XLUI vs. BILT

Last updated Jun 24, 2026

XLUI (State Street Utilities Select Sector SPDR Premium Income ETF) and BILT (iShares Infrastructure Active ETF) are both Utilities Equities funds. Both are actively managed. A 0.69 correlation means they provide meaningful diversification when combined. XLUI charges 0.35%/yr vs 0.60%/yr for BILT.

Performance

XLUI vs. BILT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in State Street Utilities Select Sector SPDR Premium Income ETF (XLUI) and iShares Infrastructure Active ETF (BILT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, XLUI achieves a 8.84% return, which is significantly lower than BILT's 13.47% return.

XLUI

• 1D: 0.71%
• 1M: 1.13%
• YTD: 8.84%
• 6M: 9.44%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

BILT

• 1D: 0.43%
• 1M: -0.78%
• YTD: 13.47%
• 6M: 13.63%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

XLUI vs. BILT - Yearly Performance Comparison

	2026 (YTD)	2025
XLUI State Street Utilities Select Sector SPDR Premium Income ETF	8.84%	0.51%
BILT iShares Infrastructure Active ETF	13.47%	4.16%

Correlation

The correlation between XLUI and BILT is 0.69, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 31, 2025	0.69

Return for Risk

XLUI vs. BILT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for State Street Utilities Select Sector SPDR Premium Income ETF (XLUI) and iShares Infrastructure Active ETF (BILT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

XLUI vs. BILT - Drawdown Comparison

The maximum XLUI drawdown since its inception was -6.01%, which is greater than BILT's maximum drawdown of -5.38%. Use the drawdown chart below to compare losses from any high point for XLUI and BILT.

Drawdown Indicators

	XLUI	BILT	Difference
Max Drawdown Largest peak-to-trough decline	-6.01%	-5.38%	-0.63%
Current Drawdown Current decline from peak	-1.11%	-1.42%	+0.31%
Average Drawdown Average peak-to-trough decline	-1.98%	-1.44%	-0.54%

Volatility

Volatility by Period

	XLUI	BILT	Difference
Volatility (1Y) Calculated over the trailing 1-year period	11.17%	10.28%	+0.89%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	11.17%	10.28%	+0.89%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	11.17%	10.28%	+0.89%

XLUI vs. BILT - Expense Ratio Comparison

XLUI has a 0.35% expense ratio, which is lower than BILT's 0.60% expense ratio.

Dividends

XLUI vs. BILT - Dividend Comparison

XLUI's dividend yield for the trailing twelve months is around 12.35%, more than BILT's 5.74% yield.

Position	TTM	2025
BILT iShares Infrastructure Active ETF	5.74%	0.99%
XLUI State Street Utilities Select Sector SPDR Premium Income ETF	12.35%	7.12%

Frequently Asked Questions

Can I hold both XLUI and BILT in my portfolio?

XLUI and BILT have a correlation of 0.69, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, XLUI or BILT?

On fees, XLUI is cheaper at 0.35% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, XLUI or BILT?

XLUI is cheaper with a 0.35% expense ratio, compared with 0.60% for BILT.

Which ETF pays a higher dividend yield, XLUI or BILT?

XLUI has the higher dividend yield at 12.35%, compared with 5.74% for BILT.

What is the main difference between XLUI and BILT?

They also come from different issuers: State Street and iShares. Their fees differ too: 0.35% for XLUI and 0.60% for BILT.