Correlation
The correlation between TFTIX and SPY is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
TFTIX vs. SPY
Compare and contrast key facts about TIAA-CREF Lifecycle 2050 Fund (TFTIX) and SPDR S&P 500 ETF (SPY).
TFTIX is managed by TIAA Investments. It was launched on Nov 29, 2007. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TFTIX or SPY.
Performance
TFTIX vs. SPY - Performance Comparison
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Key characteristics
TFTIX:
0.54
SPY:
0.67
TFTIX:
0.70
SPY:
1.03
TFTIX:
1.10
SPY:
1.15
TFTIX:
0.42
SPY:
0.69
TFTIX:
1.57
SPY:
2.61
TFTIX:
4.37%
SPY:
4.92%
TFTIX:
15.06%
SPY:
20.44%
TFTIX:
-53.39%
SPY:
-55.19%
TFTIX:
-1.89%
SPY:
-3.44%
Returns By Period
In the year-to-date period, TFTIX achieves a 3.85% return, which is significantly higher than SPY's 0.98% return. Over the past 10 years, TFTIX has underperformed SPY with an annualized return of 5.08%, while SPY has yielded a comparatively higher 12.73% annualized return.
TFTIX
3.85%
5.59%
-0.11%
8.01%
7.28%
7.07%
5.08%
SPY
0.98%
6.45%
-0.84%
13.58%
14.08%
15.83%
12.73%
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TFTIX vs. SPY - Expense Ratio Comparison
TFTIX has a 0.22% expense ratio, which is higher than SPY's 0.09% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
TFTIX vs. SPY — Risk-Adjusted Performance Rank
TFTIX
SPY
TFTIX vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2050 Fund (TFTIX) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
TFTIX vs. SPY - Dividend Comparison
TFTIX's dividend yield for the trailing twelve months is around 3.65%, more than SPY's 1.21% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TFTIX TIAA-CREF Lifecycle 2050 Fund | 3.65% | 3.79% | 2.01% | 8.81% | 11.72% | 6.91% | 5.63% | 5.38% | 3.73% | 3.84% | 5.49% | 5.09% |
SPY SPDR S&P 500 ETF | 1.21% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
Drawdowns
TFTIX vs. SPY - Drawdown Comparison
The maximum TFTIX drawdown since its inception was -53.39%, roughly equal to the maximum SPY drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for TFTIX and SPY.
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Volatility
TFTIX vs. SPY - Volatility Comparison
The current volatility for TIAA-CREF Lifecycle 2050 Fund (TFTIX) is 3.57%, while SPDR S&P 500 ETF (SPY) has a volatility of 4.85%. This indicates that TFTIX experiences smaller price fluctuations and is considered to be less risky than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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