VTTVX vs. BFRAX
Compare and contrast key facts about Vanguard Target Retirement 2025 Fund (VTTVX) and BlackRock Floating Rate Income Fund (BFRAX).
VTTVX is managed by Vanguard. It was launched on Oct 27, 2003. BFRAX is managed by BlackRock. It was launched on Nov 2, 1989.
Performance
VTTVX vs. BFRAX - Performance Comparison
Loading graphics...
VTTVX vs. BFRAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTTVX Vanguard Target Retirement 2025 Fund | -0.75% | 14.63% | 9.23% | 14.76% | -15.57% | 9.78% | 13.31% | 19.63% | -5.14% | 13.68% |
BFRAX BlackRock Floating Rate Income Fund | -1.16% | 5.35% | 8.12% | 9.94% | -1.43% | 3.59% | 2.39% | 8.60% | -0.74% | 3.10% |
Returns By Period
In the year-to-date period, VTTVX achieves a -0.75% return, which is significantly higher than BFRAX's -1.16% return. Over the past 10 years, VTTVX has outperformed BFRAX with an annualized return of 7.42%, while BFRAX has yielded a comparatively lower 4.35% annualized return.
VTTVX
- 1D
- 1.49%
- 1M
- -3.60%
- YTD
- -0.75%
- 6M
- 0.96%
- 1Y
- 12.74%
- 3Y*
- 10.65%
- 5Y*
- 5.17%
- 10Y*
- 7.42%
BFRAX
- 1D
- 0.11%
- 1M
- 0.21%
- YTD
- -1.16%
- 6M
- 0.13%
- 1Y
- 4.08%
- 3Y*
- 6.28%
- 5Y*
- 4.55%
- 10Y*
- 4.35%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
VTTVX vs. BFRAX - Expense Ratio Comparison
VTTVX has a 0.08% expense ratio, which is lower than BFRAX's 0.90% expense ratio.
Return for Risk
VTTVX vs. BFRAX — Risk / Return Rank
VTTVX
BFRAX
VTTVX vs. BFRAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2025 Fund (VTTVX) and BlackRock Floating Rate Income Fund (BFRAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VTTVX | BFRAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.53 | 1.38 | +0.15 |
Sortino ratioReturn per unit of downside risk | 2.20 | 2.00 | +0.20 |
Omega ratioGain probability vs. loss probability | 1.32 | 1.42 | -0.10 |
Calmar ratioReturn relative to maximum drawdown | 2.15 | 2.00 | +0.15 |
Martin ratioReturn relative to average drawdown | 9.25 | 7.22 | +2.04 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| VTTVX | BFRAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.53 | 1.38 | +0.15 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.57 | 1.65 | -1.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.75 | 1.11 | -0.36 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.54 | 0.36 | +0.18 |
Correlation
The correlation between VTTVX and BFRAX is 0.25, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
VTTVX vs. BFRAX - Dividend Comparison
VTTVX's dividend yield for the trailing twelve months is around 7.44%, more than BFRAX's 6.13% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTTVX Vanguard Target Retirement 2025 Fund | 7.44% | 7.38% | 7.63% | 3.96% | 2.96% | 16.28% | 4.35% | 2.57% | 3.14% | 0.47% | 2.68% | 4.98% |
BFRAX BlackRock Floating Rate Income Fund | 6.13% | 6.68% | 8.00% | 6.24% | 4.09% | 2.91% | 3.81% | 4.65% | 4.58% | 3.45% | 3.90% | 4.02% |
Drawdowns
VTTVX vs. BFRAX - Drawdown Comparison
The maximum VTTVX drawdown since its inception was -46.03%, roughly equal to the maximum BFRAX drawdown of -44.69%. Use the drawdown chart below to compare losses from any high point for VTTVX and BFRAX.
Loading graphics...
Drawdown Indicators
| VTTVX | BFRAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -46.03% | -44.69% | -1.34% |
Max Drawdown (1Y)Largest decline over 1 year | -6.08% | -2.10% | -3.98% |
Max Drawdown (5Y)Largest decline over 5 years | -21.52% | -6.43% | -15.09% |
Max Drawdown (10Y)Largest decline over 10 years | -22.51% | -20.61% | -1.90% |
Current DrawdownCurrent decline from peak | -4.12% | -1.36% | -2.76% |
Average DrawdownAverage peak-to-trough decline | -5.09% | -6.82% | +1.73% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.42% | 0.61% | +0.81% |
Volatility
VTTVX vs. BFRAX - Volatility Comparison
Vanguard Target Retirement 2025 Fund (VTTVX) has a higher volatility of 3.45% compared to BlackRock Floating Rate Income Fund (BFRAX) at 0.66%. This indicates that VTTVX's price experiences larger fluctuations and is considered to be riskier than BFRAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| VTTVX | BFRAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.45% | 0.66% | +2.79% |
Volatility (6M)Calculated over the trailing 6-month period | 5.21% | 1.65% | +3.56% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.53% | 2.98% | +5.55% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.07% | 2.76% | +6.31% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.93% | 3.94% | +5.99% |