- ISIN
- US8863155714
- Issuer
- TIAA Investments
- Inception Date
- Nov 29, 2007
- Category
- Target Retirement Date
- Min. Investment
- $2,000,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
TFTIX Performance Chart
TIAA-CREF Lifecycle 2050 Fund (TFTIX) is up 9.1% since the beginning of the year. TFTIX is currently trading at $18 per share. Investors who bought $1,000 worth of TFTIX shares 5 years ago would now be looking at an investment worth $1,529.
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Returns By Period
TIAA-CREF Lifecycle 2050 Fund (TFTIX) has returned 9.07% so far this year and 23.79% over the past 12 months. Over the last ten years, TFTIX has returned 11.21% per year, falling short of the S&P 500 Index benchmark, which averaged 13.75% annually.
TIAA-CREF Lifecycle 2050 Fund
- 1D
- 0.34%
- 1M
- 3.91%
- YTD
- 9.07%
- 6M
- 9.75%
- 1Y
- 23.79%
- 3Y*
- 17.60%
- 5Y*
- 8.87%
- 10Y*
- 11.21%
Benchmark (S&P 500 Index)
- 1D
- 0.13%
- 1M
- 5.68%
- YTD
- 11.16%
- 6M
- 11.10%
- 1Y
- 27.46%
- 3Y*
- 21.12%
- 5Y*
- 12.66%
- 10Y*
- 13.75%
TFTIX Monthly Returns History
Based on dividend-adjusted daily data since Jan 2, 2008, TFTIX's average daily return is +0.04%, while the average monthly return is +0.72%. At this rate, an investment would double in approximately 8.1 years.
Historically, 64% of months were positive and 36% were negative. The best month was Nov 2020 with a return of +11.3%, while the worst month was Oct 2008 at -18.3%. The longest winning streak lasted 13 consecutive months, and the longest losing streak was 5 months.
On a daily basis, TFTIX closed higher 52% of trading days. The best single day was Oct 13, 2008 with a return of +10.9%, while the worst single day was Mar 16, 2020 at -11.1%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.48% | 1.27% | -6.22% | 8.30% | 3.12% | 0.34% | 9.07% | ||||||
| 2025 | 3.02% | -0.67% | -3.96% | 0.35% | 5.29% | 4.30% | 0.82% | 2.64% | 3.00% | 2.02% | 0.29% | 0.56% | 18.80% |
| 2024 | 0.38% | 4.45% | 3.18% | -3.57% | 3.85% | 2.03% | 1.44% | 1.89% | 1.39% | -1.90% | 3.46% | -2.80% | 14.28% |
| 2023 | 6.32% | -2.51% | 2.32% | 1.26% | -0.75% | 5.60% | 3.32% | -2.68% | -4.01% | -2.38% | 7.89% | 4.89% | 20.02% |
| 2022 | -5.19% | -2.91% | 1.46% | -7.43% | 0.47% | -8.07% | 6.84% | -3.40% | -8.50% | 6.52% | 6.88% | -4.15% | -17.71% |
| 2021 | -0.63% | 3.24% | 2.25% | 4.27% | 1.34% | 1.33% | 0.56% | 2.17% | -4.07% | 4.62% | -3.08% | 3.66% | 16.37% |
Benchmark Metrics
TIAA-CREF Lifecycle 2050 Fund has an annualized alpha of -0.71%, beta of 0.90, and R2 of 0.96 versus S&P 500 Index. Calculated based on daily prices since January 03, 2008.
- This fund participated in 96.93% of S&P 500 Index downside but only 90.03% of its upside - more exposed to losses than it benefited from rallies.
- With beta of 0.90 and R2 of 0.96, this fund moves broadly in line with S&P 500 Index - much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- -0.71%
- Beta
- 0.90
- R²
- 0.96
- Upside Capture
- 90.03%
- Downside Capture
- 96.93%
Expense Ratio
TFTIX has an expense ratio of 0.22%, which is considered low.
Return for Risk
Risk / Return Rank
TFTIX ranks 53 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for TIAA-CREF Lifecycle 2050 Fund (TFTIX) and compare them to S&P 500 Index.
| TFTIX | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.15 | 2.39 | -0.23 |
Sortino ratioReturn per unit of downside risk | 3.01 | 3.25 | -0.25 |
Omega ratioGain probability vs. loss probability | 1.40 | 1.43 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 2.68 | 3.11 | -0.44 |
Martin ratioReturn relative to average drawdown | 11.76 | 14.38 | -2.62 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
TIAA-CREF Lifecycle 2050 Fund provided a 6.73% dividend yield over the last twelve months, with an annual payout of $1.18 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.18 | $1.18 | $0.55 | $0.27 | $0.99 | $1.74 | $0.99 | $0.73 | $0.59 | $0.11 | $0.41 | $0.36 |
Dividend yield | 6.73% | 7.34% | 3.79% | 2.01% | 8.81% | 11.71% | 6.91% | 5.63% | 5.37% | 0.84% | 3.85% | 3.53% |
Monthly Dividends
The table displays the monthly dividend distributions for TIAA-CREF Lifecycle 2050 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.18 | $1.18 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.55 | $0.55 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.27 | $0.27 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.99 | $0.99 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.74 | $1.74 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the TIAA-CREF Lifecycle 2050 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the TIAA-CREF Lifecycle 2050 Fund was 51.99%, occurring on Mar 9, 2009. Recovery took 769 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -51.99%Mar 2009 | 1y 2mo | 3y 18d | 4y 2moJan 2008 - Mar 2012 |
COVID crash2020 | -32.44%Mar 2020 | 1mo 2d | 4mo 22d | 5mo 24dFeb 2020 - Aug 2020 |
Bear market2022 | -25.68%Sep 2022 | 10mo 25d | 1y 4mo | 2y 3moNov 2021 - Feb 2024 |
Rate-hike selloffLate 2018 | -20.01%Dec 2018 | 10mo 29d | 10mo 8d | 1y 9moJan 2018 - Oct 2019 |
2016 correction2016 | -19.45%Feb 2016 | 7mo 22d | 10mo 2d | 1y 5moJun 2015 - Dec 2016 |
Drawdown Indicators
| TFTIX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.99% | -56.78% | +4.79% |
Max Drawdown (1Y)Largest decline over 1 year | -9.33% | -9.10% | -0.23% |
Max Drawdown (3Y)Largest decline over 3 years | -15.58% | -18.90% | +3.32% |
Max Drawdown (5Y)Largest decline over 5 years | -25.68% | -25.43% | -0.25% |
Max Drawdown (10Y)Largest decline over 10 years | -32.44% | -33.92% | +1.48% |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -7.71% | -10.72% | +3.01% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.12% | 1.97% | +0.15% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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