period was 0.0%.

BANC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Banc of California, Inc. reported an operating income of 0.00 and revenue of 292.93M, resulting in an operating margin of 0.0%.

NBN - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Northeast Bank reported an operating income of 30.12M and revenue of 87.03M, resulting in an operating margin of 34.6%.

BANC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Banc of California, Inc. reported a net income of 77.39M and revenue of 292.93M, resulting in a net margin of 26.4%.

NBN - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Northeast Bank reported a net income of 20.74M and revenue of 87.03M, resulting in a net margin of 23.8%.