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VFFVX vs. FIKFX
Performance
Return for Risk
Drawdowns
Volatility
Dividends

VFFVX vs. FIKFX

Last updated Jun 4, 2026

VFFVX (Vanguard Target Retirement 2055 Fund) and FIKFX (Fidelity Freedom Index Income Fund Investor Class) are both Target Retirement Date funds. Over the past 10 years, VFFVX returned 11.96%/yr vs 4.24%/yr for FIKFX. A 0.76 correlation means they provide meaningful diversification when combined. VFFVX charges 0.08%/yr vs 0.12%/yr for FIKFX.

Performance

VFFVX vs. FIKFX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Target Retirement 2055 Fund (VFFVX) and Fidelity Freedom Index Income Fund Investor Class (FIKFX). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, VFFVX achieves a 12.17% return, which is significantly higher than FIKFX's 4.19% return. Over the past 10 years, VFFVX has outperformed FIKFX with an annualized return of 11.96%, while FIKFX has yielded a comparatively lower 4.24% annualized return.

VFFVX

1D
0.37%
1M
5.19%
YTD
12.17%
6M
13.09%
1Y
28.26%
3Y*
19.73%
5Y*
10.39%
10Y*
11.96%

FIKFX

1D
0.08%
1M
1.67%
YTD
4.19%
6M
4.33%
1Y
10.42%
3Y*
7.66%
5Y*
3.25%
10Y*
4.24%
*Multi-year figures are annualized to reflect compound growth (CAGR)

VFFVX vs. FIKFX - Yearly Performance Comparison

2026 (YTD)202520242023202220212020201920182017
VFFVX
Vanguard Target Retirement 2055 Fund		12.17%21.44%14.50%20.39%-17.48%16.44%16.33%24.98%-7.88%21.39%
FIKFX
Fidelity Freedom Index Income Fund Investor Class		4.19%9.23%4.96%8.28%-11.09%2.79%8.54%10.59%-0.76%6.66%

Correlation

The correlation between VFFVX and FIKFX is 0.82, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.82

Correlation (3Y)
Calculated over the trailing 3-year period

0.72

Correlation (5Y)
Calculated over the trailing 5-year period

0.69

Correlation (10Y)
Calculated over the trailing 10-year period

0.71

Correlation (All Time)
Calculated using the full available price history since Aug 19, 2010

0.76

The correlation between VFFVX and FIKFX shifts across timeframes, from 0.69 (5 years) to 0.82 (1 year), reflecting how their relationship changes across market environments.

VFFVX vs. FIKFX - Sectors Allocation Comparison

Sectors
VFFVX
FIKFX

Technology

27.3%
25.8%

Financial Services

16.1%
17.2%

Industrials

12.4%
11.7%

Consumer Cyclical

9.4%
9.4%

Healthcare

8.3%
9.1%

Communication Services

8.0%
8.0%

Consumer Defensive

4.8%
5.2%

Energy

4.3%
4.7%

Basic Materials

4.3%
4.1%

Utilities

2.7%
2.8%

Real Estate

2.5%
2.1%

Technology

VFFVX
27.3%
FIKFX
25.8%

Financial Services

VFFVX
16.1%
FIKFX
17.2%

Industrials

VFFVX
12.4%
FIKFX
11.7%

Consumer Cyclical

VFFVX
9.4%
FIKFX
9.4%

Healthcare

VFFVX
8.3%
FIKFX
9.1%

Communication Services

VFFVX
8.0%
FIKFX
8.0%

Consumer Defensive

VFFVX
4.8%
FIKFX
5.2%

Energy

VFFVX
4.3%
FIKFX
4.7%

Basic Materials

VFFVX
4.3%
FIKFX
4.1%

Utilities

VFFVX
2.7%
FIKFX
2.8%

Real Estate

VFFVX
2.5%
FIKFX
2.1%

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Vanguard Target Retirement 2055 Fund

Fidelity Freedom Index Income Fund Investor Class

Often compared with VFFVX:
VFFVX vs. VOOVFFVX vs. FXAIXVFFVX vs. FDEWXVFFVX vs. SPYVFFVX vs. FDEEXVFFVX vs. VTIVFFVX vs. SWYJX
Often compared with FIKFX:
FIKFX vs. VTINXFIKFX vs. IRTRFIKFX vs. FZROXFIKFX vs. FIPDXFIKFX vs. VTMFXFIKFX vs. PRBLXFIKFX vs. BNDW

