IRTR vs. VTINX
Compare and contrast key facts about Ishares Lifepath Retirement ETF (IRTR) and Vanguard Target Retirement Income Fund (VTINX).
IRTR is an actively managed fund by iShares. It was launched on Oct 17, 2023. VTINX is managed by Vanguard. It was launched on Oct 27, 2003.
Performance
IRTR vs. VTINX - Performance Comparison
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IRTR vs. VTINX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | |
|---|---|---|---|---|
IRTR Ishares Lifepath Retirement ETF | -0.08% | 12.70% | 7.59% | 10.63% |
VTINX Vanguard Target Retirement Income Fund | -0.46% | 11.31% | 6.66% | 8.67% |
Returns By Period
In the year-to-date period, IRTR achieves a -0.08% return, which is significantly higher than VTINX's -0.46% return.
IRTR
- 1D
- 0.23%
- 1M
- -2.67%
- YTD
- -0.08%
- 6M
- 1.29%
- 1Y
- 10.68%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
VTINX
- 1D
- 0.96%
- 1M
- -2.70%
- YTD
- -0.46%
- 6M
- 0.80%
- 1Y
- 9.06%
- 3Y*
- 7.86%
- 5Y*
- 3.59%
- 10Y*
- 4.94%
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IRTR vs. VTINX - Expense Ratio Comparison
Both IRTR and VTINX have an expense ratio of 0.08%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Return for Risk
IRTR vs. VTINX — Risk / Return Rank
IRTR
VTINX
IRTR vs. VTINX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Ishares Lifepath Retirement ETF (IRTR) and Vanguard Target Retirement Income Fund (VTINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| IRTR | VTINX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.39 | 1.67 | -0.28 |
Sortino ratioReturn per unit of downside risk | 2.04 | 2.39 | -0.35 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.34 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 2.01 | 2.29 | -0.28 |
Martin ratioReturn relative to average drawdown | 8.66 | 9.59 | -0.93 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| IRTR | VTINX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.39 | 1.67 | -0.28 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.60 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.87 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.82 | 0.90 | +0.93 |
Correlation
The correlation between IRTR and VTINX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
IRTR vs. VTINX - Dividend Comparison
IRTR's dividend yield for the trailing twelve months is around 3.07%, less than VTINX's 5.05% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IRTR Ishares Lifepath Retirement ETF | 3.07% | 3.03% | 3.03% | 0.85% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VTINX Vanguard Target Retirement Income Fund | 5.05% | 5.02% | 5.89% | 4.01% | 3.08% | 8.63% | 3.42% | 2.62% | 4.19% | 1.56% | 2.27% | 3.53% |
Drawdowns
IRTR vs. VTINX - Drawdown Comparison
The maximum IRTR drawdown since its inception was -6.29%, smaller than the maximum VTINX drawdown of -19.96%. Use the drawdown chart below to compare losses from any high point for IRTR and VTINX.
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Drawdown Indicators
| IRTR | VTINX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -6.29% | -19.96% | +13.67% |
Max Drawdown (1Y)Largest decline over 1 year | -5.48% | -4.14% | -1.34% |
Max Drawdown (5Y)Largest decline over 5 years | — | -17.02% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -17.02% | — |
Current DrawdownCurrent decline from peak | -3.10% | -3.04% | -0.06% |
Average DrawdownAverage peak-to-trough decline | -0.80% | -2.21% | +1.41% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.27% | 0.99% | +0.28% |
Volatility
IRTR vs. VTINX - Volatility Comparison
Ishares Lifepath Retirement ETF (IRTR) has a higher volatility of 3.06% compared to Vanguard Target Retirement Income Fund (VTINX) at 2.50%. This indicates that IRTR's price experiences larger fluctuations and is considered to be riskier than VTINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IRTR | VTINX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.06% | 2.50% | +0.56% |
Volatility (6M)Calculated over the trailing 6-month period | 4.42% | 3.59% | +0.83% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.73% | 5.60% | +2.13% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.03% | 6.01% | +1.02% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.03% | 5.69% | +1.34% |