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ZION vs. RF
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

ZION vs. RF - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Zions Bancorporation, National Association (ZION) and Regions Financial Corporation (RF). The values are adjusted to include any dividend payments, if applicable.

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ZION vs. RF - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
ZION
Zions Bancorporation, National Association
-0.86%11.58%28.19%-6.29%-20.02%49.11%-13.17%31.00%-18.25%19.29%
RF
Regions Financial Corporation
-2.69%21.99%27.00%-5.69%2.33%39.39%-1.61%33.35%-20.59%22.95%

Fundamentals

Market Cap

ZION:

$8.48B

RF:

$22.99B

EPS

ZION:

$6.11

RF:

$2.42

PE Ratio

ZION:

9.43

RF:

10.80

PS Ratio

ZION:

2.03

RF:

2.42

PB Ratio

ZION:

1.19

RF:

1.30

Total Revenue (TTM)

ZION:

$4.18B

RF:

$9.61B

Gross Profit (TTM)

ZION:

$2.43B

RF:

$7.17B

EBITDA (TTM)

ZION:

$920.96M

RF:

$2.81B

Returns By Period

In the year-to-date period, ZION achieves a -0.86% return, which is significantly higher than RF's -2.69% return. Over the past 10 years, ZION has underperformed RF with an annualized return of 12.17%, while RF has yielded a comparatively higher 17.02% annualized return.


ZION

1D
3.65%
1M
0.59%
YTD
-0.86%
6M
3.46%
1Y
19.43%
3Y*
29.38%
5Y*
4.30%
10Y*
12.17%

RF

1D
3.49%
1M
-5.24%
YTD
-2.69%
6M
1.06%
1Y
25.29%
3Y*
17.84%
5Y*
9.03%
10Y*
17.02%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

ZION vs. RF — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ZION
ZION Risk / Return Rank: 6060
Overall Rank
ZION Sharpe Ratio Rank: 6161
Sharpe Ratio Rank
ZION Sortino Ratio Rank: 5353
Sortino Ratio Rank
ZION Omega Ratio Rank: 5757
Omega Ratio Rank
ZION Calmar Ratio Rank: 6363
Calmar Ratio Rank
ZION Martin Ratio Rank: 6464
Martin Ratio Rank

RF
RF Risk / Return Rank: 6969
Overall Rank
RF Sharpe Ratio Rank: 7171
Sharpe Ratio Rank
RF Sortino Ratio Rank: 6464
Sortino Ratio Rank
RF Omega Ratio Rank: 6666
Omega Ratio Rank
RF Calmar Ratio Rank: 7272
Calmar Ratio Rank
RF Martin Ratio Rank: 7272
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ZION vs. RF - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Zions Bancorporation, National Association (ZION) and Regions Financial Corporation (RF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


ZIONRFDifference

Sharpe ratio

Return per unit of total volatility

0.54

0.85

-0.32

Sortino ratio

Return per unit of downside risk

0.88

1.28

-0.40

Omega ratio

Gain probability vs. loss probability

1.14

1.19

-0.05

Calmar ratio

Return relative to maximum drawdown

0.99

1.47

-0.48

Martin ratio

Return relative to average drawdown

2.52

3.71

-1.19

ZION vs. RF - Sharpe Ratio Comparison

The current ZION Sharpe Ratio is 0.54, which is lower than the RF Sharpe Ratio of 0.85. The chart below compares the historical Sharpe Ratios of ZION and RF, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


ZIONRFDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.54

0.85

-0.32

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.10

0.29

-0.19

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.31

0.47

-0.17

Sharpe Ratio (All Time)

Calculated using the full available price history

0.25

0.17

+0.08

Correlation

The correlation between ZION and RF is 0.63, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Dividends

ZION vs. RF - Dividend Comparison

ZION's dividend yield for the trailing twelve months is around 3.09%, less than RF's 4.00% yield.


TTM20252024202320222021202020192018201720162015
ZION
Zions Bancorporation, National Association
3.09%3.01%3.06%3.74%3.21%2.28%3.13%2.47%2.55%0.87%0.65%0.81%
RF
Regions Financial Corporation
4.00%5.12%4.17%4.54%3.43%2.98%3.85%3.44%3.44%1.82%1.78%2.40%

Drawdowns

ZION vs. RF - Drawdown Comparison

The maximum ZION drawdown since its inception was -92.20%, roughly equal to the maximum RF drawdown of -92.65%. Use the drawdown chart below to compare losses from any high point for ZION and RF.


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Drawdown Indicators


ZIONRFDifference

Max Drawdown

Largest peak-to-trough decline

-92.20%

-92.65%

+0.45%

Max Drawdown (1Y)

Largest decline over 1 year

-20.66%

-18.45%

-2.21%

Max Drawdown (5Y)

Largest decline over 5 years

-72.23%

-40.99%

-31.24%

Max Drawdown (10Y)

Largest decline over 10 years

-72.23%

-60.73%

-11.50%

Current Drawdown

Current decline from peak

-11.11%

-14.79%

+3.68%

Average Drawdown

Average peak-to-trough decline

-32.58%

-31.19%

-1.39%

Ulcer Index

Depth and duration of drawdowns from previous peaks

8.09%

7.31%

+0.78%

Volatility

ZION vs. RF - Volatility Comparison

Zions Bancorporation, National Association (ZION) has a higher volatility of 7.82% compared to Regions Financial Corporation (RF) at 6.68%. This indicates that ZION's price experiences larger fluctuations and is considered to be riskier than RF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


ZIONRFDifference

Volatility (1M)

Calculated over the trailing 1-month period

7.82%

6.68%

+1.14%

Volatility (6M)

Calculated over the trailing 6-month period

25.96%

18.83%

+7.13%

Volatility (1Y)

Calculated over the trailing 1-year period

36.40%

29.81%

+6.59%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

42.80%

31.63%

+11.17%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

39.62%

36.02%

+3.60%

Financials

ZION vs. RF - Financials Comparison

This section allows you to compare key financial metrics between Zions Bancorporation, National Association and Regions Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


500.00M1.00B1.50B2.00B2.50BAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
491.00M
2.41B
(ZION) Total Revenue
(RF) Total Revenue
Values in USD except per share items

ZION vs. RF - Profitability Comparison

The chart below illustrates the profitability comparison between Zions Bancorporation, National Association and Regions Financial Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober0
79.8%
Portfolio components
ZION - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Zions Bancorporation, National Association reported a gross profit of 0.00 and revenue of 491.00M. Therefore, the gross margin over that period was 0.0%.

RF - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported a gross profit of 1.92B and revenue of 2.41B. Therefore, the gross margin over that period was 79.8%.

ZION - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Zions Bancorporation, National Association reported an operating income of 0.00 and revenue of 491.00M, resulting in an operating margin of 0.0%.

RF - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported an operating income of 708.00M and revenue of 2.41B, resulting in an operating margin of 29.4%.

ZION - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Zions Bancorporation, National Association reported a net income of 263.00M and revenue of 491.00M, resulting in a net margin of 53.6%.

RF - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported a net income of 534.00M and revenue of 2.41B, resulting in a net margin of 22.2%.