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MTB vs. PNC
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between MTB and PNC is 0.51, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Performance

MTB vs. PNC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in M&T Bank Corporation (MTB) and The PNC Financial Services Group, Inc. (PNC). The values are adjusted to include any dividend payments, if applicable.

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Key characteristics

Sharpe Ratio

MTB:

0.88

PNC:

0.58

Sortino Ratio

MTB:

1.38

PNC:

1.04

Omega Ratio

MTB:

1.18

PNC:

1.14

Calmar Ratio

MTB:

0.87

PNC:

0.56

Martin Ratio

MTB:

2.12

PNC:

1.50

Ulcer Index

MTB:

11.68%

PNC:

11.13%

Daily Std Dev

MTB:

29.77%

PNC:

27.34%

Max Drawdown

MTB:

-73.50%

PNC:

-76.65%

Current Drawdown

MTB:

-14.29%

PNC:

-14.99%

Fundamentals

Market Cap

MTB:

$30.13B

PNC:

$70.97B

EPS

MTB:

$14.94

PNC:

$14.14

PE Ratio

MTB:

12.57

PNC:

12.69

PEG Ratio

MTB:

29.55

PNC:

1.86

PS Ratio

MTB:

3.43

PNC:

3.38

PB Ratio

MTB:

1.13

PNC:

1.26

Total Revenue (TTM)

MTB:

$13.28B

PNC:

$20.90B

Gross Profit (TTM)

MTB:

$8.76B

PNC:

$20.90B

EBITDA (TTM)

MTB:

$3.92B

PNC:

$75.65B

Returns By Period

In the year-to-date period, MTB achieves a 0.56% return, which is significantly higher than PNC's -5.22% return. Over the past 10 years, MTB has underperformed PNC with an annualized return of 7.23%, while PNC has yielded a comparatively higher 10.02% annualized return.


MTB

YTD

0.56%

1M

17.16%

6M

-11.41%

1Y

25.80%

5Y*

18.13%

10Y*

7.23%

PNC

YTD

-5.22%

1M

17.78%

6M

-11.99%

1Y

16.05%

5Y*

15.77%

10Y*

10.02%

*Annualized

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Risk-Adjusted Performance

MTB vs. PNC — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

MTB
The Risk-Adjusted Performance Rank of MTB is 7777
Overall Rank
The Sharpe Ratio Rank of MTB is 8181
Sharpe Ratio Rank
The Sortino Ratio Rank of MTB is 7474
Sortino Ratio Rank
The Omega Ratio Rank of MTB is 7373
Omega Ratio Rank
The Calmar Ratio Rank of MTB is 8181
Calmar Ratio Rank
The Martin Ratio Rank of MTB is 7373
Martin Ratio Rank

PNC
The Risk-Adjusted Performance Rank of PNC is 6969
Overall Rank
The Sharpe Ratio Rank of PNC is 7373
Sharpe Ratio Rank
The Sortino Ratio Rank of PNC is 6666
Sortino Ratio Rank
The Omega Ratio Rank of PNC is 6464
Omega Ratio Rank
The Calmar Ratio Rank of PNC is 7474
Calmar Ratio Rank
The Martin Ratio Rank of PNC is 6868
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

MTB vs. PNC - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for M&T Bank Corporation (MTB) and The PNC Financial Services Group, Inc. (PNC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The current MTB Sharpe Ratio is 0.88, which is higher than the PNC Sharpe Ratio of 0.58. The chart below compares the historical Sharpe Ratios of MTB and PNC, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Dividends

MTB vs. PNC - Dividend Comparison

MTB's dividend yield for the trailing twelve months is around 2.88%, less than PNC's 3.57% yield.


TTM20242023202220212020201920182017201620152014
MTB
M&T Bank Corporation
2.88%2.85%3.79%3.31%2.93%3.46%2.42%2.48%1.75%1.79%2.31%2.23%
PNC
The PNC Financial Services Group, Inc.
3.57%3.27%3.94%3.64%2.39%3.09%2.63%2.91%1.80%1.81%2.11%2.06%

Drawdowns

MTB vs. PNC - Drawdown Comparison

The maximum MTB drawdown since its inception was -73.50%, roughly equal to the maximum PNC drawdown of -76.65%. Use the drawdown chart below to compare losses from any high point for MTB and PNC. For additional features, visit the drawdowns tool.


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Volatility

MTB vs. PNC - Volatility Comparison

M&T Bank Corporation (MTB) and The PNC Financial Services Group, Inc. (PNC) have volatilities of 7.18% and 6.85%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Financials

MTB vs. PNC - Financials Comparison

This section allows you to compare key financial metrics between M&T Bank Corporation and The PNC Financial Services Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


1.00B2.00B3.00B4.00B5.00B6.00B20212022202320242025
3.17B
5.23B
(MTB) Total Revenue
(PNC) Total Revenue
Values in USD except per share items

MTB vs. PNC - Profitability Comparison

The chart below illustrates the profitability comparison between M&T Bank Corporation and The PNC Financial Services Group, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%20212022202320242025
68.6%
100.0%
(MTB) Gross Margin
(PNC) Gross Margin
MTB - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, M&T Bank Corporation reported a gross profit of 2.18B and revenue of 3.17B. Therefore, the gross margin over that period was 68.6%.

PNC - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, The PNC Financial Services Group, Inc. reported a gross profit of 5.23B and revenue of 5.23B. Therefore, the gross margin over that period was 100.0%.

MTB - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, M&T Bank Corporation reported an operating income of 761.00M and revenue of 3.17B, resulting in an operating margin of 24.0%.

PNC - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, The PNC Financial Services Group, Inc. reported an operating income of 2.63B and revenue of 5.23B, resulting in an operating margin of 50.2%.

MTB - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, M&T Bank Corporation reported a net income of 584.00M and revenue of 3.17B, resulting in a net margin of 18.4%.

PNC - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, The PNC Financial Services Group, Inc. reported a net income of 1.48B and revenue of 5.23B, resulting in a net margin of 28.3%.