AABTX vs. VTINX
Compare and contrast key facts about American Funds 2015 Target Date Retirement Fund (AABTX) and Vanguard Target Retirement Income Fund (VTINX).
AABTX is managed by American Funds. It was launched on Jan 31, 2007. VTINX is managed by Vanguard. It was launched on Oct 27, 2003.
Performance
AABTX vs. VTINX - Performance Comparison
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AABTX vs. VTINX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AABTX American Funds 2015 Target Date Retirement Fund | -0.16% | 13.11% | 8.07% | 9.23% | -10.56% | 9.95% | 9.63% | 14.47% | -2.98% | 10.84% |
VTINX Vanguard Target Retirement Income Fund | -0.46% | 11.31% | 6.66% | 10.66% | -12.75% | 5.24% | 10.02% | 13.16% | -1.98% | 7.46% |
Returns By Period
In the year-to-date period, AABTX achieves a -0.16% return, which is significantly higher than VTINX's -0.46% return. Over the past 10 years, AABTX has outperformed VTINX with an annualized return of 6.32%, while VTINX has yielded a comparatively lower 4.94% annualized return.
AABTX
- 1D
- 1.02%
- 1M
- -3.17%
- YTD
- -0.16%
- 6M
- 1.47%
- 1Y
- 9.96%
- 3Y*
- 9.07%
- 5Y*
- 4.96%
- 10Y*
- 6.32%
VTINX
- 1D
- 0.96%
- 1M
- -2.70%
- YTD
- -0.46%
- 6M
- 0.80%
- 1Y
- 9.06%
- 3Y*
- 7.86%
- 5Y*
- 3.59%
- 10Y*
- 4.94%
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AABTX vs. VTINX - Expense Ratio Comparison
AABTX has a 0.33% expense ratio, which is higher than VTINX's 0.08% expense ratio.
Return for Risk
AABTX vs. VTINX — Risk / Return Rank
AABTX
VTINX
AABTX vs. VTINX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2015 Target Date Retirement Fund (AABTX) and Vanguard Target Retirement Income Fund (VTINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AABTX | VTINX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.59 | 1.67 | -0.08 |
Sortino ratioReturn per unit of downside risk | 2.19 | 2.39 | -0.20 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.34 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 2.20 | 2.29 | -0.09 |
Martin ratioReturn relative to average drawdown | 8.77 | 9.59 | -0.82 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AABTX | VTINX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.59 | 1.67 | -0.08 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.72 | 0.60 | +0.12 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.87 | 0.87 | 0.00 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.52 | 0.90 | -0.37 |
Correlation
The correlation between AABTX and VTINX is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AABTX vs. VTINX - Dividend Comparison
AABTX's dividend yield for the trailing twelve months is around 7.58%, more than VTINX's 5.05% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AABTX American Funds 2015 Target Date Retirement Fund | 7.58% | 7.57% | 5.27% | 3.52% | 3.72% | 4.95% | 4.07% | 4.05% | 4.28% | 2.71% | 3.02% | 5.56% |
VTINX Vanguard Target Retirement Income Fund | 5.05% | 5.02% | 5.89% | 4.01% | 3.08% | 8.63% | 3.42% | 2.62% | 4.19% | 1.56% | 2.27% | 3.53% |
Drawdowns
AABTX vs. VTINX - Drawdown Comparison
The maximum AABTX drawdown since its inception was -42.44%, which is greater than VTINX's maximum drawdown of -19.96%. Use the drawdown chart below to compare losses from any high point for AABTX and VTINX.
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Drawdown Indicators
| AABTX | VTINX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -42.44% | -19.96% | -22.48% |
Max Drawdown (1Y)Largest decline over 1 year | -4.78% | -4.14% | -0.64% |
Max Drawdown (5Y)Largest decline over 5 years | -16.21% | -17.02% | +0.81% |
Max Drawdown (10Y)Largest decline over 10 years | -16.58% | -17.02% | +0.44% |
Current DrawdownCurrent decline from peak | -3.53% | -3.04% | -0.49% |
Average DrawdownAverage peak-to-trough decline | -4.79% | -2.21% | -2.58% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.20% | 0.99% | +0.21% |
Volatility
AABTX vs. VTINX - Volatility Comparison
American Funds 2015 Target Date Retirement Fund (AABTX) and Vanguard Target Retirement Income Fund (VTINX) have volatilities of 2.49% and 2.50%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AABTX | VTINX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.49% | 2.50% | -0.01% |
Volatility (6M)Calculated over the trailing 6-month period | 3.88% | 3.59% | +0.29% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.46% | 5.60% | +0.86% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.92% | 6.01% | +0.91% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.25% | 5.69% | +1.56% |