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M&T Bank Corporation (MTB)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US55261F1049
CUSIP
55261F104
IPO Date
Oct 4, 1991

Highlights

Market Cap
$32.36B
Enterprise Value
$28.80B
EPS (TTM)
$18.08
PE Ratio
11.43
PEG Ratio
1.54
Total Revenue (TTM)
$12.31B
Gross Profit (TTM)
$9.19B
EBITDA (TTM)
$3.96B
Year Range
$150.75 - $239.00
Target Price
$230.56
ROA (TTM)
1.34%
ROE (TTM)
9.77%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in M&T Bank Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

M&T Bank Corporation (MTB) has returned 3.31% so far this year and 19.14% over the past 12 months. Over the last ten years, MTB has returned 9.39% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


M&T Bank Corporation

1D
2.78%
1M
-4.07%
YTD
3.31%
6M
6.17%
1Y
19.14%
3Y*
24.27%
5Y*
9.70%
10Y*
9.39%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Oct 4, 1991, MTB's average daily return is +0.06%, while the average monthly return is +1.19%. At this rate, your investment would double in approximately 4.9 years.

Historically, 60% of months were positive and 40% were negative. The best month was Sep 2008 with a return of +25.1%, while the worst month was Jan 2009 at -32.2%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 7 months.

On a daily basis, MTB closed higher 50% of trading days. The best single day was Nov 9, 2020 with a return of +25.1%, while the worst single day was Jul 14, 2008 at -15.6%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20269.97%-2.07%-4.07%3.31%
20257.04%-4.73%-5.70%-5.03%7.59%7.01%-2.73%6.87%-1.27%-6.96%3.45%6.76%10.89%
20240.74%1.19%5.06%-0.72%4.99%0.74%13.75%-0.03%4.31%9.30%13.00%-14.01%41.66%
20237.54%-0.46%-22.33%5.21%-4.28%3.86%13.01%-9.66%1.12%-10.83%14.85%6.95%-1.68%
202210.29%8.33%-6.99%-1.69%8.72%-11.44%11.33%3.12%-3.00%-4.51%1.69%-14.68%-2.94%
20214.06%14.75%0.44%4.01%2.61%-9.57%-7.89%5.44%6.66%-1.49%0.44%4.75%24.28%

Benchmark Metrics

M&T Bank Corporation has an annualized alpha of 6.44%, beta of 0.94, and R² of 0.33 versus S&P 500 Index. Calculated based on daily prices since October 07, 1991.

  • This stock participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (82.18%) than losses (63.59%) — typical of diversified or defensive assets.
  • R² of 0.33 means the benchmark explains less than half of this stock's behavior — treat beta with caution or consider switching to a more representative benchmark.

Alpha
6.44%
Beta
0.94
0.33
Upside Capture
82.18%
Downside Capture
63.59%

Return for Risk

Risk / Return Rank

MTB ranks 63 for risk / return — better than 63% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


MTB Risk / Return Rank: 6363
Overall Rank
MTB Sharpe Ratio Rank: 6666
Sharpe Ratio Rank
MTB Sortino Ratio Rank: 5858
Sortino Ratio Rank
MTB Omega Ratio Rank: 5858
Omega Ratio Rank
MTB Calmar Ratio Rank: 6767
Calmar Ratio Rank
MTB Martin Ratio Rank: 6868
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for M&T Bank Corporation (MTB) and compare them to a chosen benchmark (S&P 500 Index).


MTBBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.73

0.90

-0.16

Sortino ratio

Return per unit of downside risk

1.12

1.39

-0.27

Omega ratio

Gain probability vs. loss probability

1.15

1.21

-0.06

Calmar ratio

Return relative to maximum drawdown

1.27

1.40

-0.13

Martin ratio

Return relative to average drawdown

3.24

6.61

-3.37

Explore MTB risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

M&T Bank Corporation provided a 2.83% dividend yield over the last twelve months, with an annual payout of $5.85 per share. The company has been increasing its dividends for 34 consecutive years, earning it the status of a dividend aristocrat.


2.00%2.50%3.00%3.50%$0.00$1.00$2.00$3.00$4.00$5.00$6.00$7.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$5.85$6.52$5.35$5.20$4.80$4.50$4.40$4.10$3.55$3.00$2.80$2.80

Dividend yield

2.83%3.24%2.85%3.79%3.31%2.93%3.46%2.42%2.48%1.75%1.79%2.31%

Monthly Dividends

The table displays the monthly dividend distributions for M&T Bank Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$1.50$1.50
2025$0.00$0.00$2.17$0.00$0.00$1.35$0.00$0.00$1.50$0.00$0.00$1.50$6.52
2024$0.00$0.00$1.30$0.00$0.00$1.35$0.00$0.00$1.35$0.00$0.00$1.35$5.35
2023$0.00$0.00$1.30$0.00$1.30$0.00$0.00$1.30$0.00$0.00$1.30$0.00$5.20
2022$0.00$1.20$0.00$0.00$1.20$0.00$0.00$1.20$0.00$0.00$1.20$0.00$4.80
2021$0.00$1.10$0.00$0.00$1.10$0.00$0.00$1.10$0.00$0.00$1.20$0.00$4.50

Dividend Yield & Payout


Dividend Yield

M&T Bank Corporation has a dividend yield of 2.83%, which is quite average when compared to the overall market.

Payout Ratio

M&T Bank Corporation has a payout ratio of 36.41%, which is quite average when compared to the overall market. This suggests that M&T Bank Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the M&T Bank Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the M&T Bank Corporation was 73.50%, occurring on Mar 5, 2009. Recovery took 914 trading sessions.

The current M&T Bank Corporation drawdown is 12.54%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-73.5%Feb 21, 2007514Mar 5, 2009914Oct 17, 20121428
-52.97%Mar 12, 2018512Mar 23, 2020454Jan 7, 2022966
-40.71%Sep 13, 2022284Oct 27, 2023224Sep 19, 2024508
-35.65%Jul 20, 1998414Mar 8, 2000189Dec 5, 2000603
-28.2%Nov 26, 202490Apr 8, 2025189Jan 8, 2026279

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of M&T Bank Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how M&T Bank Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for MTB, comparing it with other companies in the Banks - Regional industry. Currently, MTB has a P/E ratio of 11.4. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for MTB compared to other companies in the Banks - Regional industry. MTB currently has a PEG ratio of 1.5. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for MTB relative to other companies in the Banks - Regional industry. Currently, MTB has a P/S ratio of 2.6. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for MTB in comparison with other companies in the Banks - Regional industry. Currently, MTB has a P/B value of 1.2. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items