ACR vs. SCHH

Last updated Jun 4, 2026

ACR (ACRES Commercial Realty Corp.) is a stock, while SCHH (Schwab US REIT ETF) is REIT fund tracking the Dow Jones U.S. Select REIT Index. Over the past 10 years, ACR returned -4.70%/yr vs 4.02%/yr for SCHH. At a 0.37 correlation, their price movements are largely independent.

Performance

ACR vs. SCHH - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in ACRES Commercial Realty Corp. (ACR) and Schwab US REIT ETF (SCHH). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, ACR achieves a -10.54% return, which is significantly lower than SCHH's 11.08% return. Over the past 10 years, ACR has underperformed SCHH with an annualized return of -4.70%, while SCHH has yielded a comparatively higher 4.02% annualized return.

ACR

• 1D: -6.38%
• 1M: -12.31%
• YTD: -10.54%
• 6M: -15.23%
• 1Y: 2.58%
• 3Y*: 30.85%
• 5Y*: 2.91%
• 10Y*: -4.70%

SCHH

• 1D: 0.04%
• 1M: -0.69%
• YTD: 11.08%
• 6M: 10.11%
• 1Y: 12.09%
• 3Y*: 9.83%
• 5Y*: 2.95%
• 10Y*: 4.02%

*Multi-year figures are annualized to reflect compound growth (CAGR)

ACR vs. SCHH - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
ACR ACRES Commercial Realty Corp.	-10.54%	32.14%	67.88%	16.46%	-33.76%	4.18%	-66.22%	28.24%	12.00%	14.79%
SCHH Schwab US REIT ETF	11.08%	2.20%	4.99%	11.18%	-24.99%	41.07%	-14.81%	22.85%	-4.26%	3.68%

Correlation

The correlation between ACR and SCHH is 0.29, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.29
Correlation (3Y) Calculated over the trailing 3-year period	0.23
Correlation (5Y) Calculated over the trailing 5-year period	0.24
Correlation (10Y) Calculated over the trailing 10-year period	0.31
Correlation (All Time) Calculated using the full available price history since Jan 14, 2011	0.37

The correlation between ACR and SCHH shifts across timeframes, from 0.23 (3 years) to 0.37 (all time), reflecting how their relationship changes across market environments.

Return for Risk

ACR vs. SCHH — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ACR

ACR Risk / Return Rank: 41
ACR Sharpe Ratio Rank: 43
ACR Sortino Ratio Rank: 38
ACR Omega Ratio Rank: 37
ACR Calmar Ratio Rank: 43
ACR Martin Ratio Rank: 42

SCHH

SCHH Risk / Return Rank: 27
SCHH Sharpe Ratio Rank: 25
SCHH Sortino Ratio Rank: 24
SCHH Omega Ratio Rank: 24
SCHH Calmar Ratio Rank: 29
SCHH Martin Ratio Rank: 31

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ACR vs. SCHH - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for ACRES Commercial Realty Corp. (ACR) and Schwab US REIT ETF (SCHH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ACR	SCHH	Difference
Sharpe ratio Return per unit of total volatility	0.09	0.92	-0.83
Sortino ratio Return per unit of downside risk	0.35	1.32	-0.97
Omega ratio Gain probability vs. loss probability	1.04	1.17	-0.12
Calmar ratio Return relative to maximum drawdown	0.10	1.47	-1.36
Martin ratio Return relative to average drawdown	0.21	4.62	-4.41
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

ACR vs. SCHH - Sharpe Ratio Comparison

The current ACR Sharpe Ratio is 0.09, which is lower than the SCHH Sharpe Ratio of 0.92. The chart below compares the historical Sharpe Ratios of ACR and SCHH, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	ACR	SCHH	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.09	0.92	-0.83
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.08	0.16	-0.07
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	-0.08	0.19	-0.27
Sharpe Ratio (All Time) Calculated using the full available price history	-0.03	0.34	-0.37

Drawdowns

ACR vs. SCHH - Drawdown Comparison

The maximum ACR drawdown since its inception was -92.50%, which is greater than SCHH's maximum drawdown of -44.22%. Use the drawdown chart below to compare losses from any high point for ACR and SCHH.

Drawdown Indicators

	ACR	SCHH	Difference
Max Drawdown Largest peak-to-trough decline	-92.50%	-44.22%	-48.28%
Max Drawdown (1Y) Largest decline over 1 year	-25.62%	-8.28%	-17.34%
Max Drawdown (3Y) Largest decline over 3 years	-29.70%	-17.76%	-11.94%
Max Drawdown (5Y) Largest decline over 5 years	-61.70%	-33.28%	-28.42%
Max Drawdown (10Y) Largest decline over 10 years	-91.51%	-44.22%	-47.29%
Current Drawdown Current decline from peak	-54.97%	-3.19%	-51.78%
Average Drawdown Average peak-to-trough decline	-40.71%	-9.45%	-31.26%
Ulcer Index Depth and duration of drawdowns from previous peaks	12.46%	2.62%	+9.84%

Volatility

ACR vs. SCHH - Volatility Comparison

ACRES Commercial Realty Corp. (ACR) has a higher volatility of 11.81% compared to Schwab US REIT ETF (SCHH) at 3.82%. This indicates that ACR's price experiences larger fluctuations and is considered to be riskier than SCHH based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ACR	SCHH	Difference
Volatility (1M) Calculated over the trailing 1-month period	11.81%	3.82%	+7.99%
Volatility (6M) Calculated over the trailing 6-month period	21.64%	9.48%	+12.16%
Volatility (1Y) Calculated over the trailing 1-year period	28.96%	13.17%	+15.79%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	34.55%	18.70%	+15.85%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	60.21%	20.97%	+39.24%

Dividends

ACR vs. SCHH - Dividend Comparison

ACR has not paid dividends to shareholders, while SCHH's dividend yield for the trailing twelve months is around 2.82%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ACR ACRES Commercial Realty Corp.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	8.04%	4.74%	2.13%	15.73%	18.34%
SCHH Schwab US REIT ETF	2.82%	3.04%	3.22%	3.24%	2.55%	1.50%	2.86%	2.86%	3.64%	2.22%	2.81%	2.48%

Frequently Asked Questions

Can I hold both ACR and SCHH in my portfolio?

ACR and SCHH have a correlation of 0.29, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, ACR or SCHH?

ACR has higher volatility (11.81%) compared to SCHH (3.82%). In terms of maximum drawdown, ACR dropped -92.50% vs SCHH's -44.22%.

Which has better risk-adjusted returns?

SCHH currently has the higher Sharpe Ratio (0.92 vs 0.09), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.