Return for Risk

VFFVX vs. FIKFX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
VFFVX
VFFVX Risk / Return Rank: 7171
Overall Rank
VFFVX Sharpe Ratio Rank: 7575
Sharpe Ratio Rank
VFFVX Sortino Ratio Rank: 6969
Sortino Ratio Rank
VFFVX Omega Ratio Rank: 6767
Omega Ratio Rank
VFFVX Calmar Ratio Rank: 6969
Calmar Ratio Rank
VFFVX Martin Ratio Rank: 7575
Martin Ratio Rank
FIKFX
FIKFX Risk / Return Rank: 7777
Overall Rank
FIKFX Sharpe Ratio Rank: 8181
Sharpe Ratio Rank
FIKFX Sortino Ratio Rank: 8383
Sortino Ratio Rank
FIKFX Omega Ratio Rank: 8181
Omega Ratio Rank
FIKFX Calmar Ratio Rank: 6767
Calmar Ratio Rank
FIKFX Martin Ratio Rank: 7474
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VFFVX vs. FIKFX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2055 Fund (VFFVX) and Fidelity Freedom Index Income Fund Investor Class (FIKFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

VFFVXFIKFXDifference
Sharpe ratioReturn per unit of total volatility
2.51
2.63

-0.12

Sortino ratioReturn per unit of downside risk
3.46
3.92

-0.45

Omega ratioGain probability vs. loss probability

1.46

1.54

-0.08

Calmar ratioReturn relative to maximum drawdown

3.21

3.15

+0.06

Martin ratioReturn relative to average drawdown

14.23

14.03

+0.19

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

VFFVX vs. FIKFX - Sharpe Ratio Comparison

The current VFFVX Sharpe Ratio is 2.51, which is comparable to the FIKFX Sharpe Ratio of 2.63. The chart below compares the historical Sharpe Ratios of VFFVX and FIKFX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Sharpe Ratios by Period

VFFVXFIKFXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

2.51

2.63

-0.12

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.74

0.64

+0.10

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.80

0.96

-0.16

Sharpe Ratio (All Time)

Calculated using the full available price history

0.77

1.01

-0.25

Drawdowns

VFFVX vs. FIKFX - Drawdown Comparison

The maximum VFFVX drawdown since its inception was -31.40%, which is greater than FIKFX's maximum drawdown of -15.03%. Use the drawdown chart below to compare losses from any high point for VFFVX and FIKFX.

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Drawdown Indicators

VFFVXFIKFXDifference

Max Drawdown

Largest peak-to-trough decline

-31.40%

-15.03%

-16.37%

Max Drawdown (1Y)

Largest decline over 1 year

-8.93%

-3.32%

-5.61%

Max Drawdown (3Y)

Largest decline over 3 years

-14.52%

-4.76%

-9.76%

Max Drawdown (5Y)

Largest decline over 5 years

-25.39%

-15.03%

-10.36%

Max Drawdown (10Y)

Largest decline over 10 years

-31.40%

-15.03%

-16.37%

Current Drawdown

Current decline from peak

0.00%

0.00%

0.00%

Average Drawdown

Average peak-to-trough decline

-4.14%

-1.72%

-2.42%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.01%

0.74%

+1.27%

Volatility

VFFVX vs. FIKFX - Volatility Comparison

Vanguard Target Retirement 2055 Fund (VFFVX) has a higher volatility of 3.37% compared to Fidelity Freedom Index Income Fund Investor Class (FIKFX) at 1.49%. This indicates that VFFVX's price experiences larger fluctuations and is considered to be riskier than FIKFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

VFFVXFIKFXDifference

Volatility (1M)

Calculated over the trailing 1-month period

3.37%

1.49%

+1.88%

Volatility (6M)

Calculated over the trailing 6-month period

9.08%

3.31%

+5.77%

Volatility (1Y)

Calculated over the trailing 1-year period

11.42%

3.98%

+7.44%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

14.18%

5.12%

+9.06%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

15.10%

4.44%

+10.66%

VFFVX vs. FIKFX - Expense Ratio Comparison

VFFVX has a 0.08% expense ratio, which is lower than FIKFX's 0.12% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

VFFVX vs. FIKFX - Dividend Comparison

VFFVX's dividend yield for the trailing twelve months is around 1.85%, less than FIKFX's 3.19% yield.

PositionTTM20252024202320222021202020192018201720162015
FIKFX
Fidelity Freedom Index Income Fund Investor Class		3.19%3.40%3.13%2.85%3.06%2.04%2.18%7.27%2.94%1.89%1.65%1.39%
VFFVX
Vanguard Target Retirement 2055 Fund		1.85%2.08%2.31%2.18%2.19%10.03%1.82%2.15%2.35%1.83%1.99%1.98%

Frequently Asked Questions

VFFVX and FIKFX have a correlation of 0.82, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

VFFVX has higher volatility (3.37%) compared to FIKFX (1.49%). In terms of maximum drawdown, VFFVX dropped -31.40% vs FIKFX's -15.03%.

FIKFX currently has the higher Sharpe Ratio (2.63 vs 2.51), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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