VOO vs. VTINX
Compare and contrast key facts about Vanguard S&P 500 ETF (VOO) and Vanguard Target Retirement Income Fund (VTINX).
VOO is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Index. It was launched on Sep 7, 2010. VTINX is managed by Vanguard. It was launched on Oct 27, 2003.
Performance
VOO vs. VTINX - Performance Comparison
Loading graphics...
VOO vs. VTINX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VOO Vanguard S&P 500 ETF | -3.55% | 17.82% | 24.98% | 26.32% | -18.17% | 28.79% | 18.32% | 31.37% | -4.50% | 21.77% |
VTINX Vanguard Target Retirement Income Fund | -0.02% | 11.31% | 6.66% | 10.66% | -12.75% | 5.24% | 10.02% | 13.16% | -1.98% | 7.46% |
Returns By Period
In the year-to-date period, VOO achieves a -3.55% return, which is significantly lower than VTINX's -0.02% return. Over the past 10 years, VOO has outperformed VTINX with an annualized return of 14.19%, while VTINX has yielded a comparatively lower 4.99% annualized return.
VOO
- 1D
- 0.11%
- 1M
- -4.01%
- YTD
- -3.55%
- 6M
- -1.41%
- 1Y
- 23.49%
- 3Y*
- 18.47%
- 5Y*
- 11.96%
- 10Y*
- 14.19%
VTINX
- 1D
- 0.07%
- 1M
- -1.65%
- YTD
- -0.02%
- 6M
- 1.10%
- 1Y
- 10.21%
- 3Y*
- 7.90%
- 5Y*
- 3.68%
- 10Y*
- 4.99%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
VOO vs. VTINX - Expense Ratio Comparison
VOO has a 0.03% expense ratio, which is lower than VTINX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VOO vs. VTINX — Risk / Return Rank
VOO
VTINX
VOO vs. VTINX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard S&P 500 ETF (VOO) and Vanguard Target Retirement Income Fund (VTINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VOO | VTINX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.98 | 1.70 | -0.72 |
Sortino ratioReturn per unit of downside risk | 1.49 | 2.43 | -0.94 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.34 | -0.12 |
Calmar ratioReturn relative to maximum drawdown | 1.53 | 2.30 | -0.77 |
Martin ratioReturn relative to average drawdown | 7.13 | 9.39 | -2.26 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| VOO | VTINX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.98 | 1.70 | -0.72 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.71 | 0.61 | +0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.79 | 0.88 | -0.09 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.83 | 0.90 | -0.07 |
Correlation
The correlation between VOO and VTINX is 0.81, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VOO vs. VTINX - Dividend Comparison
VOO's dividend yield for the trailing twelve months is around 1.18%, less than VTINX's 5.03% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VOO Vanguard S&P 500 ETF | 1.18% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
VTINX Vanguard Target Retirement Income Fund | 5.03% | 5.02% | 5.89% | 4.01% | 3.08% | 8.63% | 3.42% | 2.62% | 4.19% | 1.56% | 2.27% | 3.53% |
Drawdowns
VOO vs. VTINX - Drawdown Comparison
The maximum VOO drawdown since its inception was -33.99%, which is greater than VTINX's maximum drawdown of -19.96%. Use the drawdown chart below to compare losses from any high point for VOO and VTINX.
Loading graphics...
Drawdown Indicators
| VOO | VTINX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.99% | -19.96% | -14.03% |
Max Drawdown (1Y)Largest decline over 1 year | -8.90% | -4.14% | -4.76% |
Max Drawdown (5Y)Largest decline over 5 years | -24.52% | -17.02% | -7.50% |
Max Drawdown (10Y)Largest decline over 10 years | -33.99% | -17.02% | -16.97% |
Current DrawdownCurrent decline from peak | -5.44% | -2.62% | -2.82% |
Average DrawdownAverage peak-to-trough decline | -3.72% | -2.21% | -1.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.57% | 1.02% | +1.55% |
Volatility
VOO vs. VTINX - Volatility Comparison
Vanguard S&P 500 ETF (VOO) has a higher volatility of 5.27% compared to Vanguard Target Retirement Income Fund (VTINX) at 2.44%. This indicates that VOO's price experiences larger fluctuations and is considered to be riskier than VTINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| VOO | VTINX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.27% | 2.44% | +2.83% |
Volatility (6M)Calculated over the trailing 6-month period | 9.46% | 3.60% | +5.86% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.11% | 5.60% | +12.51% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.81% | 6.01% | +10.80% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.98% | 5.69% | +12.29% |