ZION vs. PB
ZION (Zions Bancorporation, National Association) and PB (Prosperity Bancshares, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, ZION returned 12.63%/yr vs 6.84%/yr for PB. Their 0.61 correlation means they have sometimes moved together and sometimes differently.
Performance
ZION vs. PB - Performance Comparison
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Returns By Period
In the year-to-date period, ZION achieves a 19.48% return, which is significantly higher than PB's 9.31% return. Over the past 10 years, ZION has outperformed PB with an annualized return of 12.63%, while PB has yielded a comparatively lower 6.84% annualized return.
ZION
- 1D
- -0.86%
- 1M
- -0.86%
- 6M
- 19.91%
- YTD
- 19.48%
- 1Y
- 29.90%
- 3Y*
- 25.66%
- 5Y*
- 9.46%
- 10Y*
- 12.63%
- ALL TIME*
- 10.91%
PB
- 1D
- 0.92%
- 1M
- 0.97%
- 6M
- 12.56%
- YTD
- 9.31%
- 1Y
- 14.05%
- 3Y*
- 9.24%
- 5Y*
- 5.15%
- 10Y*
- 6.84%
- ALL TIME*
- 11.71%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $73.84M | $107.60M | $80.63M | |
| $138.07M | $123.84M | $109.91M |
ZION vs. PB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ZION Zions Bancorporation, National Association | 19.48% | 11.58% | 28.19% | -6.29% | -20.02% | 49.11% | -13.17% | 31.00% | -18.25% | 19.29% |
PB Prosperity Bancshares, Inc. | 9.31% | -5.15% | 15.06% | -3.34% | 3.64% | 7.13% | -0.27% | 18.19% | -9.22% | -0.37% |
Correlation
The correlation between ZION and PB is 0.73, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.73 |
Correlation (3Y) Balances recent behavior with more history. | 0.77 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.76 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.79 |
Correlation (All Time) Calculated using the full available price history since Nov 12, 1998 | 0.61 |
The correlation between ZION and PB shifts across timeframes, from 0.61 (all time) to 0.79 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
ZION:
$10.06B
PB:
$7.49B
ZION:
$7.97
PB:
$5.76
ZION:
8.64
PB:
12.88
ZION:
2.15
PB:
4.07
ZION:
1.32
PB:
0.90
ZION:
$4.71B
PB:
$1.78B
ZION:
$2.56B
PB:
$1.29B
ZION:
$1.00B
PB:
$750.70M
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Return for Risk
ZION vs. PB — Risk / Return Rank
ZION
PB
ZION vs. PB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Zions Bancorporation, National Association (ZION) and Prosperity Bancshares, Inc. (PB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ZION | PB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.35 | ||
| Sortino ratioReturn per unit of downside risk | +0.39 | ||
| Omega ratioGain probability vs. loss probability | 1.20 | 1.13 | +0.07 |
| Calmar ratioReturn relative to maximum drawdown | 1.45 | 0.95 | +0.51 |
| Martin ratioReturn relative to average drawdown | 4.22 | 2.25 | +1.96 |
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Drawdowns
ZION vs. PB - Drawdown Comparison
The maximum ZION drawdown since its inception was -92.20%, which is greater than PB's maximum drawdown of -47.89%. Use the drawdown chart below to compare losses from any high point for ZION and PB.
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Drawdown Indicators
| ZION | PB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -92.20% | -47.89% | -44.31% |
Max Drawdown (1Y)Largest decline over 1 year | -20.66% | -14.92% | -5.74% |
Max Drawdown (3Y)Largest decline over 3 years | -32.43% | -24.84% | -7.59% |
Max Drawdown (5Y)Largest decline over 5 years | -72.23% | -34.37% | -37.86% |
Max Drawdown (10Y)Largest decline over 10 years | -72.23% | -42.24% | -29.99% |
Current DrawdownCurrent decline from peak | -5.99% | -7.50% | +1.51% |
Average DrawdownAverage peak-to-trough decline | -32.32% | -10.72% | -21.60% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.13% | 6.26% | +0.87% |
Volatility
ZION vs. PB - Volatility Comparison
Zions Bancorporation, National Association (ZION) has a higher volatility of 7.96% compared to Prosperity Bancshares, Inc. (PB) at 6.44%. This indicates that ZION's price experiences larger fluctuations and is considered to be riskier than PB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ZION | PB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.96% | 6.44% | +1.52% |
Volatility (6M)Calculated over the trailing 6-month period | 19.56% | 16.55% | +3.01% |
Volatility (1Y)Calculated over the trailing 1-year period | 30.46% | 22.25% | +8.21% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 42.32% | 25.34% | +16.98% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 39.32% | 30.40% | +8.92% |
Dividends
ZION vs. PB - Dividend Comparison
ZION's dividend yield for the trailing twelve months is around 2.61%, less than PB's 3.21% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PB Prosperity Bancshares, Inc. | 3.21% | 3.39% | 3.00% | 3.26% | 2.90% | 2.75% | 2.70% | 2.35% | 2.39% | 1.97% | 1.73% | 2.33% |
ZION Zions Bancorporation, National Association | 2.61% | 3.01% | 3.06% | 3.74% | 3.21% | 2.28% | 3.13% | 2.47% | 2.55% | 0.87% | 0.65% | 0.81% |
Financials
ZION vs. PB - Financials Comparison
This section allows you to compare key financial metrics between Zions Bancorporation, National Association and Prosperity Bancshares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
ZION vs. PB - Profitability Comparison
ZION - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Zions Bancorporation, National Association reported a gross profit of 0.00 and revenue of 1.02B. Therefore, the gross margin over that period was 0.0%.
PB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Prosperity Bancshares, Inc. reported a gross profit of 391.06M and revenue of 520.00M. Therefore, the gross margin over that period was 75.2%.
ZION - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Zions Bancorporation, National Association reported an operating income of 0.00 and revenue of 1.02B, resulting in an operating margin of 0.0%.
PB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Prosperity Bancshares, Inc. reported an operating income of 215.08M and revenue of 520.00M, resulting in an operating margin of 41.4%.
ZION - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Zions Bancorporation, National Association reported a net income of 453.00M and revenue of 1.02B, resulting in a net margin of 44.5%.
PB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Prosperity Bancshares, Inc. reported a net income of 168.58M and revenue of 520.00M, resulting in a net margin of 32.4%.
Frequently Asked Questions
ZION and PB have a correlation of 0.73, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ZION has higher volatility (7.96%) compared to PB (6.44%). In terms of maximum drawdown, ZION dropped -92.20% vs PB's -47.89%.
ZION currently has the higher Sharpe Ratio (0.99 vs 0.63), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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