TFTIX vs. VFV.TO
Compare and contrast key facts about TIAA-CREF Lifecycle 2050 Fund (TFTIX) and Vanguard S&P 500 Index ETF (VFV.TO).
TFTIX is managed by TIAA Investments. It was launched on Nov 29, 2007. VFV.TO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Nov 2, 2012.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TFTIX or VFV.TO.
Key characteristics
| TFTIX | VFV.TO | |
|---|---|---|
| YTD Return | 13.17% | 22.00% |
| 1Y Return | 21.45% | 29.53% |
| 3Y Return (Ann) | 4.55% | 12.05% |
| 5Y Return (Ann) | 10.45% | 15.57% |
| 10Y Return (Ann) | 8.81% | 15.03% |
| Sharpe Ratio | 1.70 | 2.59 |
| Daily Std Dev | 12.43% | 11.10% |
| Max Drawdown | -53.39% | -27.43% |
| Current Drawdown | -1.06% | -0.96% |
Correlation
The correlation between TFTIX and VFV.TO is 0.92, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
TFTIX vs. VFV.TO - Performance Comparison
In the year-to-date period, TFTIX achieves a 13.17% return, which is significantly lower than VFV.TO's 22.00% return. Over the past 10 years, TFTIX has underperformed VFV.TO with an annualized return of 8.81%, while VFV.TO has yielded a comparatively higher 15.03% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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TFTIX vs. VFV.TO - Expense Ratio Comparison
TFTIX has a 0.22% expense ratio, which is higher than VFV.TO's 0.09% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
TFTIX vs. VFV.TO - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2050 Fund (TFTIX) and Vanguard S&P 500 Index ETF (VFV.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
TFTIX vs. VFV.TO - Dividend Comparison
TFTIX's dividend yield for the trailing twelve months is around 1.77%, more than VFV.TO's 1.04% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TFTIX TIAA-CREF Lifecycle 2050 Fund | 1.77% | 2.01% | 8.81% | 11.71% | 6.91% | 5.63% | 5.37% | 3.73% | 3.85% | 5.49% | 5.09% | 4.35% |
VFV.TO Vanguard S&P 500 Index ETF | 1.04% | 1.20% | 1.31% | 1.06% | 1.33% | 1.55% | 1.68% | 1.50% | 1.66% | 1.63% | 1.48% | 1.42% |
Drawdowns
TFTIX vs. VFV.TO - Drawdown Comparison
The maximum TFTIX drawdown since its inception was -53.39%, which is greater than VFV.TO's maximum drawdown of -27.43%. Use the drawdown chart below to compare losses from any high point for TFTIX and VFV.TO. For additional features, visit the drawdowns tool.
Volatility
TFTIX vs. VFV.TO - Volatility Comparison
TIAA-CREF Lifecycle 2050 Fund (TFTIX) and Vanguard S&P 500 Index ETF (VFV.TO) have volatilities of 3.71% and 3.90%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.