XLSI vs. XLUI

Last updated Aug 2, 2026

XLSI (Consumer Staples Select Sector SPDR Premium Income ETF) and XLUI (State Street Utilities Select Sector SPDR Premium Income ETF) are both exchange-traded funds - XLSI is a Derivative Income fund actively managed by State Street, while XLUI is a Utilities Equities fund actively managed by State Street. Both are actively managed. Over the past year, XLSI returned 6.59% vs 8.36% for XLUI. Their 0.31 correlation means their historical movements had little consistent relationship. Both charge a 0.35% expense ratio.

Performance

XLSI vs. XLUI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Consumer Staples Select Sector SPDR Premium Income ETF (XLSI) and State Street Utilities Select Sector SPDR Premium Income ETF (XLUI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, XLSI achieves a 6.67% return, which is significantly lower than XLUI's 8.22% return.

XLSI

• 1D: 0.02%
• 1M: 0.27%
• 6M: 1.55%
• YTD: 6.67%
• 1Y: 6.59%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 5.53%

XLUI

• 1D: -0.50%
• 1M: -1.79%
• 6M: 6.47%
• YTD: 8.22%
• 1Y: 8.36%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 8.49%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
XLSI Consumer Staples Select Sector SPDR Premium Income ETF	$285.83K	$265.98K	$245.15K
XLUI State Street Utilities Select Sector SPDR Premium Income ETF	$811.48K	$735.97K	$652.13K

XLSI vs. XLUI - Yearly Performance Comparison

	2026 (YTD)	2025
XLSI Consumer Staples Select Sector SPDR Premium Income ETF	6.67%	-1.06%
XLUI State Street Utilities Select Sector SPDR Premium Income ETF	8.22%	0.27%

Correlation

The correlation between XLSI and XLUI is 0.31, which is low. Their historical price movements had little consistent relationship.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.31
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025	0.31

XLSI vs. XLUI - Sectors Allocation Comparison

Sectors	XLSI	XLUI
Financial Services	100.0%	100.4%
Consumer Defensive	98.2%	-
Consumer Cyclical	1.8%	-
Basic Materials	-	-
Communication Services	-	-
Energy	-	-
Healthcare	-	-
Industrials	-	-
Real Estate	-	-
Technology	-	-
Utilities	-	-

Return for Risk

XLSI vs. XLUI — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

XLSI

XLSI Risk / Return Rank: 26
XLSI Sharpe Ratio Rank: 28
XLSI Sortino Ratio Rank: 26
XLSI Omega Ratio Rank: 26
XLSI Calmar Ratio Rank: 28
XLSI Martin Ratio Rank: 24

XLUI

XLUI Risk / Return Rank: 33
XLUI Sharpe Ratio Rank: 31
XLUI Sortino Ratio Rank: 28
XLUI Omega Ratio Rank: 29
XLUI Calmar Ratio Rank: 40
XLUI Martin Ratio Rank: 35

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

XLSI vs. XLUI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Consumer Staples Select Sector SPDR Premium Income ETF (XLSI) and State Street Utilities Select Sector SPDR Premium Income ETF (XLUI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	XLSI	XLUI	Difference
Sharpe ratio: Return per unit of total volatility	0.64	0.75	-0.11
Sortino ratio: Return per unit of downside risk	0.98	1.06	-0.08
Omega ratio: Gain probability vs. loss probability	1.12	1.14	-0.02
Calmar ratio: Return relative to maximum drawdown	0.91	1.42	-0.51
Martin ratio: Return relative to average drawdown	1.87	3.39	-1.52

XLSI vs. XLUI - Sharpe Ratio Comparison

The current XLSI Sharpe Ratio is 0.64, which is comparable to the XLUI Sharpe Ratio of 0.75. The chart below compares the historical Sharpe Ratios of XLSI and XLUI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

XLSI vs. XLUI - Drawdown Comparison

The maximum XLSI drawdown since its inception was -7.87%, which is greater than XLUI's maximum drawdown of -6.01%. Use the drawdown chart below to compare losses from any high point for XLSI and XLUI.

Drawdown Indicators

	XLSI	XLUI	Difference
Max Drawdown Largest peak-to-trough decline	-7.87%	-6.01%	-1.86%
Max Drawdown (1Y) Largest decline over 1 year	-7.87%	-6.01%	-1.86%
Current Drawdown Current decline from peak	-1.93%	-3.64%	+1.71%
Average Drawdown Average peak-to-trough decline	-3.20%	-1.87%	-1.33%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.82%	2.51%	+1.31%

Volatility

XLSI vs. XLUI - Volatility Comparison

Consumer Staples Select Sector SPDR Premium Income ETF (XLSI) has a higher volatility of 4.23% compared to State Street Utilities Select Sector SPDR Premium Income ETF (XLUI) at 3.81%. This indicates that XLSI's price experiences larger fluctuations and is considered to be riskier than XLUI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	XLSI	XLUI	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.23%	3.81%	+0.42%
Volatility (6M) Calculated over the trailing 6-month period	8.87%	8.94%	-0.07%
Volatility (1Y) Calculated over the trailing 1-year period	11.17%	11.32%	-0.15%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	11.17%	11.30%	-0.13%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	11.17%	11.30%	-0.13%

XLSI vs. XLUI - Expense Ratio Comparison

Both XLSI and XLUI have an expense ratio of 0.35%.

Dividends

XLSI vs. XLUI - Dividend Comparison

XLSI's dividend yield for the trailing twelve months is around 11.89%, less than XLUI's 14.00% yield.

Position	TTM	2025
XLSI Consumer Staples Select Sector SPDR Premium Income ETF	11.89%	5.34%
XLUI State Street Utilities Select Sector SPDR Premium Income ETF	14.00%	7.12%

Frequently Asked Questions

Can I hold both XLSI and XLUI in my portfolio?

XLSI and XLUI have a correlation of 0.31, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, XLSI or XLUI?

XLSI has higher volatility (4.23%) compared to XLUI (3.81%). In terms of maximum drawdown, XLSI dropped -7.87% vs XLUI's -6.01%.

Which ETF is better, XLSI or XLUI?

On 1-year performance, XLUI leads with 8.36% vs 6.59% for XLSI. Both ETFs have the same 0.35% expense ratio. On volatility, XLUI has been the lower-risk option at 3.81%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, XLSI or XLUI?

Over the 1-year period, XLUI has performed better with a 8.36% return vs 6.59%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, XLSI or XLUI?

XLSI and XLUI have the same expense ratio: 0.35% per year.

Which ETF pays a higher dividend yield, XLSI or XLUI?

XLUI has the higher dividend yield at 14.00%, compared with 11.89% for XLSI.

What is the main difference between XLSI and XLUI?

XLSI is categorized as Derivative Income, while XLUI is Utilities Equities.

Which has better risk-adjusted returns?

XLUI currently has the higher Sharpe Ratio (0.75 vs 0.64), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.