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ISNPY vs. GGAL
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

ISNPY vs. GGAL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Intesa Sanpaolo SpA PK (ISNPY) and Grupo Financiero Galicia S.A. (GGAL). The values are adjusted to include any dividend payments, if applicable.

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ISNPY vs. GGAL - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
ISNPY
Intesa Sanpaolo SpA PK
-12.06%84.29%50.22%42.51%-7.76%19.59%-10.04%25.49%-28.78%47.09%
GGAL
Grupo Financiero Galicia S.A.
-12.55%-11.36%289.05%92.28%8.05%8.88%-45.53%-40.38%-57.85%145.24%

Fundamentals

EPS

ISNPY:

$29.10

GGAL:

$1.02K

PE Ratio

ISNPY:

1.26

GGAL:

0.05

PEG Ratio

ISNPY:

0.01

GGAL:

0.00

PS Ratio

ISNPY:

0.33

GGAL:

0.00

Total Revenue (TTM)

ISNPY:

$35.89B

GGAL:

$8.73T

Gross Profit (TTM)

ISNPY:

$21.06B

GGAL:

$2.47T

EBITDA (TTM)

ISNPY:

$14.44B

GGAL:

$421.13B

Returns By Period

The year-to-date returns for both stocks are quite close, with ISNPY having a -12.06% return and GGAL slightly lower at -12.55%. Over the past 10 years, ISNPY has outperformed GGAL with an annualized return of 16.01%, while GGAL has yielded a comparatively lower 8.22% annualized return.


ISNPY

1D
4.99%
1M
-10.86%
YTD
-12.06%
6M
-4.77%
1Y
26.65%
3Y*
44.35%
5Y*
26.91%
10Y*
16.01%

GGAL

1D
8.60%
1M
4.90%
YTD
-12.55%
6M
72.44%
1Y
-11.31%
3Y*
72.25%
5Y*
51.02%
10Y*
8.22%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

ISNPY vs. GGAL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ISNPY
ISNPY Risk / Return Rank: 6969
Overall Rank
ISNPY Sharpe Ratio Rank: 7373
Sharpe Ratio Rank
ISNPY Sortino Ratio Rank: 6666
Sortino Ratio Rank
ISNPY Omega Ratio Rank: 6565
Omega Ratio Rank
ISNPY Calmar Ratio Rank: 6767
Calmar Ratio Rank
ISNPY Martin Ratio Rank: 7373
Martin Ratio Rank

GGAL
GGAL Risk / Return Rank: 3737
Overall Rank
GGAL Sharpe Ratio Rank: 3535
Sharpe Ratio Rank
GGAL Sortino Ratio Rank: 3939
Sortino Ratio Rank
GGAL Omega Ratio Rank: 3838
Omega Ratio Rank
GGAL Calmar Ratio Rank: 3636
Calmar Ratio Rank
GGAL Martin Ratio Rank: 3434
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ISNPY vs. GGAL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Intesa Sanpaolo SpA PK (ISNPY) and Grupo Financiero Galicia S.A. (GGAL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


ISNPYGGALDifference

Sharpe ratio

Return per unit of total volatility

0.90

-0.15

+1.05

Sortino ratio

Return per unit of downside risk

1.38

0.37

+1.01

Omega ratio

Gain probability vs. loss probability

1.18

1.04

+0.14

Calmar ratio

Return relative to maximum drawdown

1.19

-0.23

+1.41

Martin ratio

Return relative to average drawdown

4.02

-0.50

+4.52

ISNPY vs. GGAL - Sharpe Ratio Comparison

The current ISNPY Sharpe Ratio is 0.90, which is higher than the GGAL Sharpe Ratio of -0.15. The chart below compares the historical Sharpe Ratios of ISNPY and GGAL, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


ISNPYGGALDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.90

-0.15

+1.05

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.90

0.88

+0.02

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.47

0.13

+0.33

Sharpe Ratio (All Time)

Calculated using the full available price history

0.07

0.07

+0.01

Correlation

The correlation between ISNPY and GGAL is 0.26, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

ISNPY vs. GGAL - Dividend Comparison

ISNPY's dividend yield for the trailing twelve months is around 6.70%, more than GGAL's 3.41% yield.


