XLYI vs. TMH

Last updated Jul 17, 2026

XLYI (State Street Consumer Discretionary Select Sector SPDR Premium Income ETF) and TMH (Toyota Motor Corporation ADRhedged) are both exchange-traded funds - XLYI is a Derivative Income fund actively managed by State Street, while TMH is a Consumer Discretionary Equities fund tracking the Toyota Motor Corporation Local Shares Total Return. XLYI is actively managed, while TMH is passively managed. A 0.65 correlation means they provide meaningful diversification when combined. XLYI charges 0.35%/yr vs 0.19%/yr for TMH.

Performance

XLYI vs. TMH - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI) and Toyota Motor Corporation ADRhedged (TMH). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

XLYI

• 1D: 0.19%
• 1M: -0.24%
• 6M: -2.48%
• YTD: 0.07%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

TMH

• 1D: 1.85%
• 1M: 2.35%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

XLYI vs. TMH - Yearly Performance Comparison

	2026 (YTD)
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	-1.03%
TMH Toyota Motor Corporation ADRhedged	-2.25%

Correlation

The correlation between XLYI and TMH is 0.65, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (All Time) Calculated using the full available price history since May 28, 2026	0.65

Return for Risk

XLYI vs. TMH - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI) and Toyota Motor Corporation ADRhedged (TMH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

XLYI vs. TMH - Drawdown Comparison

The maximum XLYI drawdown since its inception was -12.32%, which is greater than TMH's maximum drawdown of -10.32%. Use the drawdown chart below to compare losses from any high point for XLYI and TMH.

Drawdown Indicators

	XLYI	TMH	Difference
Max Drawdown Largest peak-to-trough decline	-12.32%	-10.32%	-2.00%
Current Drawdown Current decline from peak	-3.50%	-2.78%	-0.72%
Average Drawdown Average peak-to-trough decline	-3.15%	-5.90%	+2.75%

Volatility

Volatility by Period

	XLYI	TMH	Difference
Volatility (1Y) Calculated over the trailing 1-year period	15.65%	25.94%	-10.29%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.65%	25.94%	-10.29%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	15.65%	25.94%	-10.29%

XLYI vs. TMH - Expense Ratio Comparison

XLYI has a 0.35% expense ratio, which is higher than TMH's 0.19% expense ratio.

Dividends

XLYI vs. TMH - Dividend Comparison

XLYI's dividend yield for the trailing twelve months is around 14.74%, more than TMH's 4.87% yield.

Position	TTM	2025
TMH Toyota Motor Corporation ADRhedged	4.87%	0.00%
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	14.74%	6.76%

Frequently Asked Questions

Can I hold both XLYI and TMH in my portfolio?

XLYI and TMH have a correlation of 0.65, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, XLYI or TMH?

On fees, TMH is cheaper at 0.19% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, XLYI or TMH?

TMH is cheaper with a 0.19% expense ratio, compared with 0.35% for XLYI.

Which ETF pays a higher dividend yield, XLYI or TMH?

XLYI has the higher dividend yield at 14.74%, compared with 4.87% for TMH.

What is the main difference between XLYI and TMH?

XLYI is categorized as Derivative Income, while TMH is Consumer Discretionary Equities. They also come from different issuers: State Street and ADRhedged. Their fees differ too: 0.35% for XLYI and 0.19% for TMH.