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M&T Bank Corporation (MTB)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US55261F1049

CUSIP

55261F104

IPO Date

Oct 4, 1991

Highlights

Market Cap

$29.37B

EPS (TTM)

$15.06

PE Ratio

12.15

PEG Ratio

28.64

Total Revenue (TTM)

$13.28B

Gross Profit (TTM)

$8.76B

EBITDA (TTM)

$3.92B

Year Range

$136.86 - $222.74

Target Price

$199.13

Short %

2.57%

Short Ratio

3.20

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart


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S&P 500

Returns By Period

M&T Bank Corporation (MTB) returned -2.17% year-to-date (YTD) and 27.29% over the past 12 months. Over the past 10 years, MTB returned 7.08% annually, underperforming the S&P 500 benchmark at 10.85%.


MTB

YTD

-2.17%

1M

7.59%

6M

-15.87%

1Y

27.29%

3Y*

3.65%

5Y*

15.09%

10Y*

7.08%

^GSPC (Benchmark)

YTD

0.51%

1M

6.15%

6M

-2.00%

1Y

12.92%

3Y*

12.68%

5Y*

14.19%

10Y*

10.85%

*Annualized

Monthly Returns

The table below presents the monthly returns of MTB, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20257.04%-4.73%-6.10%-5.03%7.59%-2.17%
20240.74%1.19%5.06%-0.72%4.99%0.74%13.75%-0.03%4.31%9.30%13.00%-14.01%41.66%
20237.54%-0.46%-22.33%5.21%-4.28%3.86%13.01%-9.66%1.12%-10.83%14.85%6.95%-1.68%
202210.29%8.33%-6.99%-1.69%8.72%-11.44%11.33%3.12%-3.00%-4.51%1.69%-14.68%-2.94%
20214.06%14.75%0.44%4.01%2.61%-9.57%-7.89%5.44%6.66%-1.49%0.44%4.75%24.28%
2020-0.72%-16.06%-26.32%8.36%-4.77%-1.60%1.90%-1.52%-10.82%12.48%13.50%9.28%-22.16%
201914.96%5.18%-8.74%8.31%-5.57%6.56%-3.42%-10.37%8.04%-0.91%5.94%3.04%21.65%
201811.57%-0.49%-2.50%-1.13%-5.15%-1.12%1.88%2.77%-7.12%0.53%2.79%-15.31%-14.58%
20173.93%2.71%-6.93%0.44%1.16%3.50%0.74%-8.92%8.91%3.56%1.76%1.21%11.36%
2016-9.08%-6.30%8.24%6.59%1.60%-1.06%-3.10%3.91%-1.88%5.71%17.87%8.68%32.16%
2015-9.92%7.55%4.96%-5.77%1.59%3.35%4.98%-9.32%3.14%-1.16%4.57%-3.31%-1.29%
2014-4.22%5.19%4.04%0.59%0.05%2.21%-2.06%2.33%-0.27%-0.90%3.72%-0.32%10.42%
Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 77, MTB is among the top 23% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of MTB is 7777
Overall Rank
The Sharpe Ratio Rank of MTB is 8080
Sharpe Ratio Rank
The Sortino Ratio Rank of MTB is 7575
Sortino Ratio Rank
The Omega Ratio Rank of MTB is 7474
Omega Ratio Rank
The Calmar Ratio Rank of MTB is 8282
Calmar Ratio Rank
The Martin Ratio Rank of MTB is 7373
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for M&T Bank Corporation (MTB) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

M&T Bank Corporation Sharpe ratios as of May 31, 2025 (values are recalculated daily):

  • 1-Year: 0.92
  • 5-Year: 0.42
  • 10-Year: 0.21
  • All Time: 0.39

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of M&T Bank Corporation compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

Dividend History

M&T Bank Corporation provided a 2.96% dividend yield over the last twelve months, with an annual payout of $5.40 per share. The company has been increasing its dividends for 33 consecutive years, earning it the status of a dividend aristocrat.


2.00%2.50%3.00%3.50%$0.00$1.00$2.00$3.00$4.00$5.0020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$5.40$5.35$5.20$4.80$4.50$4.40$4.10$3.55$3.00$2.80$2.80$2.80

Dividend yield

2.96%2.85%3.79%3.31%2.93%3.46%2.42%2.48%1.75%1.79%2.31%2.23%

Monthly Dividends

The table displays the monthly dividend distributions for M&T Bank Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$1.35$0.00$0.00$1.35
2024$0.00$0.00$1.30$0.00$0.00$1.35$0.00$0.00$1.35$0.00$0.00$1.35$5.35
2023$0.00$0.00$1.30$0.00$1.30$0.00$0.00$1.30$0.00$0.00$1.30$0.00$5.20
2022$0.00$1.20$0.00$0.00$1.20$0.00$0.00$1.20$0.00$0.00$1.20$0.00$4.80
2021$0.00$1.10$0.00$0.00$1.10$0.00$0.00$1.10$0.00$0.00$1.20$0.00$4.50
2020$0.00$1.10$0.00$0.00$1.10$0.00$0.00$1.10$0.00$0.00$1.10$0.00$4.40
2019$0.00$0.00$1.00$0.00$1.00$0.00$0.00$1.00$0.00$0.00$1.10$0.00$4.10
2018$0.00$0.00$0.75$0.00$0.80$0.00$0.00$1.00$0.00$0.00$1.00$0.00$3.55
2017$0.00$0.00$0.75$0.00$0.75$0.00$0.00$0.75$0.00$0.00$0.75$0.00$3.00
2016$0.00$0.70$0.00$0.00$0.70$0.00$0.00$0.70$0.00$0.00$0.70$0.00$2.80
2015$0.00$0.70$0.00$0.00$0.70$0.00$0.00$0.70$0.00$0.70$0.00$0.00$2.80
2014$0.70$0.00$0.00$0.70$0.00$0.00$0.70$0.00$0.00$0.70$0.00$2.80

Dividend Yield & Payout


Dividend Yield

M&T Bank Corporation has a dividend yield of 2.96%, which is quite average when compared to the overall market.

Payout Ratio

M&T Bank Corporation has a payout ratio of 36.17%, which is quite average when compared to the overall market. This suggests that M&T Bank Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the M&T Bank Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the M&T Bank Corporation was 73.50%, occurring on Mar 5, 2009. Recovery took 914 trading sessions.

The current M&T Bank Corporation drawdown is 16.62%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-73.5%Feb 21, 2007514Mar 5, 2009914Oct 17, 20121428
-52.97%Mar 12, 2018512Mar 23, 2020454Jan 7, 2022966
-40.71%Sep 13, 2022284Oct 27, 2023224Sep 19, 2024508
-35.65%Jul 20, 1998414Mar 8, 2000189Dec 5, 2000603
-28.51%Nov 26, 202490Apr 8, 2025
Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of M&T Bank Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of M&T Bank Corporation, comparing actual results with analytics estimates. In the past quarter, the company did not meet analyst expectations for EPS, resulting in a surprise of -2.4%.


1.002.003.004.005.0020212022202320242025
3.32
3.40
Actual
Estimate

Valuation

The Valuation section provides an overview of how M&T Bank Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for MTB, comparing it with other companies in the Banks - Regional industry. Currently, MTB has a P/E ratio of 12.1. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for MTB compared to other companies in the Banks - Regional industry. MTB currently has a PEG ratio of 28.6. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for MTB relative to other companies in the Banks - Regional industry. Currently, MTB has a P/S ratio of 3.3. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for MTB in comparison with other companies in the Banks - Regional industry. Currently, MTB has a P/B value of 1.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items