XRLX vs. XNAV

Last updated Jun 4, 2026

XRLX (FundX Conservative ETF) and XNAV (FundX Aggressive ETF) are both exchange-traded funds - XRLX is a Tactical Allocation fund actively managed by FundX, while XNAV is a Large Cap Growth Equities fund actively managed by FundX. Both are actively managed. Over the past year, XRLX returned 17.90% vs 44.67% for XNAV. Their correlation of 0.95 suggests significant overlap in exposure. XRLX charges 1.63%/yr vs 1.30%/yr for XNAV.

Performance

XRLX vs. XNAV - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in FundX Conservative ETF (XRLX) and FundX Aggressive ETF (XNAV). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, XRLX achieves a 7.85% return, which is significantly lower than XNAV's 24.01% return.

XRLX

• 1D: -0.47%
• 1M: 4.47%
• YTD: 7.85%
• 6M: 8.12%
• 1Y: 17.90%
• 3Y*: —
• 5Y*: —
• 10Y*: —

XNAV

• 1D: -0.40%
• 1M: 8.81%
• YTD: 24.01%
• 6M: 25.12%
• 1Y: 44.67%
• 3Y*: 25.36%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

XRLX vs. XNAV - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023
XRLX FundX Conservative ETF	7.85%	7.85%	17.61%	7.14%
XNAV FundX Aggressive ETF	24.01%	13.61%	25.44%	9.63%

Correlation

The correlation between XRLX and XNAV is 0.91, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.91
Correlation (All Time) Calculated using the full available price history since Oct 10, 2023	0.95

The correlation between XRLX and XNAV has been stable across timeframes, ranging from 0.91 to 0.95 - a consistent structural relationship.

XRLX vs. XNAV - Sectors Allocation Comparison

Sectors	XRLX	XNAV
Technology	36.8%	33.3%
Financial Services	12.1%	10.2%
Communication Services	11.9%	7.0%
Consumer Cyclical	10.0%	7.8%
Industrials	7.1%	10.8%
Healthcare	6.6%	4.2%
Consumer Defensive	4.9%	5.0%
Energy	3.3%	8.0%
Utilities	3.2%	3.3%
Basic Materials	2.7%	9.4%
Real Estate	1.4%	1.1%

Return for Risk

XRLX vs. XNAV — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

XRLX

XRLX Risk / Return Rank: 67
XRLX Sharpe Ratio Rank: 68
XRLX Sortino Ratio Rank: 70
XRLX Omega Ratio Rank: 69
XRLX Calmar Ratio Rank: 58
XRLX Martin Ratio Rank: 70

XNAV

XNAV Risk / Return Rank: 80
XNAV Sharpe Ratio Rank: 84
XNAV Sortino Ratio Rank: 79
XNAV Omega Ratio Rank: 79
XNAV Calmar Ratio Rank: 77
XNAV Martin Ratio Rank: 82

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XRLX vs. XNAV - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for FundX Conservative ETF (XRLX) and FundX Aggressive ETF (XNAV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	XRLX	XNAV	Difference
Sharpe ratio: Return per unit of total volatility	2.22	2.71	-0.49
Sortino ratio: Return per unit of downside risk	3.18	3.52	-0.34
Omega ratio: Gain probability vs. loss probability	1.41	1.47	-0.06
Calmar ratio: Return relative to maximum drawdown	2.86	3.91	-1.05
Martin ratio: Return relative to average drawdown	12.92	16.41	-3.49
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

XRLX vs. XNAV - Sharpe Ratio Comparison

The current XRLX Sharpe Ratio is 2.22, which is comparable to the XNAV Sharpe Ratio of 2.71. The chart below compares the historical Sharpe Ratios of XRLX and XNAV, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	XRLX	XNAV	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.22	2.71	-0.49
Sharpe Ratio (All Time) Calculated using the full available price history	1.41	1.30	+0.11

Drawdowns

XRLX vs. XNAV - Drawdown Comparison

The maximum XRLX drawdown since its inception was -15.33%, smaller than the maximum XNAV drawdown of -24.27%. Use the drawdown chart below to compare losses from any high point for XRLX and XNAV.

Drawdown Indicators

	XRLX	XNAV	Difference
Max Drawdown Largest peak-to-trough decline	-15.33%	-24.27%	+8.94%
Max Drawdown (1Y) Largest decline over 1 year	-6.28%	-11.47%	+5.19%
Max Drawdown (3Y) Largest decline over 3 years	—	-24.27%	—
Current Drawdown Current decline from peak	-0.47%	-0.40%	-0.07%
Average Drawdown Average peak-to-trough decline	-1.70%	-3.58%	+1.88%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.39%	2.73%	-1.34%

Volatility

XRLX vs. XNAV - Volatility Comparison

The current volatility for FundX Conservative ETF (XRLX) is 2.59%, while FundX Aggressive ETF (XNAV) has a volatility of 5.39%. This indicates that XRLX experiences smaller price fluctuations and is considered to be less risky than XNAV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	XRLX	XNAV	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.59%	5.39%	-2.80%
Volatility (6M) Calculated over the trailing 6-month period	6.65%	13.67%	-7.02%
Volatility (1Y) Calculated over the trailing 1-year period	8.10%	16.54%	-8.44%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	11.05%	18.73%	-7.68%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	11.05%	18.73%	-7.68%

XRLX vs. XNAV - Expense Ratio Comparison

XRLX has a 1.63% expense ratio, which is higher than XNAV's 1.30% expense ratio.

Dividends

XRLX vs. XNAV - Dividend Comparison

XRLX's dividend yield for the trailing twelve months is around 2.57%, more than XNAV's 0.47% yield.

Position	TTM	2025	2024	2023	2022
XNAV FundX Aggressive ETF	0.47%	0.58%	0.09%	1.21%	1.47%
XRLX FundX Conservative ETF	2.57%	2.77%	1.66%	1.68%	0.00%

Frequently Asked Questions

Can I hold both XRLX and XNAV in my portfolio?

With a correlation of 0.91, XRLX and XNAV move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, XRLX or XNAV?

XNAV has higher volatility (5.39%) compared to XRLX (2.59%). In terms of maximum drawdown, XRLX dropped -15.33% vs XNAV's -24.27%.

Which ETF is better, XRLX or XNAV?

On 1-year performance, XNAV leads with 44.67% vs 17.90% for XRLX. On fees, XNAV is cheaper at 1.30% per year. On volatility, XRLX has been the lower-risk option at 2.59%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, XRLX or XNAV?

Over the 1-year period, XNAV has performed better with a 44.67% return vs 17.90%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, XRLX or XNAV?

XNAV is cheaper with a 1.30% expense ratio, compared with 1.63% for XRLX.

Which ETF pays a higher dividend yield, XRLX or XNAV?

XRLX has the higher dividend yield at 2.57%, compared with 0.47% for XNAV.

What is the main difference between XRLX and XNAV?

XRLX is categorized as Tactical Allocation, while XNAV is Large Cap Growth Equities. Their fees differ too: 1.63% for XRLX and 1.30% for XNAV.

Which has better risk-adjusted returns?

XNAV currently has the higher Sharpe Ratio (2.71 vs 2.22), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.