TFTIX vs. VINIX

In the year-to-date period, TFTIX achieves a 3.85% return, which is significantly higher than VINIX's 1.05% return. Over the past 10 years, TFTIX has underperformed VINIX with an annualized return of 5.08%, while VINIX has yielded a comparatively higher 12.80% annualized return.

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TFTIX has a 0.22% expense ratio, which is higher than VINIX's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2050 Fund (TFTIX) and Vanguard Institutional Index Fund Institutional Shares (VINIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

The current TFTIX Sharpe Ratio is 0.54, which is comparable to the VINIX Sharpe Ratio of 0.70. The chart below compares the historical Sharpe Ratios of TFTIX and VINIX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

TFTIX's dividend yield for the trailing twelve months is around 3.65%, more than VINIX's 2.53% yield.

The maximum TFTIX drawdown since its inception was -53.39%, roughly equal to the maximum VINIX drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for TFTIX and VINIX.

The current volatility for TIAA-CREF Lifecycle 2050 Fund (TFTIX) is 3.57%, while Vanguard Institutional Index Fund Institutional Shares (VINIX) has a volatility of 4.77%. This indicates that TFTIX experiences smaller price fluctuations and is considered to be less risky than VINIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.