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MTB vs. CFR
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between MTB and CFR is 0.59, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


-0.50.00.51.00.6

Performance

MTB vs. CFR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in M&T Bank Corporation (MTB) and Cullen/Frost Bankers, Inc. (CFR). The values are adjusted to include any dividend payments, if applicable.

4,000.00%6,000.00%8,000.00%10,000.00%12,000.00%14,000.00%AugustSeptemberOctoberNovemberDecember2025
4,305.06%
12,660.33%
MTB
CFR

Key characteristics

Sharpe Ratio

MTB:

1.65

CFR:

1.21

Sortino Ratio

MTB:

2.49

CFR:

1.92

Omega Ratio

MTB:

1.31

CFR:

1.23

Calmar Ratio

MTB:

1.59

CFR:

0.93

Martin Ratio

MTB:

8.06

CFR:

4.52

Ulcer Index

MTB:

5.57%

CFR:

7.49%

Daily Std Dev

MTB:

27.24%

CFR:

28.07%

Max Drawdown

MTB:

-73.50%

CFR:

-56.86%

Current Drawdown

MTB:

-9.81%

CFR:

-5.53%

Fundamentals

Market Cap

MTB:

$33.01B

CFR:

$8.94B

EPS

MTB:

$14.64

CFR:

$8.07

PE Ratio

MTB:

13.59

CFR:

17.27

PEG Ratio

MTB:

1.37

CFR:

1.92

Total Revenue (TTM)

MTB:

$9.03B

CFR:

$1.71B

Gross Profit (TTM)

MTB:

$9.03B

CFR:

$1.88B

EBITDA (TTM)

MTB:

$2.77B

CFR:

$582.21M

Returns By Period

In the year-to-date period, MTB achieves a 5.82% return, which is significantly higher than CFR's 3.78% return. Over the past 10 years, MTB has underperformed CFR with an annualized return of 8.75%, while CFR has yielded a comparatively higher 11.67% annualized return.


MTB

YTD

5.82%

1M

4.15%

6M

15.36%

1Y

45.20%

5Y*

6.95%

10Y*

8.75%

CFR

YTD

3.78%

1M

1.99%

6M

18.14%

1Y

34.11%

5Y*

12.04%

10Y*

11.67%

*Annualized

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Risk-Adjusted Performance

MTB vs. CFR — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

MTB
The Risk-Adjusted Performance Rank of MTB is 8787
Overall Rank
The Sharpe Ratio Rank of MTB is 8989
Sharpe Ratio Rank
The Sortino Ratio Rank of MTB is 8787
Sortino Ratio Rank
The Omega Ratio Rank of MTB is 8484
Omega Ratio Rank
The Calmar Ratio Rank of MTB is 8787
Calmar Ratio Rank
The Martin Ratio Rank of MTB is 8989
Martin Ratio Rank

CFR
The Risk-Adjusted Performance Rank of CFR is 7979
Overall Rank
The Sharpe Ratio Rank of CFR is 8282
Sharpe Ratio Rank
The Sortino Ratio Rank of CFR is 7979
Sortino Ratio Rank
The Omega Ratio Rank of CFR is 7676
Omega Ratio Rank
The Calmar Ratio Rank of CFR is 7878
Calmar Ratio Rank
The Martin Ratio Rank of CFR is 7979
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

MTB vs. CFR - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for M&T Bank Corporation (MTB) and Cullen/Frost Bankers, Inc. (CFR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


Sharpe ratio
The chart of Sharpe ratio for MTB, currently valued at 1.65, compared to the broader market-2.000.002.004.001.651.21
The chart of Sortino ratio for MTB, currently valued at 2.49, compared to the broader market-4.00-2.000.002.004.006.002.491.92
The chart of Omega ratio for MTB, currently valued at 1.31, compared to the broader market0.501.001.502.001.311.23
The chart of Calmar ratio for MTB, currently valued at 1.59, compared to the broader market0.002.004.006.001.590.93
The chart of Martin ratio for MTB, currently valued at 8.06, compared to the broader market0.0010.0020.0030.008.064.52
MTB
CFR

The current MTB Sharpe Ratio is 1.65, which is higher than the CFR Sharpe Ratio of 1.21. The chart below compares the historical Sharpe Ratios of MTB and CFR, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Rolling 12-month Sharpe Ratio0.001.002.003.00AugustSeptemberOctoberNovemberDecember2025
1.65
1.21
MTB
CFR

Dividends

MTB vs. CFR - Dividend Comparison

MTB's dividend yield for the trailing twelve months is around 2.69%, which matches CFR's 2.68% yield.


TTM20242023202220212020201920182017201620152014
MTB
M&T Bank Corporation
2.69%2.85%3.79%3.31%2.93%3.46%2.42%2.48%1.75%1.79%2.31%2.23%
CFR
Cullen/Frost Bankers, Inc.
2.68%2.79%3.30%2.42%2.33%3.27%2.86%2.93%2.38%2.44%3.50%2.87%

Drawdowns

MTB vs. CFR - Drawdown Comparison

The maximum MTB drawdown since its inception was -73.50%, which is greater than CFR's maximum drawdown of -56.86%. Use the drawdown chart below to compare losses from any high point for MTB and CFR. For additional features, visit the drawdowns tool.


-35.00%-30.00%-25.00%-20.00%-15.00%-10.00%-5.00%0.00%AugustSeptemberOctoberNovemberDecember2025
-9.81%
-5.53%
MTB
CFR

Volatility

MTB vs. CFR - Volatility Comparison

M&T Bank Corporation (MTB) and Cullen/Frost Bankers, Inc. (CFR) have volatilities of 5.94% and 5.95%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


4.00%6.00%8.00%10.00%12.00%14.00%AugustSeptemberOctoberNovemberDecember2025
5.94%
5.95%
MTB
CFR

Financials

MTB vs. CFR - Financials Comparison

This section allows you to compare key financial metrics between M&T Bank Corporation and Cullen/Frost Bankers, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


Values in USD except per share items
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Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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