XTIP.DE vs. GLDA.DE
XTIP.DE (Xtrackers II TIPS US Inflation-Linked Bond UCITS ETF 1C) and GLDA.DE (Amundi Physical Gold ETC (C)) are both exchange-traded funds - XTIP.DE is a Inflation-Protected Bonds fund tracking the Bloomberg Gbl Infl Linked US TIPS TR USD, while GLDA.DE is a Precious Metals fund tracking the Gold. Both are passively managed. Over the past 3 years, XTIP.DE returned 1.04%/yr vs 28.03%/yr for GLDA.DE. At a 0.15 correlation, their price movements are largely independent. XTIP.DE charges 0.07%/yr vs 0.12%/yr for GLDA.DE.
Performance
XTIP.DE vs. GLDA.DE - Performance Comparison
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Returns By Period
The year-to-date returns for both investments are quite close, with XTIP.DE having a 2.69% return and GLDA.DE slightly higher at 2.73%.
XTIP.DE
- 1D
- -0.02%
- 1M
- 0.81%
- YTD
- 2.69%
- 6M
- 1.65%
- 1Y
- 2.81%
- 3Y*
- 1.04%
- 5Y*
- —
- 10Y*
- —
GLDA.DE
- 1D
- 0.57%
- 1M
- -1.60%
- YTD
- 2.73%
- 6M
- 6.36%
- 1Y
- 30.16%
- 3Y*
- 28.03%
- 5Y*
- 19.71%
- 10Y*
- —
XTIP.DE vs. GLDA.DE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
XTIP.DE Xtrackers II TIPS US Inflation-Linked Bond UCITS ETF 1C | 2.69% | -5.01% | 7.81% | 0.02% | -6.46% |
GLDA.DE Amundi Physical Gold ETC (C) | 2.73% | 48.99% | 34.24% | 9.40% | 2.20% |
Correlation
The correlation between XTIP.DE and GLDA.DE is -0.15, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.15 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.13 |
Correlation (All Time) Calculated using the full available price history since Oct 20, 2022 | 0.15 |
The correlation between XTIP.DE and GLDA.DE shifts across timeframes, from -0.15 (1 year) to 0.15 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
XTIP.DE vs. GLDA.DE — Risk / Return Rank
XTIP.DE
GLDA.DE
XTIP.DE vs. GLDA.DE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Xtrackers II TIPS US Inflation-Linked Bond UCITS ETF 1C (XTIP.DE) and Amundi Physical Gold ETC (C) (GLDA.DE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| XTIP.DE | GLDA.DE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.83 | ||
| Sortino ratioReturn per unit of downside risk | -1.05 | ||
| Omega ratioGain probability vs. loss probability | 1.09 | 1.26 | -0.17 |
| Calmar ratioReturn relative to maximum drawdown | 0.74 | 1.82 | -1.08 |
| Martin ratioReturn relative to average drawdown | 1.83 | 4.60 | -2.77 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| XTIP.DE | GLDA.DE | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.47 | 1.30 | -0.83 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 1.21 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.06 | 1.10 | -1.16 |
Drawdowns
XTIP.DE vs. GLDA.DE - Drawdown Comparison
The maximum XTIP.DE drawdown since its inception was -10.79%, smaller than the maximum GLDA.DE drawdown of -18.34%. Use the drawdown chart below to compare losses from any high point for XTIP.DE and GLDA.DE.
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Drawdown Indicators
| XTIP.DE | GLDA.DE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -10.79% | -18.34% | +7.55% |
Max Drawdown (1Y)Largest decline over 1 year | -3.81% | -16.53% | +12.72% |
Max Drawdown (3Y)Largest decline over 3 years | -10.79% | -16.53% | +5.74% |
Max Drawdown (5Y)Largest decline over 5 years | — | -16.53% | — |
Current DrawdownCurrent decline from peak | -5.92% | -15.01% | +9.09% |
Average DrawdownAverage peak-to-trough decline | -5.84% | -5.75% | -0.09% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.54% | 6.54% | -5.00% |
Volatility
XTIP.DE vs. GLDA.DE - Volatility Comparison
The current volatility for Xtrackers II TIPS US Inflation-Linked Bond UCITS ETF 1C (XTIP.DE) is 1.05%, while Amundi Physical Gold ETC (C) (GLDA.DE) has a volatility of 5.11%. This indicates that XTIP.DE experiences smaller price fluctuations and is considered to be less risky than GLDA.DE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| XTIP.DE | GLDA.DE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.05% | 5.11% | -4.06% |
Volatility (6M)Calculated over the trailing 6-month period | 4.07% | 20.17% | -16.10% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.00% | 23.11% | -17.11% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.60% | 16.05% | -8.45% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.60% | 15.85% | -8.25% |
XTIP.DE vs. GLDA.DE - Expense Ratio Comparison
XTIP.DE has a 0.07% expense ratio, which is lower than GLDA.DE's 0.12% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
XTIP.DE vs. GLDA.DE - Dividend Comparison
Neither XTIP.DE nor GLDA.DE has paid dividends to shareholders.
Frequently Asked Questions
XTIP.DE and GLDA.DE have a correlation of -0.15, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, XTIP.DE is cheaper at 0.07% per year. The better choice depends on whether you care most about return, fees, risk, or income.
XTIP.DE is cheaper with a 0.07% expense ratio, compared with 0.12% for GLDA.DE.
XTIP.DE is categorized as Inflation-Protected Bonds, while GLDA.DE is Precious Metals. XTIP.DE tracks Bloomberg Gbl Infl Linked US TIPS TR USD, while GLDA.DE tracks Gold. They also come from different issuers: Xtrackers and Amundi. Their fees differ too: 0.07% for XTIP.DE and 0.12% for GLDA.DE.
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