TFTIX vs. SPY
Compare and contrast key facts about TIAA-CREF Lifecycle 2050 Fund (TFTIX) and SPDR S&P 500 ETF (SPY).
TFTIX is managed by TIAA Investments. It was launched on Nov 29, 2007. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TFTIX or SPY.
Correlation
The correlation between TFTIX and SPY is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
TFTIX vs. SPY - Performance Comparison
Key characteristics
TFTIX:
0.55
SPY:
0.72
TFTIX:
0.81
SPY:
1.13
TFTIX:
1.12
SPY:
1.17
TFTIX:
0.50
SPY:
0.76
TFTIX:
1.91
SPY:
3.04
TFTIX:
4.27%
SPY:
4.72%
TFTIX:
14.88%
SPY:
20.06%
TFTIX:
-53.39%
SPY:
-55.19%
TFTIX:
-5.14%
SPY:
-7.25%
Returns By Period
In the year-to-date period, TFTIX achieves a 0.41% return, which is significantly higher than SPY's -3.01% return. Over the past 10 years, TFTIX has underperformed SPY with an annualized return of 4.89%, while SPY has yielded a comparatively higher 12.45% annualized return.
TFTIX
0.41%
1.25%
-1.04%
7.29%
8.06%
4.89%
SPY
-3.01%
0.40%
-0.12%
13.65%
16.65%
12.45%
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TFTIX vs. SPY - Expense Ratio Comparison
TFTIX has a 0.22% expense ratio, which is higher than SPY's 0.09% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
TFTIX vs. SPY — Risk-Adjusted Performance Rank
TFTIX
SPY
TFTIX vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2050 Fund (TFTIX) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
TFTIX vs. SPY - Dividend Comparison
TFTIX's dividend yield for the trailing twelve months is around 3.78%, more than SPY's 1.26% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TFTIX TIAA-CREF Lifecycle 2050 Fund | 3.78% | 3.79% | 2.01% | 8.81% | 11.71% | 6.91% | 5.63% | 5.37% | 3.73% | 3.85% | 5.49% | 5.09% |
SPY SPDR S&P 500 ETF | 1.26% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
Drawdowns
TFTIX vs. SPY - Drawdown Comparison
The maximum TFTIX drawdown since its inception was -53.39%, roughly equal to the maximum SPY drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for TFTIX and SPY. For additional features, visit the drawdowns tool.
Volatility
TFTIX vs. SPY - Volatility Comparison
The current volatility for TIAA-CREF Lifecycle 2050 Fund (TFTIX) is 9.47%, while SPDR S&P 500 ETF (SPY) has a volatility of 15.07%. This indicates that TFTIX experiences smaller price fluctuations and is considered to be less risky than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.