ISNPY vs. NRDBY

Last updated Apr 2, 2026

Compare and contrast key facts about Intesa Sanpaolo SpA PK (ISNPY) and Nordea Bank Abp ADR (NRDBY).

Performance

ISNPY vs. NRDBY - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Intesa Sanpaolo SpA PK (ISNPY) and Nordea Bank Abp ADR (NRDBY). The values are adjusted to include any dividend payments, if applicable.

ISNPY vs. NRDBY - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018
ISNPY Intesa Sanpaolo SpA PK	-9.90%	84.29%	50.22%	42.51%	-7.76%	19.59%	-10.04%	25.49%	-7.96%
NRDBY Nordea Bank Abp ADR	-0.04%	86.91%	-4.37%	24.47%	-4.71%	61.48%	18.83%	6.41%	-21.59%

Fundamentals

EPS ISNPY : $29.10 NRDBY : $1.40
PE Ratio ISNPY : 1.29 NRDBY : 12.67
PEG Ratio ISNPY : 0.01 NRDBY : 1.15
PS Ratio ISNPY : 0.34 NRDBY : 3.03
Total Revenue (TTM) ISNPY : $35.89B NRDBY : $20.23B
Gross Profit (TTM) ISNPY : $21.06B NRDBY : $8.84B
EBITDA (TTM) ISNPY : $14.44B NRDBY : $5.01B

Returns By Period

In the year-to-date period, ISNPY achieves a -9.90% return, which is significantly lower than NRDBY's -0.04% return.

ISNPY

• 1D: 2.46%
• 1M: -4.97%
• YTD: -9.90%
• 6M: -3.59%
• 1Y: 29.22%
• 3Y*: 45.52%
• 5Y*: 27.53%
• 10Y*: 16.29%

NRDBY

• 1D: 2.52%
• 1M: -0.20%
• YTD: -0.04%
• 6M: 14.75%
• 1Y: 47.95%
• 3Y*: 27.54%
• 5Y*: 22.66%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

ISNPY vs. NRDBY — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ISNPY

ISNPY Risk / Return Rank: 70
ISNPY Sharpe Ratio Rank: 73
ISNPY Sortino Ratio Rank: 66
ISNPY Omega Ratio Rank: 66
ISNPY Calmar Ratio Rank: 69
ISNPY Martin Ratio Rank: 75

NRDBY

NRDBY Risk / Return Rank: 87
NRDBY Sharpe Ratio Rank: 89
NRDBY Sortino Ratio Rank: 86
NRDBY Omega Ratio Rank: 86
NRDBY Calmar Ratio Rank: 86
NRDBY Martin Ratio Rank: 89

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ISNPY vs. NRDBY - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Intesa Sanpaolo SpA PK (ISNPY) and Nordea Bank Abp ADR (NRDBY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ISNPY	NRDBY	Difference
Sharpe ratio Return per unit of total volatility	0.99	1.93	-0.94
Sortino ratio Return per unit of downside risk	1.48	2.53	-1.05
Omega ratio Gain probability vs. loss probability	1.20	1.35	-0.15
Calmar ratio Return relative to maximum drawdown	1.41	3.10	-1.69
Martin ratio Return relative to average drawdown	4.72	10.57	-5.85
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

ISNPY vs. NRDBY - Sharpe Ratio Comparison

The current ISNPY Sharpe Ratio is 0.99, which is lower than the NRDBY Sharpe Ratio of 1.93. The chart below compares the historical Sharpe Ratios of ISNPY and NRDBY, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	ISNPY	NRDBY	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.99	1.93	-0.94
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.92	0.88	+0.04
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.47	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.08	0.60	-0.53

Correlation

The correlation between ISNPY and NRDBY is 0.63, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

ISNPY vs. NRDBY - Dividend Comparison

ISNPY's dividend yield for the trailing twelve months is around 6.54%, which matches NRDBY's 6.48% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ISNPY Intesa Sanpaolo SpA PK	6.54%	5.89%	8.50%	7.68%	7.25%	8.64%	0.00%	6.18%	8.14%	10.26%	4.41%	2.45%
NRDBY Nordea Bank Abp ADR	6.48%	5.17%	9.06%	7.05%	7.23%	7.50%	10.93%	9.61%	0.00%	0.00%	0.00%	0.00%

Drawdowns

ISNPY vs. NRDBY - Drawdown Comparison

The maximum ISNPY drawdown since its inception was -86.72%, which is greater than NRDBY's maximum drawdown of -50.06%. Use the drawdown chart below to compare losses from any high point for ISNPY and NRDBY.

Drawdown Indicators

	ISNPY	NRDBY	Difference
Max Drawdown Largest peak-to-trough decline	-86.72%	-50.06%	-36.66%
Max Drawdown (1Y) Largest decline over 1 year	-21.14%	-15.24%	-5.90%
Max Drawdown (5Y) Largest decline over 5 years	-49.54%	-30.66%	-18.88%
Max Drawdown (10Y) Largest decline over 10 years	-59.38%	—	—
Current Drawdown Current decline from peak	-13.84%	-8.19%	-5.65%
Average Drawdown Average peak-to-trough decline	-49.08%	-10.79%	-38.29%
Ulcer Index Depth and duration of drawdowns from previous peaks	6.30%	4.47%	+1.83%

Volatility

ISNPY vs. NRDBY - Volatility Comparison

Intesa Sanpaolo SpA PK (ISNPY) has a higher volatility of 11.24% compared to Nordea Bank Abp ADR (NRDBY) at 10.13%. This indicates that ISNPY's price experiences larger fluctuations and is considered to be riskier than NRDBY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ISNPY	NRDBY	Difference
Volatility (1M) Calculated over the trailing 1-month period	11.24%	10.13%	+1.11%
Volatility (6M) Calculated over the trailing 6-month period	18.84%	16.44%	+2.40%
Volatility (1Y) Calculated over the trailing 1-year period	29.68%	24.94%	+4.74%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	30.15%	25.94%	+4.21%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	34.53%	29.45%	+5.08%

Financials

ISNPY vs. NRDBY - Profitability Comparison

The chart below illustrates the profitability comparison between Intesa Sanpaolo SpA PK and Nordea Bank Abp ADR over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

ISNPY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Intesa Sanpaolo SpA PK reported a gross profit of 0.00 and revenue of 6.77B. Therefore, the gross margin over that period was 0.0%.

NRDBY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Nordea Bank Abp ADR reported a gross profit of 2.94B and revenue of 5.22B. Therefore, the gross margin over that period was 56.4%.

ISNPY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Intesa Sanpaolo SpA PK reported an operating income of 2.06B and revenue of 6.77B, resulting in an operating margin of 30.5%.

NRDBY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Nordea Bank Abp ADR reported an operating income of 1.50B and revenue of 5.22B, resulting in an operating margin of 28.8%.

ISNPY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Intesa Sanpaolo SpA PK reported a net income of 1.95B and revenue of 6.77B, resulting in a net margin of 28.8%.

NRDBY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Nordea Bank Abp ADR reported a net income of 1.16B and revenue of 5.22B, resulting in a net margin of 22.2%.