XLKI vs. CHAT

Last updated Jun 4, 2026

XLKI (State Street Technology Select Sector SPDR Premium Income ETF) and CHAT (Roundhill Generative AI & Technology ETF) are both Technology Equities funds. Both are actively managed. Their correlation of 0.81 suggests significant overlap in exposure. XLKI charges 0.35%/yr vs 0.75%/yr for CHAT.

Performance

XLKI vs. CHAT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in State Street Technology Select Sector SPDR Premium Income ETF (XLKI) and Roundhill Generative AI & Technology ETF (CHAT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, XLKI achieves a 17.94% return, which is significantly lower than CHAT's 74.30% return.

XLKI

• 1D: -0.60%
• 1M: 7.65%
• YTD: 17.94%
• 6M: 17.68%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

CHAT

• 1D: -0.66%
• 1M: 27.78%
• YTD: 74.30%
• 6M: 73.13%
• 1Y: 144.01%
• 3Y*: 55.51%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

XLKI vs. CHAT - Yearly Performance Comparison

	2026 (YTD)	2025
XLKI State Street Technology Select Sector SPDR Premium Income ETF	17.94%	10.07%
CHAT Roundhill Generative AI & Technology ETF	74.30%	18.26%

Correlation

The correlation between XLKI and CHAT is 0.81, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 31, 2025	0.81

XLKI vs. CHAT - Sectors Allocation Comparison

Sectors	XLKI	CHAT
Financial Services	106.8%	0.0%
Basic Materials	-	-
Communication Services	-	16.6%
Consumer Cyclical	-	5.6%
Consumer Defensive	-	-
Energy	-	-
Healthcare	-	-
Industrials	-	0.8%
Real Estate	-	-
Technology	-	76.5%
Utilities	-	-

Return for Risk

XLKI vs. CHAT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

CHAT

CHAT Risk / Return Rank: 94
CHAT Sharpe Ratio Rank: 97
CHAT Sortino Ratio Rank: 94
CHAT Omega Ratio Rank: 93
CHAT Calmar Ratio Rank: 96
CHAT Martin Ratio Rank: 94

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XLKI vs. CHAT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for State Street Technology Select Sector SPDR Premium Income ETF (XLKI) and Roundhill Generative AI & Technology ETF (CHAT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	XLKI	CHAT	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	4.72	—
Sharpe Ratio (All Time) Calculated using the full available price history	2.24	1.98	+0.26

Drawdowns

XLKI vs. CHAT - Drawdown Comparison

The maximum XLKI drawdown since its inception was -10.24%, smaller than the maximum CHAT drawdown of -31.34%. Use the drawdown chart below to compare losses from any high point for XLKI and CHAT.

Drawdown Indicators

	XLKI	CHAT	Difference
Max Drawdown Largest peak-to-trough decline	-10.24%	-31.34%	+21.10%
Max Drawdown (1Y) Largest decline over 1 year	—	-16.28%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-31.34%	—
Current Drawdown Current decline from peak	-0.60%	-0.66%	+0.06%
Average Drawdown Average peak-to-trough decline	-1.61%	-5.35%	+3.74%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	5.51%	—

Volatility

Volatility by Period

	XLKI	CHAT	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	11.70%	—
Volatility (6M) Calculated over the trailing 6-month period	—	24.62%	—
Volatility (1Y) Calculated over the trailing 1-year period	16.24%	30.74%	-14.50%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.24%	29.90%	-13.66%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.24%	29.90%	-13.66%

XLKI vs. CHAT - Expense Ratio Comparison

XLKI has a 0.35% expense ratio, which is lower than CHAT's 0.75% expense ratio.

Dividends

XLKI vs. CHAT - Dividend Comparison

XLKI's dividend yield for the trailing twelve months is around 14.18%, more than CHAT's 1.64% yield.

Position	TTM	2025
CHAT Roundhill Generative AI & Technology ETF	1.64%	2.85%
XLKI State Street Technology Select Sector SPDR Premium Income ETF	14.18%	8.52%

Frequently Asked Questions

Can I hold both XLKI and CHAT in my portfolio?

XLKI and CHAT have a correlation of 0.81, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, XLKI or CHAT?

On fees, XLKI is cheaper at 0.35% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, XLKI or CHAT?

XLKI is cheaper with a 0.35% expense ratio, compared with 0.75% for CHAT.

Which ETF pays a higher dividend yield, XLKI or CHAT?

XLKI has the higher dividend yield at 14.18%, compared with 1.64% for CHAT.

What is the main difference between XLKI and CHAT?

They also come from different issuers: State Street and Roundhill. Their fees differ too: 0.35% for XLKI and 0.75% for CHAT.