VTTVX vs. LFRIX
VTTVX (Vanguard Target Retirement 2025 Fund) and LFRIX (Lord Abbett Floating Rate Fund) are both mutual funds - VTTVX is a Diversified Portfolio fund managed by Vanguard, while LFRIX is a Bank Loan fund managed by Lord Abbett. Over the past 10 years, VTTVX returned 7.98%/yr vs 4.52%/yr for LFRIX. At a 0.23 correlation, their price movements are largely independent. VTTVX charges 0.08%/yr vs 0.60%/yr for LFRIX.
Performance
VTTVX vs. LFRIX - Performance Comparison
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Returns By Period
In the year-to-date period, VTTVX achieves a 5.56% return, which is significantly higher than LFRIX's 1.53% return. Over the past 10 years, VTTVX has outperformed LFRIX with an annualized return of 7.98%, while LFRIX has yielded a comparatively lower 4.52% annualized return.
VTTVX
- 1D
- 1.40%
- 1M
- 0.05%
- YTD
- 5.56%
- 6M
- 6.18%
- 1Y
- 15.21%
- 3Y*
- 12.18%
- 5Y*
- 5.66%
- 10Y*
- 7.98%
LFRIX
- 1D
- 0.00%
- 1M
- 0.17%
- YTD
- 1.53%
- 6M
- 2.10%
- 1Y
- 6.20%
- 3Y*
- 7.67%
- 5Y*
- 5.35%
- 10Y*
- 4.52%
VTTVX vs. LFRIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTTVX Vanguard Target Retirement 2025 Fund | 5.56% | 14.63% | 9.23% | 14.76% | -15.57% | 9.78% | 13.31% | 19.63% | -5.14% | 13.68% |
LFRIX Lord Abbett Floating Rate Fund | 1.53% | 6.30% | 8.28% | 12.22% | -2.99% | 5.48% | -1.47% | 7.59% | -0.01% | 3.97% |
Correlation
The correlation between VTTVX and LFRIX is 0.28, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.28 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.26 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.32 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.31 |
Correlation (All Time) Calculated using the full available price history since Dec 18, 2007 | 0.23 |
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Return for Risk
VTTVX vs. LFRIX — Risk / Return Rank
VTTVX
LFRIX
VTTVX vs. LFRIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2025 Fund (VTTVX) and Lord Abbett Floating Rate Fund (LFRIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VTTVX | LFRIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.45 | ||
| Sortino ratioReturn per unit of downside risk | -2.81 | ||
| Omega ratioGain probability vs. loss probability | 1.39 | 1.97 | -0.58 |
| Calmar ratioReturn relative to maximum drawdown | 2.66 | 3.92 | -1.26 |
| Martin ratioReturn relative to average drawdown | 11.38 | 14.80 | -3.43 |
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Drawdowns
VTTVX vs. LFRIX - Drawdown Comparison
The maximum VTTVX drawdown since its inception was -46.03%, which is greater than LFRIX's maximum drawdown of -27.90%. Use the drawdown chart below to compare losses from any high point for VTTVX and LFRIX.
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Drawdown Indicators
| VTTVX | LFRIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -46.03% | -27.90% | -18.13% |
Max Drawdown (1Y)Largest decline over 1 year | -5.57% | -1.55% | -4.02% |
Max Drawdown (3Y)Largest decline over 3 years | -7.84% | -2.59% | -5.25% |
Max Drawdown (5Y)Largest decline over 5 years | -21.52% | -6.23% | -15.29% |
Max Drawdown (10Y)Largest decline over 10 years | -22.51% | -21.75% | -0.76% |
Current DrawdownCurrent decline from peak | -1.17% | -0.37% | -0.80% |
Average DrawdownAverage peak-to-trough decline | -5.05% | -1.94% | -3.11% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.30% | 0.41% | +0.89% |
Volatility
VTTVX vs. LFRIX - Volatility Comparison
Vanguard Target Retirement 2025 Fund (VTTVX) has a higher volatility of 3.03% compared to Lord Abbett Floating Rate Fund (LFRIX) at 0.66%. This indicates that VTTVX's price experiences larger fluctuations and is considered to be riskier than LFRIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VTTVX | LFRIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.03% | 0.66% | +2.37% |
Volatility (6M)Calculated over the trailing 6-month period | 6.01% | 1.87% | +4.14% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.23% | 2.44% | +4.79% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.14% | 2.86% | +6.28% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.96% | 3.91% | +6.05% |
VTTVX vs. LFRIX - Expense Ratio Comparison
VTTVX has a 0.08% expense ratio, which is lower than LFRIX's 0.60% expense ratio.
Dividends
VTTVX vs. LFRIX - Dividend Comparison
VTTVX's dividend yield for the trailing twelve months is around 7.00%, more than LFRIX's 6.91% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
LFRIX Lord Abbett Floating Rate Fund | 6.91% | 7.20% | 7.68% | 7.63% | 3.95% | 4.01% | 4.64% | 5.71% | 5.60% | 4.65% | 4.64% | 4.72% |
VTTVX Vanguard Target Retirement 2025 Fund | 7.00% | 7.38% | 7.63% | 3.96% | 2.96% | 16.28% | 4.35% | 2.57% | 3.14% | 0.47% | 2.68% | 4.98% |
Frequently Asked Questions
VTTVX and LFRIX have a correlation of 0.28, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VTTVX has higher volatility (3.03%) compared to LFRIX (0.66%). In terms of maximum drawdown, VTTVX dropped -46.03% vs LFRIX's -27.90%.
LFRIX currently has the higher Sharpe Ratio (2.50 vs 2.05), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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