TFTIX vs. SPY
Compare and contrast key facts about TIAA-CREF Lifecycle 2050 Fund (TFTIX) and SPDR S&P 500 ETF (SPY).
TFTIX is managed by TIAA Investments. It was launched on Nov 29, 2007. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TFTIX or SPY.
Correlation
The correlation between TFTIX and SPY is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
TFTIX vs. SPY - Performance Comparison
Key characteristics
TFTIX:
1.33
SPY:
1.97
TFTIX:
1.85
SPY:
2.64
TFTIX:
1.24
SPY:
1.36
TFTIX:
1.13
SPY:
2.97
TFTIX:
6.42
SPY:
12.34
TFTIX:
2.35%
SPY:
2.03%
TFTIX:
11.34%
SPY:
12.68%
TFTIX:
-53.39%
SPY:
-55.19%
TFTIX:
-1.18%
SPY:
-0.01%
Returns By Period
In the year-to-date period, TFTIX achieves a 4.60% return, which is significantly higher than SPY's 4.03% return. Over the past 10 years, TFTIX has underperformed SPY with an annualized return of 5.48%, while SPY has yielded a comparatively higher 13.22% annualized return.
TFTIX
4.60%
3.61%
4.54%
13.15%
5.02%
5.48%
SPY
4.03%
2.85%
10.70%
23.01%
14.30%
13.22%
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TFTIX vs. SPY - Expense Ratio Comparison
TFTIX has a 0.22% expense ratio, which is higher than SPY's 0.09% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
TFTIX vs. SPY — Risk-Adjusted Performance Rank
TFTIX
SPY
TFTIX vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2050 Fund (TFTIX) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
TFTIX vs. SPY - Dividend Comparison
TFTIX's dividend yield for the trailing twelve months is around 1.94%, more than SPY's 1.16% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TFTIX TIAA-CREF Lifecycle 2050 Fund | 1.94% | 2.03% | 2.01% | 1.73% | 3.83% | 2.50% | 1.69% | 2.75% | 2.89% | 1.32% | 1.96% | 2.97% |
SPY SPDR S&P 500 ETF | 1.16% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
Drawdowns
TFTIX vs. SPY - Drawdown Comparison
The maximum TFTIX drawdown since its inception was -53.39%, roughly equal to the maximum SPY drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for TFTIX and SPY. For additional features, visit the drawdowns tool.
Volatility
TFTIX vs. SPY - Volatility Comparison
TIAA-CREF Lifecycle 2050 Fund (TFTIX) and SPDR S&P 500 ETF (SPY) have volatilities of 3.03% and 3.15%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.