IRTR vs. SWHRX
Compare and contrast key facts about Ishares Lifepath Retirement ETF (IRTR) and Schwab Target 2025 Fund (SWHRX).
IRTR is an actively managed fund by iShares. It was launched on Oct 17, 2023. SWHRX is managed by Charles Schwab. It was launched on Mar 11, 2008.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: IRTR or SWHRX.
Key characteristics
| IRTR | SWHRX | |
|---|---|---|
| YTD Return | 8.92% | 9.60% |
| Daily Std Dev | 6.76% | 7.42% |
| Max Drawdown | -3.38% | -37.97% |
| Current Drawdown | -0.39% | -0.32% |
Correlation
The correlation between IRTR and SWHRX is 0.84, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
IRTR vs. SWHRX - Performance Comparison
In the year-to-date period, IRTR achieves a 8.92% return, which is significantly lower than SWHRX's 9.60% return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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IRTR vs. SWHRX - Expense Ratio Comparison
IRTR has a 0.08% expense ratio, which is higher than SWHRX's 0.00% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
IRTR vs. SWHRX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Ishares Lifepath Retirement ETF (IRTR) and Schwab Target 2025 Fund (SWHRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Not enough dataDividends
IRTR vs. SWHRX - Dividend Comparison
IRTR's dividend yield for the trailing twelve months is around 2.53%, less than SWHRX's 4.74% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IRTR Ishares Lifepath Retirement ETF | 2.53% | 0.85% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SWHRX Schwab Target 2025 Fund | 4.74% | 5.19% | 5.72% | 6.41% | 2.94% | 5.47% | 5.95% | 3.78% | 5.31% | 7.05% | 5.50% | 1.65% |
Drawdowns
IRTR vs. SWHRX - Drawdown Comparison
The maximum IRTR drawdown since its inception was -3.38%, smaller than the maximum SWHRX drawdown of -37.97%. Use the drawdown chart below to compare losses from any high point for IRTR and SWHRX. For additional features, visit the drawdowns tool.
Volatility
IRTR vs. SWHRX - Volatility Comparison
Ishares Lifepath Retirement ETF (IRTR) has a higher volatility of 1.64% compared to Schwab Target 2025 Fund (SWHRX) at 1.43%. This indicates that IRTR's price experiences larger fluctuations and is considered to be riskier than SWHRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.