TTM20252024202320222021202020192018201720162015
ISNPY
Intesa Sanpaolo SpA PK
6.70%5.89%8.50%7.68%7.25%8.64%0.00%6.18%8.14%10.26%4.41%2.45%
GGAL
Grupo Financiero Galicia S.A.
3.41%2.11%3.81%6.49%4.62%0.23%0.94%1.89%1.29%0.16%0.13%0.09%

Drawdowns

ISNPY vs. GGAL - Drawdown Comparison

The maximum ISNPY drawdown since its inception was -86.72%, smaller than the maximum GGAL drawdown of -98.98%. Use the drawdown chart below to compare losses from any high point for ISNPY and GGAL.


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Drawdown Indicators


ISNPYGGALDifference

Max Drawdown

Largest peak-to-trough decline

-86.72%

-98.98%

+12.26%

Max Drawdown (1Y)

Largest decline over 1 year

-21.14%

-58.44%

+37.30%

Max Drawdown (5Y)

Largest decline over 5 years

-49.54%

-62.94%

+13.40%

Max Drawdown (10Y)

Largest decline over 10 years

-59.38%

-91.70%

+32.32%

Current Drawdown

Current decline from peak

-15.90%

-33.10%

+17.20%

Average Drawdown

Average peak-to-trough decline

-49.09%

-57.56%

+8.47%

Ulcer Index

Depth and duration of drawdowns from previous peaks

6.24%

26.80%

-20.56%

Volatility

ISNPY vs. GGAL - Volatility Comparison

The current volatility for Intesa Sanpaolo SpA PK (ISNPY) is 11.90%, while Grupo Financiero Galicia S.A. (GGAL) has a volatility of 16.00%. This indicates that ISNPY experiences smaller price fluctuations and is considered to be less risky than GGAL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


ISNPYGGALDifference

Volatility (1M)

Calculated over the trailing 1-month period

11.90%

16.00%

-4.10%

Volatility (6M)

Calculated over the trailing 6-month period

18.73%

53.64%

-34.91%

Volatility (1Y)

Calculated over the trailing 1-year period

29.62%

77.47%

-47.85%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

30.14%

58.21%

-28.07%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

34.53%

61.79%

-27.26%

Financials

ISNPY vs. GGAL - Financials Comparison

This section allows you to compare key financial metrics between Intesa Sanpaolo SpA PK and Grupo Financiero Galicia S.A.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


-2.00T0.002.00T4.00TAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
6.77B
2.15T
(ISNPY) Total Revenue
(GGAL) Total Revenue
Values in USD except per share items

ISNPY vs. GGAL - Profitability Comparison

The chart below illustrates the profitability comparison between Intesa Sanpaolo SpA PK and Grupo Financiero Galicia S.A. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

-50.0%0.0%50.0%100.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober0
-79.8%
Portfolio components
ISNPY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Intesa Sanpaolo SpA PK reported a gross profit of 0.00 and revenue of 6.77B. Therefore, the gross margin over that period was 0.0%.

GGAL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Grupo Financiero Galicia S.A. reported a gross profit of -1.71T and revenue of 2.15T. Therefore, the gross margin over that period was -79.8%.

ISNPY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Intesa Sanpaolo SpA PK reported an operating income of 2.06B and revenue of 6.77B, resulting in an operating margin of 30.5%.

GGAL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Grupo Financiero Galicia S.A. reported an operating income of -104.46B and revenue of 2.15T, resulting in an operating margin of -4.9%.

ISNPY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Intesa Sanpaolo SpA PK reported a net income of 1.95B and revenue of 6.77B, resulting in a net margin of 28.8%.

GGAL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Grupo Financiero Galicia S.A. reported a net income of -84.36B and revenue of 2.15T, resulting in a net margin of -3.9%.