WF vs. ISNPY
WF (Woori Financial Group Inc.) and ISNPY (Intesa Sanpaolo SpA PK) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, WF returned 12.89%/yr vs 17.85%/yr for ISNPY. At a 0.31 correlation, their price movements are largely independent.
Performance
WF vs. ISNPY - Performance Comparison
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Returns By Period
In the year-to-date period, WF achieves a 4.78% return, which is significantly higher than ISNPY's 0.05% return. Over the past 10 years, WF has underperformed ISNPY with an annualized return of 12.89%, while ISNPY has yielded a comparatively higher 17.85% annualized return.
WF
- 1D
- 3.60%
- 1M
- -11.87%
- YTD
- 4.78%
- 6M
- 3.74%
- 1Y
- 50.52%
- 3Y*
- 39.94%
- 5Y*
- 22.44%
- 10Y*
- 12.89%
ISNPY
- 1D
- 0.57%
- 1M
- 1.88%
- YTD
- 0.05%
- 6M
- 6.69%
- 1Y
- 26.70%
- 3Y*
- 52.03%
- 5Y*
- 27.55%
- 10Y*
- 17.85%
WF vs. ISNPY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
WF Woori Financial Group Inc. | 4.78% | 99.65% | 16.76% | 13.14% | -7.19% | 18.91% | -9.52% | -28.16% | -5.75% | 40.44% |
ISNPY Intesa Sanpaolo SpA PK | 0.05% | 84.29% | 50.22% | 42.51% | -7.76% | 19.59% | -10.04% | 25.49% | -28.78% | 47.09% |
Correlation
The correlation between WF and ISNPY is 0.32, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.32 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.29 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.36 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.34 |
Correlation (All Time) Calculated using the full available price history since Jul 16, 2007 | 0.31 |
Fundamentals
WF:
$15.95B
ISNPY:
$19.45B
WF:
$12.69K
ISNPY:
$19.86
WF:
0.00
ISNPY:
2.03
WF:
0.00
ISNPY:
0.01
WF:
0.00
ISNPY:
0.73
WF:
0.00
ISNPY:
0.33
WF:
$14.13T
ISNPY:
$26.94B
WF:
$7.05T
ISNPY:
$25.87B
WF:
$4.72T
ISNPY:
$14.31B
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Return for Risk
WF vs. ISNPY — Risk / Return Rank
WF
ISNPY
WF vs. ISNPY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Woori Financial Group Inc. (WF) and Intesa Sanpaolo SpA PK (ISNPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| WF | ISNPY | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.48 | 1.03 | +0.45 |
Sortino ratioReturn per unit of downside risk | 2.13 | 1.53 | +0.60 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.18 | +0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.65 | 1.34 | +0.31 |
Martin ratioReturn relative to average drawdown | 4.31 | 4.31 | 0.00 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| WF | ISNPY | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.48 | 1.03 | +0.45 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.73 | 0.91 | -0.18 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.39 | 0.52 | -0.14 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.20 | 0.09 | +0.11 |
Drawdowns
WF vs. ISNPY - Drawdown Comparison
The maximum WF drawdown since its inception was -89.46%, roughly equal to the maximum ISNPY drawdown of -86.72%. Use the drawdown chart below to compare losses from any high point for WF and ISNPY.
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Drawdown Indicators
| WF | ISNPY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -89.46% | -86.72% | -2.74% |
Max Drawdown (1Y)Largest decline over 1 year | -29.61% | -21.14% | -8.47% |
Max Drawdown (3Y)Largest decline over 3 years | -29.61% | -21.80% | -7.81% |
Max Drawdown (5Y)Largest decline over 5 years | -43.52% | -49.54% | +6.02% |
Max Drawdown (10Y)Largest decline over 10 years | -70.84% | -59.38% | -11.46% |
Current DrawdownCurrent decline from peak | -27.07% | -4.32% | -22.75% |
Average DrawdownAverage peak-to-trough decline | -42.91% | -48.70% | +5.79% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 11.36% | 6.59% | +4.77% |
Volatility
WF vs. ISNPY - Volatility Comparison
Woori Financial Group Inc. (WF) has a higher volatility of 10.67% compared to Intesa Sanpaolo SpA PK (ISNPY) at 9.13%. This indicates that WF's price experiences larger fluctuations and is considered to be riskier than ISNPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| WF | ISNPY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.67% | 9.13% | +1.54% |
Volatility (6M)Calculated over the trailing 6-month period | 26.03% | 20.34% | +5.69% |
Volatility (1Y)Calculated over the trailing 1-year period | 34.37% | 26.15% | +8.22% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.02% | 30.39% | +0.63% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.44% | 34.31% | -0.87% |
Dividends
WF vs. ISNPY - Dividend Comparison
WF's dividend yield for the trailing twelve months is around 0.70%, less than ISNPY's 6.51% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ISNPY Intesa Sanpaolo SpA PK | 6.51% | 5.89% | 8.50% | 7.68% | 7.25% | 8.64% | 0.00% | 6.18% | 8.14% | 10.26% | 4.41% | 2.45% |
WF Woori Financial Group Inc. | 0.70% | 3.84% | 12.93% | 2.71% | 8.20% | 1.19% | 0.00% | 0.00% | 0.00% | 0.58% | 3.29% | 7.86% |
Financials
WF vs. ISNPY - Financials Comparison
This section allows you to compare key financial metrics between Woori Financial Group Inc. and Intesa Sanpaolo SpA PK. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
WF vs. ISNPY - Profitability Comparison
WF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Woori Financial Group Inc. reported a gross profit of 847.95B and revenue of 847.95B. Therefore, the gross margin over that period was 100.0%.
ISNPY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported a gross profit of 8.47B and revenue of 10.99B. Therefore, the gross margin over that period was 77.1%.
WF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Woori Financial Group Inc. reported an operating income of 847.95B and revenue of 847.95B, resulting in an operating margin of 100.0%.
ISNPY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported an operating income of 4.21B and revenue of 10.99B, resulting in an operating margin of 38.3%.
WF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Woori Financial Group Inc. reported a net income of 638.92B and revenue of 847.95B, resulting in a net margin of 75.4%.
ISNPY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Intesa Sanpaolo SpA PK reported a net income of 2.81B and revenue of 10.99B, resulting in a net margin of 25.6%.
Frequently Asked Questions
WF and ISNPY have a correlation of 0.32, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
WF has higher volatility (10.67%) compared to ISNPY (9.13%). In terms of maximum drawdown, WF dropped -89.46% vs ISNPY's -86.72%.
WF currently has the higher Sharpe Ratio (1.48 vs 1.03), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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