ISNPY vs. NECB

Last updated Jun 4, 2026

ISNPY (Intesa Sanpaolo SpA PK) and NECB (Northeast Community Bancorp, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, ISNPY returned 17.57%/yr vs 19.62%/yr for NECB. At a 0.12 correlation, their price movements are largely independent.

Performance

ISNPY vs. NECB - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Intesa Sanpaolo SpA PK (ISNPY) and Northeast Community Bancorp, Inc. (NECB). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, ISNPY achieves a -2.31% return, which is significantly lower than NECB's 8.04% return. Over the past 10 years, ISNPY has underperformed NECB with an annualized return of 17.57%, while NECB has yielded a comparatively higher 19.62% annualized return.

ISNPY

• 1D: -2.36%
• 1M: 2.80%
• YTD: -2.31%
• 6M: 3.72%
• 1Y: 25.02%
• 3Y*: 50.83%
• 5Y*: 26.83%
• 10Y*: 17.57%

NECB

• 1D: -2.06%
• 1M: 1.20%
• YTD: 8.04%
• 6M: 10.64%
• 1Y: 12.26%
• 3Y*: 24.40%
• 5Y*: 18.36%
• 10Y*: 19.62%

*Multi-year figures are annualized to reflect compound growth (CAGR)

ISNPY vs. NECB - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
ISNPY Intesa Sanpaolo SpA PK	-2.31%	84.29%	50.22%	42.51%	-7.76%	19.59%	-10.04%	25.49%	-28.78%	47.09%
NECB Northeast Community Bancorp, Inc.	8.04%	-3.51%	41.77%	20.41%	38.91%	10.09%	16.28%	9.72%	11.13%	29.67%

Correlation

The correlation between ISNPY and NECB is 0.32, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.32
Correlation (3Y) Calculated over the trailing 3-year period	0.30
Correlation (5Y) Calculated over the trailing 5-year period	0.28
Correlation (10Y) Calculated over the trailing 10-year period	0.18
Correlation (All Time) Calculated using the full available price history since Jul 16, 2007	0.12

The correlation between ISNPY and NECB shifts across timeframes, from 0.12 (all time) to 0.32 (1 year), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap ISNPY : $18.99B NECB : $324.73M
EPS ISNPY : $19.86 NECB : $2.49
PE Ratio ISNPY : 1.98 NECB : 9.64
PEG Ratio ISNPY : 0.01 NECB : 0.17
PS Ratio ISNPY : 0.72 NECB : 2.79
PB Ratio ISNPY : 0.32 NECB : 0.91
Total Revenue (TTM) ISNPY : $26.94B NECB : $116.88M
Gross Profit (TTM) ISNPY : $25.87B NECB : $77.77M
EBITDA (TTM) ISNPY : $14.31B NECB : $48.19M

Return for Risk

ISNPY vs. NECB — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ISNPY

ISNPY Risk / Return Rank: 66
ISNPY Sharpe Ratio Rank: 70
ISNPY Sortino Ratio Rank: 64
ISNPY Omega Ratio Rank: 61
ISNPY Calmar Ratio Rank: 64
ISNPY Martin Ratio Rank: 70

NECB

NECB Risk / Return Rank: 53
NECB Sharpe Ratio Rank: 57
NECB Sortino Ratio Rank: 50
NECB Omega Ratio Rank: 48
NECB Calmar Ratio Rank: 55
NECB Martin Ratio Rank: 55

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ISNPY vs. NECB - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Intesa Sanpaolo SpA PK (ISNPY) and Northeast Community Bancorp, Inc. (NECB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ISNPY	NECB	Difference
Sharpe ratio: Return per unit of total volatility	0.96	0.46	+0.50
Sortino ratio: Return per unit of downside risk	1.44	0.88	+0.57
Omega ratio: Gain probability vs. loss probability	1.17	1.10	+0.08
Calmar ratio: Return relative to maximum drawdown	1.19	0.66	+0.53
Martin ratio: Return relative to average drawdown	3.80	1.34	+2.46
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

ISNPY vs. NECB - Sharpe Ratio Comparison

The current ISNPY Sharpe Ratio is 0.96, which is higher than the NECB Sharpe Ratio of 0.46. The chart below compares the historical Sharpe Ratios of ISNPY and NECB, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	ISNPY	NECB	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.96	0.46	+0.50
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.89	0.74	+0.14
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.51	0.68	-0.16
Sharpe Ratio (All Time) Calculated using the full available price history	0.09	0.23	-0.14

Drawdowns

ISNPY vs. NECB - Drawdown Comparison

The maximum ISNPY drawdown since its inception was -86.72%, which is greater than NECB's maximum drawdown of -61.91%. Use the drawdown chart below to compare losses from any high point for ISNPY and NECB.

Drawdown Indicators

	ISNPY	NECB	Difference
Max Drawdown Largest peak-to-trough decline	-86.72%	-61.91%	-24.81%
Max Drawdown (1Y) Largest decline over 1 year	-21.14%	-18.77%	-2.37%
Max Drawdown (3Y) Largest decline over 3 years	-21.80%	-34.54%	+12.74%
Max Drawdown (5Y) Largest decline over 5 years	-49.54%	-34.54%	-15.00%
Max Drawdown (10Y) Largest decline over 10 years	-59.38%	-47.80%	-11.58%
Current Drawdown Current decline from peak	-6.58%	-18.03%	+11.45%
Average Drawdown Average peak-to-trough decline	-48.70%	-24.88%	-23.82%
Ulcer Index Depth and duration of drawdowns from previous peaks	6.60%	9.20%	-2.60%

Volatility

ISNPY vs. NECB - Volatility Comparison

Intesa Sanpaolo SpA PK (ISNPY) has a higher volatility of 8.82% compared to Northeast Community Bancorp, Inc. (NECB) at 5.37%. This indicates that ISNPY's price experiences larger fluctuations and is considered to be riskier than NECB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ISNPY	NECB	Difference
Volatility (1M) Calculated over the trailing 1-month period	8.82%	5.37%	+3.45%
Volatility (6M) Calculated over the trailing 6-month period	20.47%	16.32%	+4.15%
Volatility (1Y) Calculated over the trailing 1-year period	26.24%	26.71%	-0.47%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	30.41%	24.87%	+5.54%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	34.31%	29.11%	+5.20%

Dividends

ISNPY vs. NECB - Dividend Comparison

ISNPY's dividend yield for the trailing twelve months is around 6.67%, more than NECB's 4.16% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ISNPY Intesa Sanpaolo SpA PK	6.67%	5.89%	8.50%	7.68%	7.25%	8.64%	0.00%	6.18%	8.14%	10.26%	4.41%	2.45%
NECB Northeast Community Bancorp, Inc.	4.16%	4.20%	2.29%	1.01%	2.82%	1.82%	1.09%	1.00%	1.08%	1.19%	1.52%	1.69%

Financials

Frequently Asked Questions

Can I hold both ISNPY and NECB in my portfolio?

ISNPY and NECB have a correlation of 0.32, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, ISNPY or NECB?

ISNPY has higher volatility (8.82%) compared to NECB (5.37%). In terms of maximum drawdown, ISNPY dropped -86.72% vs NECB's -61.91%.

Which has better risk-adjusted returns?

ISNPY currently has the higher Sharpe Ratio (0.96 vs 0.46), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.