VGIT vs. VGT

Last updated Jun 4, 2026

VGIT (Vanguard Intermediate-Term Treasury ETF) and VGT (Vanguard Information Technology ETF) are both exchange-traded funds - VGIT is a Government Bonds fund tracking the Bloomberg U.S. Treasury 3-10 Year Index, while VGT is a Technology Equities fund tracking the MSCI USA IMI Information Technology 25/50 Index. Both are passively managed. Over the past 10 years, VGIT returned 1.23%/yr vs 25.78%/yr for VGT. At a correlation of -0.18, they often move in opposite directions. VGIT charges 0.03%/yr vs 0.09%/yr for VGT.

Performance

VGIT vs. VGT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Intermediate-Term Treasury ETF (VGIT) and Vanguard Information Technology ETF (VGT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, VGIT achieves a -0.46% return, which is significantly lower than VGT's 31.64% return. Over the past 10 years, VGIT has underperformed VGT with an annualized return of 1.23%, while VGT has yielded a comparatively higher 25.78% annualized return.

VGIT

• 1D: -0.19%
• 1M: -0.16%
• YTD: -0.46%
• 6M: -0.60%
• 1Y: 3.54%
• 3Y*: 3.40%
• 5Y*: 0.05%
• 10Y*: 1.23%

VGT

• 1D: -1.48%
• 1M: 18.07%
• YTD: 31.64%
• 6M: 30.51%
• 1Y: 60.15%
• 3Y*: 33.48%
• 5Y*: 22.23%
• 10Y*: 25.78%

*Multi-year figures are annualized to reflect compound growth (CAGR)

VGIT vs. VGT - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
VGIT Vanguard Intermediate-Term Treasury ETF	-0.46%	7.34%	1.39%	4.28%	-10.53%	-2.64%	7.71%	6.19%	1.35%	1.70%
VGT Vanguard Information Technology ETF	31.64%	21.77%	29.30%	52.66%	-29.70%	30.45%	46.04%	48.62%	2.46%	37.08%

Correlation

The correlation between VGIT and VGT is 0.08, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.08
Correlation (3Y) Calculated over the trailing 3-year period	0.07
Correlation (5Y) Calculated over the trailing 5-year period	0.06
Correlation (10Y) Calculated over the trailing 10-year period	-0.06
Correlation (All Time) Calculated using the full available price history since Nov 24, 2009	-0.18

The correlation between VGIT and VGT shifts across timeframes, from -0.18 (all time) to 0.08 (1 year), reflecting how their relationship changes across market environments.

Return for Risk

VGIT vs. VGT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VGIT

VGIT Risk / Return Rank: 27
VGIT Sharpe Ratio Rank: 28
VGIT Sortino Ratio Rank: 28
VGIT Omega Ratio Rank: 26
VGIT Calmar Ratio Rank: 26
VGIT Martin Ratio Rank: 26

VGT

VGT Risk / Return Rank: 76
VGT Sharpe Ratio Rank: 87
VGT Sortino Ratio Rank: 79
VGT Omega Ratio Rank: 78
VGT Calmar Ratio Rank: 72
VGT Martin Ratio Rank: 64

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VGIT vs. VGT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Intermediate-Term Treasury ETF (VGIT) and Vanguard Information Technology ETF (VGT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	VGIT	VGT	Difference
Sharpe ratio: Return per unit of total volatility	1.05	2.95	-1.89
Sortino ratio: Return per unit of downside risk	1.59	3.63	-2.03
Omega ratio: Gain probability vs. loss probability	1.18	1.47	-0.29
Calmar ratio: Return relative to maximum drawdown	1.25	3.69	-2.43
Martin ratio: Return relative to average drawdown	3.75	11.77	-8.02
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

VGIT vs. VGT - Sharpe Ratio Comparison

The current VGIT Sharpe Ratio is 1.05, which is lower than the VGT Sharpe Ratio of 2.95. The chart below compares the historical Sharpe Ratios of VGIT and VGT, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	VGIT	VGT	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.05	2.95	-1.89
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.01	0.89	-0.88
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.27	1.05	-0.78
Sharpe Ratio (All Time) Calculated using the full available price history	0.49	0.68	-0.19

Drawdowns

VGIT vs. VGT - Drawdown Comparison

The maximum VGIT drawdown since its inception was -16.05%, smaller than the maximum VGT drawdown of -54.63%. Use the drawdown chart below to compare losses from any high point for VGIT and VGT.

