AOK vs. IRTR
Compare and contrast key facts about iShares Core Conservative Allocation ETF (AOK) and Ishares Lifepath Retirement ETF (IRTR).
AOK and IRTR are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. AOK is a passively managed fund by iShares that tracks the performance of the S&P Target Risk Conservative Index. It was launched on Nov 4, 2008. IRTR is an actively managed fund by iShares. It was launched on Oct 17, 2023.
Performance
AOK vs. IRTR - Performance Comparison
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AOK vs. IRTR - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | |
|---|---|---|---|---|
AOK iShares Core Conservative Allocation ETF | 0.12% | 11.26% | 6.58% | 9.89% |
IRTR Ishares Lifepath Retirement ETF | -0.08% | 12.70% | 7.59% | 10.63% |
Returns By Period
In the year-to-date period, AOK achieves a 0.12% return, which is significantly higher than IRTR's -0.08% return.
AOK
- 1D
- 0.30%
- 1M
- -2.35%
- YTD
- 0.12%
- 6M
- 1.18%
- 1Y
- 9.60%
- 3Y*
- 8.05%
- 5Y*
- 3.38%
- 10Y*
- 4.88%
IRTR
- 1D
- 0.23%
- 1M
- -2.67%
- YTD
- -0.08%
- 6M
- 1.29%
- 1Y
- 10.68%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
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AOK vs. IRTR - Expense Ratio Comparison
AOK has a 0.25% expense ratio, which is higher than IRTR's 0.08% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
AOK vs. IRTR — Risk / Return Rank
AOK
IRTR
AOK vs. IRTR - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares Core Conservative Allocation ETF (AOK) and Ishares Lifepath Retirement ETF (IRTR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AOK | IRTR | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.42 | 1.39 | +0.03 |
Sortino ratioReturn per unit of downside risk | 1.97 | 2.04 | -0.07 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.29 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 2.22 | 2.01 | +0.21 |
Martin ratioReturn relative to average drawdown | 8.55 | 8.66 | -0.11 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AOK | IRTR | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.42 | 1.39 | +0.03 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.48 | — | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.69 | 1.82 | -1.13 |
Correlation
The correlation between AOK and IRTR is 0.93, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AOK vs. IRTR - Dividend Comparison
AOK's dividend yield for the trailing twelve months is around 3.34%, more than IRTR's 3.07% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AOK iShares Core Conservative Allocation ETF | 3.34% | 3.28% | 3.23% | 2.93% | 2.25% | 1.55% | 2.10% | 2.71% | 2.68% | 2.91% | 2.14% | 2.02% |
IRTR Ishares Lifepath Retirement ETF | 3.07% | 3.03% | 3.03% | 0.85% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
AOK vs. IRTR - Drawdown Comparison
The maximum AOK drawdown since its inception was -18.94%, which is greater than IRTR's maximum drawdown of -6.29%. Use the drawdown chart below to compare losses from any high point for AOK and IRTR.
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Drawdown Indicators
| AOK | IRTR | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.94% | -6.29% | -12.65% |
Max Drawdown (1Y)Largest decline over 1 year | -4.50% | -5.48% | +0.98% |
Max Drawdown (5Y)Largest decline over 5 years | -18.94% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -18.94% | — | — |
Current DrawdownCurrent decline from peak | -2.89% | -3.10% | +0.21% |
Average DrawdownAverage peak-to-trough decline | -2.38% | -0.80% | -1.58% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.17% | 1.27% | -0.10% |
Volatility
AOK vs. IRTR - Volatility Comparison
The current volatility for iShares Core Conservative Allocation ETF (AOK) is 2.87%, while Ishares Lifepath Retirement ETF (IRTR) has a volatility of 3.06%. This indicates that AOK experiences smaller price fluctuations and is considered to be less risky than IRTR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AOK | IRTR | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.87% | 3.06% | -0.19% |
Volatility (6M)Calculated over the trailing 6-month period | 4.25% | 4.42% | -0.17% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.80% | 7.73% | -0.93% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.05% | 7.03% | +0.02% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.68% | 7.03% | -0.35% |