XNAV vs. ITOT

Last updated Jun 3, 2026

XNAV (FundX Aggressive ETF) and ITOT (iShares Core S&P Total U.S. Stock Market ETF) are both Large Cap Growth Equities funds. XNAV is actively managed, while ITOT is passively managed. Over the past 3 years, XNAV returned 25.53%/yr vs 22.09%/yr for ITOT. Their correlation of 0.90 suggests significant overlap in exposure. XNAV charges 1.30%/yr vs 0.03%/yr for ITOT.

Performance

XNAV vs. ITOT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in FundX Aggressive ETF (XNAV) and iShares Core S&P Total U.S. Stock Market ETF (ITOT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, XNAV achieves a 24.50% return, which is significantly higher than ITOT's 11.25% return.

XNAV

• 1D: 1.49%
• 1M: 8.49%
• YTD: 24.50%
• 6M: 26.25%
• 1Y: 45.35%
• 3Y*: 25.53%
• 5Y*: —
• 10Y*: —

ITOT

• 1D: -0.73%
• 1M: 5.01%
• YTD: 11.25%
• 6M: 11.12%
• 1Y: 28.12%
• 3Y*: 22.09%
• 5Y*: 12.69%
• 10Y*: 15.01%

*Multi-year figures are annualized to reflect compound growth (CAGR)

XNAV vs. ITOT - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022
XNAV FundX Aggressive ETF	24.50%	13.61%	25.44%	16.11%	7.03%
ITOT iShares Core S&P Total U.S. Stock Market ETF	11.25%	17.00%	23.80%	26.12%	4.35%

Correlation

The correlation between XNAV and ITOT is 0.89, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.89
Correlation (3Y) Calculated over the trailing 3-year period	0.91
Correlation (All Time) Calculated using the full available price history since Oct 18, 2022	0.90

The correlation between XNAV and ITOT has been stable across timeframes, ranging from 0.89 to 0.91 - a consistent structural relationship.

XNAV vs. ITOT - Sectors Allocation Comparison

Sectors	XNAV	ITOT
Technology	33.3%	33.8%
Industrials	10.8%	9.5%
Financial Services	10.2%	12.1%
Basic Materials	9.4%	2.1%
Energy	8.0%	3.7%
Consumer Cyclical	7.8%	10.1%
Communication Services	7.0%	10.3%
Consumer Defensive	5.0%	4.7%
Healthcare	4.2%	9.0%
Utilities	3.3%	2.3%
Real Estate	1.1%	2.4%

Return for Risk

XNAV vs. ITOT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

XNAV

XNAV Risk / Return Rank: 80
XNAV Sharpe Ratio Rank: 83
XNAV Sortino Ratio Rank: 78
XNAV Omega Ratio Rank: 79
XNAV Calmar Ratio Rank: 78
XNAV Martin Ratio Rank: 83

ITOT

ITOT Risk / Return Rank: 68
ITOT Sharpe Ratio Rank: 69
ITOT Sortino Ratio Rank: 68
ITOT Omega Ratio Rank: 67
ITOT Calmar Ratio Rank: 63
ITOT Martin Ratio Rank: 75

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XNAV vs. ITOT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for FundX Aggressive ETF (XNAV) and iShares Core S&P Total U.S. Stock Market ETF (ITOT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	XNAV	ITOT	Difference
Sharpe ratio Return per unit of total volatility	2.76	2.32	+0.44
Sortino ratio Return per unit of downside risk	3.57	3.17	+0.39
Omega ratio Gain probability vs. loss probability	1.48	1.42	+0.06
Calmar ratio Return relative to maximum drawdown	4.05	3.17	+0.88
Martin ratio Return relative to average drawdown	17.04	14.57	+2.47
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

XNAV vs. ITOT - Sharpe Ratio Comparison

The current XNAV Sharpe Ratio is 2.76, which is comparable to the ITOT Sharpe Ratio of 2.32. The chart below compares the historical Sharpe Ratios of XNAV and ITOT, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	XNAV	ITOT	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.76	2.32	+0.44
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.74	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.82	—
Sharpe Ratio (All Time) Calculated using the full available price history	1.31	0.57	+0.74

Drawdowns

XNAV vs. ITOT - Drawdown Comparison

The maximum XNAV drawdown since its inception was -24.27%, smaller than the maximum ITOT drawdown of -55.20%. Use the drawdown chart below to compare losses from any high point for XNAV and ITOT.

Drawdown Indicators

	XNAV	ITOT	Difference
Max Drawdown Largest peak-to-trough decline	-24.27%	-55.20%	+30.93%
Max Drawdown (1Y) Largest decline over 1 year	-11.47%	-8.90%	-2.57%
Max Drawdown (3Y) Largest decline over 3 years	-24.27%	-19.44%	-4.83%
Max Drawdown (5Y) Largest decline over 5 years	—	-25.36%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-35.00%	—
Current Drawdown Current decline from peak	0.00%	-0.73%	+0.73%
Average Drawdown Average peak-to-trough decline	-3.59%	-6.97%	+3.38%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.73%	1.94%	+0.79%

Volatility

XNAV vs. ITOT - Volatility Comparison

FundX Aggressive ETF (XNAV) has a higher volatility of 5.45% compared to iShares Core S&P Total U.S. Stock Market ETF (ITOT) at 2.99%. This indicates that XNAV's price experiences larger fluctuations and is considered to be riskier than ITOT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	XNAV	ITOT	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.45%	2.99%	+2.46%
Volatility (6M) Calculated over the trailing 6-month period	13.67%	9.13%	+4.54%
Volatility (1Y) Calculated over the trailing 1-year period	16.55%	12.20%	+4.35%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	18.74%	17.36%	+1.38%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.74%	18.26%	+0.48%

XNAV vs. ITOT - Expense Ratio Comparison

XNAV has a 1.30% expense ratio, which is higher than ITOT's 0.03% expense ratio.

Dividends

XNAV vs. ITOT - Dividend Comparison

XNAV's dividend yield for the trailing twelve months is around 0.47%, less than ITOT's 0.98% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ITOT iShares Core S&P Total U.S. Stock Market ETF	0.98%	1.11%	1.23%	1.47%	1.66%	1.18%	1.41%	1.88%	2.14%	1.69%	1.83%	2.01%
XNAV FundX Aggressive ETF	0.47%	0.58%	0.09%	1.21%	1.47%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both XNAV and ITOT in my portfolio?

XNAV and ITOT have a correlation of 0.89, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, XNAV or ITOT?

XNAV has higher volatility (5.45%) compared to ITOT (2.99%). In terms of maximum drawdown, XNAV dropped -24.27% vs ITOT's -55.20%.

Which ETF is better, XNAV or ITOT?

On 3-year performance, XNAV leads with 25.53% vs 22.09% for ITOT. On fees, ITOT is cheaper at 0.03% per year. On volatility, ITOT has been the lower-risk option at 2.99%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, XNAV or ITOT?

Over the 3-year period, XNAV has performed better with a 25.53% return vs 22.09%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, XNAV or ITOT?

ITOT is cheaper with a 0.03% expense ratio, compared with 1.30% for XNAV.

Which ETF pays a higher dividend yield, XNAV or ITOT?

ITOT has the higher dividend yield at 0.98%, compared with 0.47% for XNAV.

What is the main difference between XNAV and ITOT?

They also come from different issuers: FundX and iShares. Their fees differ too: 1.30% for XNAV and 0.03% for ITOT.

Which has better risk-adjusted returns?

XNAV currently has the higher Sharpe Ratio (2.76 vs 2.32), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.