Drawdown Indicators

	VGIT	VGT	Difference
Max Drawdown Largest peak-to-trough decline	-16.05%	-54.63%	+38.58%
Max Drawdown (1Y) Largest decline over 1 year	-2.83%	-16.40%	+13.57%
Max Drawdown (3Y) Largest decline over 3 years	-4.34%	-27.23%	+22.89%
Max Drawdown (5Y) Largest decline over 5 years	-15.02%	-35.07%	+20.05%
Max Drawdown (10Y) Largest decline over 10 years	-16.05%	-35.07%	+19.02%
Current Drawdown Current decline from peak	-2.39%	-1.48%	-0.91%
Average Drawdown Average peak-to-trough decline	-3.52%	-7.95%	+4.43%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.94%	5.13%	-4.19%

Volatility

VGIT vs. VGT - Volatility Comparison

The current volatility for Vanguard Intermediate-Term Treasury ETF (VGIT) is 1.05%, while Vanguard Information Technology ETF (VGT) has a volatility of 6.39%. This indicates that VGIT experiences smaller price fluctuations and is considered to be less risky than VGT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	VGIT	VGT	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.05%	6.39%	-5.34%
Volatility (6M) Calculated over the trailing 6-month period	2.33%	16.07%	-13.74%
Volatility (1Y) Calculated over the trailing 1-year period	3.38%	20.57%	-17.19%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	5.38%	25.18%	-19.80%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	4.50%	24.60%	-20.10%

VGIT vs. VGT - Expense Ratio Comparison

VGIT has a 0.03% expense ratio, which is lower than VGT's 0.09% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

VGIT vs. VGT - Dividend Comparison

VGIT's dividend yield for the trailing twelve months is around 3.87%, more than VGT's 0.31% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
VGIT Vanguard Intermediate-Term Treasury ETF	3.87%	3.79%	3.67%	2.73%	1.74%	1.69%	2.23%	2.24%	2.05%	1.67%	1.69%	1.69%
VGT Vanguard Information Technology ETF	0.31%	0.40%	0.60%	0.65%	0.91%	0.64%	0.82%	1.11%	1.29%	0.99%	1.31%	1.28%

Frequently Asked Questions

Can I hold both VGIT and VGT in my portfolio?

VGIT and VGT have a correlation of 0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, VGIT or VGT?

VGT has higher volatility (6.39%) compared to VGIT (1.05%). In terms of maximum drawdown, VGIT dropped -16.05% vs VGT's -54.63%.

Which ETF is better, VGIT or VGT?

On 10-year performance, VGT leads with 25.78% vs 1.23% for VGIT. On fees, VGIT is cheaper at 0.03% per year. On volatility, VGIT has been the lower-risk option at 1.05%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, VGIT or VGT?

Over the 10-year period, VGT has performed better with a 25.78% return vs 1.23%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, VGIT or VGT?

VGIT is cheaper with a 0.03% expense ratio, compared with 0.09% for VGT.

Which ETF pays a higher dividend yield, VGIT or VGT?

VGIT has the higher dividend yield at 3.87%, compared with 0.31% for VGT.

What is the main difference between VGIT and VGT?

VGIT is categorized as Government Bonds, while VGT is Technology Equities. VGIT tracks Bloomberg U.S. Treasury 3-10 Year Index, while VGT tracks MSCI USA IMI Information Technology 25/50 Index. Their fees differ too: 0.03% for VGIT and 0.09% for VGT.

Which has better risk-adjusted returns?

VGT currently has the higher Sharpe Ratio (2.95 vs 1.05), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.