XLSI vs. XLUI

Last updated Jun 23, 2026

XLSI (Consumer Staples Select Sector SPDR Premium Income ETF) and XLUI (State Street Utilities Select Sector SPDR Premium Income ETF) are both exchange-traded funds - XLSI is a Derivative Income fund actively managed by State Street, while XLUI is a Utilities Equities fund actively managed by State Street. Both are actively managed. At a 0.28 correlation, their price movements are largely independent. Both charge a 0.35% expense ratio.

Performance

XLSI vs. XLUI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Consumer Staples Select Sector SPDR Premium Income ETF (XLSI) and State Street Utilities Select Sector SPDR Premium Income ETF (XLUI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, XLSI achieves a 3.26% return, which is significantly lower than XLUI's 8.07% return.

XLSI

• 1D: -0.51%
• 1M: -1.08%
• YTD: 3.26%
• 6M: 3.30%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

XLUI

• 1D: 0.53%
• 1M: 0.42%
• YTD: 8.07%
• 6M: 8.98%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

XLSI vs. XLUI - Yearly Performance Comparison

	2026 (YTD)	2025
XLSI Consumer Staples Select Sector SPDR Premium Income ETF	3.26%	-1.06%
XLUI State Street Utilities Select Sector SPDR Premium Income ETF	8.07%	0.27%

Correlation

The correlation between XLSI and XLUI is 0.28, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025	0.28

XLSI vs. XLUI - Sectors Allocation Comparison

Sectors	XLSI	XLUI
Financial Services	99.6%	99.7%
Basic Materials	-	-
Communication Services	-	-
Consumer Cyclical	-	-
Consumer Defensive	-	-
Energy	-	-
Healthcare	-	-
Industrials	-	-
Real Estate	-	-
Technology	-	-
Utilities	-	-

Return for Risk

XLSI vs. XLUI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Consumer Staples Select Sector SPDR Premium Income ETF (XLSI) and State Street Utilities Select Sector SPDR Premium Income ETF (XLUI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

XLSI vs. XLUI - Drawdown Comparison

The maximum XLSI drawdown since its inception was -7.87%, which is greater than XLUI's maximum drawdown of -6.01%. Use the drawdown chart below to compare losses from any high point for XLSI and XLUI.

Drawdown Indicators

	XLSI	XLUI	Difference
Max Drawdown Largest peak-to-trough decline	-7.87%	-6.01%	-1.86%
Current Drawdown Current decline from peak	-5.07%	-1.80%	-3.27%
Average Drawdown Average peak-to-trough decline	-3.26%	-1.99%	-1.27%

Volatility

Volatility by Period

	XLSI	XLUI	Difference
Volatility (1Y) Calculated over the trailing 1-year period	10.70%	11.17%	-0.47%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	10.70%	11.17%	-0.47%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	10.70%	11.17%	-0.47%

XLSI vs. XLUI - Expense Ratio Comparison

Both XLSI and XLUI have an expense ratio of 0.35%.

Dividends

XLSI vs. XLUI - Dividend Comparison

XLSI's dividend yield for the trailing twelve months is around 10.61%, less than XLUI's 12.44% yield.

Position	TTM	2025
XLSI Consumer Staples Select Sector SPDR Premium Income ETF	10.61%	5.34%
XLUI State Street Utilities Select Sector SPDR Premium Income ETF	12.44%	7.12%

Frequently Asked Questions

Can I hold both XLSI and XLUI in my portfolio?

XLSI and XLUI have a correlation of 0.28, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, XLSI or XLUI?

Both ETFs have the same 0.35% expense ratio. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, XLSI or XLUI?

XLSI and XLUI have the same expense ratio: 0.35% per year.

Which ETF pays a higher dividend yield, XLSI or XLUI?

XLUI has the higher dividend yield at 12.44%, compared with 10.61% for XLSI.

What is the main difference between XLSI and XLUI?

XLSI is categorized as Derivative Income, while XLUI is Utilities Equities.