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TFTIX vs. TTRIX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

TFTIX vs. TTRIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in TIAA-CREF Lifecycle 2050 Fund (TFTIX) and TIAA-CREF Lifecycle 2055 Fund (TTRIX). The values are adjusted to include any dividend payments, if applicable.

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TFTIX vs. TTRIX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
TFTIX
TIAA-CREF Lifecycle 2050 Fund
-5.28%18.80%14.28%20.02%-17.71%16.37%17.42%26.21%-9.90%20.54%
TTRIX
TIAA-CREF Lifecycle 2055 Fund
-5.34%18.93%14.46%20.24%-17.79%16.55%17.51%26.37%-9.93%20.90%

Returns By Period

The year-to-date returns for both stocks are quite close, with TFTIX having a -5.28% return and TTRIX slightly lower at -5.34%. Both investments have delivered pretty close results over the past 10 years, with TFTIX having a 9.94% annualized return and TTRIX not far ahead at 10.05%.


TFTIX

1D
-0.33%
1M
-8.74%
YTD
-5.28%
6M
-2.54%
1Y
14.49%
3Y*
13.32%
5Y*
7.10%
10Y*
9.94%

TTRIX

1D
-0.33%
1M
-8.84%
YTD
-5.34%
6M
-2.59%
1Y
14.64%
3Y*
13.43%
5Y*
7.17%
10Y*
10.05%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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TFTIX vs. TTRIX - Expense Ratio Comparison

Both TFTIX and TTRIX have an expense ratio of 0.22%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.


Return for Risk

TFTIX vs. TTRIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TFTIX
TFTIX Risk / Return Rank: 5050
Overall Rank
TFTIX Sharpe Ratio Rank: 5050
Sharpe Ratio Rank
TFTIX Sortino Ratio Rank: 5151
Sortino Ratio Rank
TFTIX Omega Ratio Rank: 5252
Omega Ratio Rank
TFTIX Calmar Ratio Rank: 4545
Calmar Ratio Rank
TFTIX Martin Ratio Rank: 5151
Martin Ratio Rank

TTRIX
TTRIX Risk / Return Rank: 5050
Overall Rank
TTRIX Sharpe Ratio Rank: 5050
Sharpe Ratio Rank
TTRIX Sortino Ratio Rank: 5151
Sortino Ratio Rank
TTRIX Omega Ratio Rank: 5252
Omega Ratio Rank
TTRIX Calmar Ratio Rank: 4444
Calmar Ratio Rank
TTRIX Martin Ratio Rank: 5151
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TFTIX vs. TTRIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2050 Fund (TFTIX) and TIAA-CREF Lifecycle 2055 Fund (TTRIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


TFTIXTTRIXDifference

Sharpe ratio

Return per unit of total volatility

0.96

0.96

0.00

Sortino ratio

Return per unit of downside risk

1.41

1.41

0.00

Omega ratio

Gain probability vs. loss probability

1.21

1.21

0.00

Calmar ratio

Return relative to maximum drawdown

1.13

1.12

+0.01

Martin ratio

Return relative to average drawdown

5.03

5.01

+0.02

TFTIX vs. TTRIX - Sharpe Ratio Comparison

The current TFTIX Sharpe Ratio is 0.96, which is comparable to the TTRIX Sharpe Ratio of 0.96. The chart below compares the historical Sharpe Ratios of TFTIX and TTRIX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


TFTIXTTRIXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.96

0.96

0.00

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.49

0.49

0.00

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.63

0.63

0.00

Sharpe Ratio (All Time)

Calculated using the full available price history

0.38

0.56

-0.17

Correlation

The correlation between TFTIX and TTRIX is 1.00, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

TFTIX vs. TTRIX - Dividend Comparison

TFTIX's dividend yield for the trailing twelve months is around 7.75%, more than TTRIX's 6.88% yield.


TTM20252024202320222021202020192018201720162015
TFTIX
TIAA-CREF Lifecycle 2050 Fund
7.75%7.34%3.79%2.01%8.81%11.71%6.91%5.63%5.37%0.84%3.85%3.53%
TTRIX
TIAA-CREF Lifecycle 2055 Fund
6.88%6.52%3.91%1.88%8.28%10.18%5.68%5.23%4.77%0.79%3.41%3.02%

Drawdowns

TFTIX vs. TTRIX - Drawdown Comparison

The maximum TFTIX drawdown since its inception was -51.99%, which is greater than TTRIX's maximum drawdown of -32.75%. Use the drawdown chart below to compare losses from any high point for TFTIX and TTRIX.


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Drawdown Indicators


TFTIXTTRIXDifference

Max Drawdown

Largest peak-to-trough decline

-51.99%

-32.75%

-19.24%

Max Drawdown (1Y)

Largest decline over 1 year

-10.66%

-10.75%

+0.09%

Max Drawdown (5Y)

Largest decline over 5 years

-25.68%

-25.87%

+0.19%

Max Drawdown (10Y)

Largest decline over 10 years

-32.44%

-32.75%

+0.31%

Current Drawdown

Current decline from peak

-9.33%

-9.43%

+0.10%

Average Drawdown

Average peak-to-trough decline

-7.77%

-4.85%

-2.92%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.50%

2.53%

-0.03%

Volatility

TFTIX vs. TTRIX - Volatility Comparison

TIAA-CREF Lifecycle 2050 Fund (TFTIX) and TIAA-CREF Lifecycle 2055 Fund (TTRIX) have volatilities of 4.76% and 4.87%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


TFTIXTTRIXDifference

Volatility (1M)

Calculated over the trailing 1-month period

4.76%

4.87%

-0.11%

Volatility (6M)

Calculated over the trailing 6-month period

8.81%

8.98%

-0.17%

Volatility (1Y)

Calculated over the trailing 1-year period

15.35%

15.56%

-0.21%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

14.61%

14.77%

-0.16%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

15.93%

16.14%

-0.21%